Loan Quotes

Now, suppose that a homeowner puts down only 3% of their own money or 3.5% for the FHA. That means if prices go down by only 3%, the house will be in negative equity and it would pay the homeowner just to walk away and say, "The house now is worth less than the mortgage I owe. I think I'm just going to move out and buy a cheaper house." So it's very risky when you have only a 3% or 3.5% equity for the loan. The bank really isn't left with much cushion as collateral. ~ Michael Hudson

If you must know, my parents came from pretty hardscrabble backgrounds in the southern Midwest. I certainly didn't grow up poor, but I did spend my 20s and early 30s juggling temp jobs and choking on massive student-loan debt. ~ Meghan Daum

They make a profit from interest on the loan, not repayment of the loan. If a loan is paid off, the bank merely has to find another borrower, and that can be an expensive nuisance. ~ Anonymous

Diane, in Jackie's mind, looked just like a woman who would be an active PTA mom, with her kind face and comfortable clothing. She also thought Diane looked like a woman who would be a loan officer, with her conservative makeup choices and serious demeanor. She would look like a pharmacist if she ever were to wear the standard white coat, gas mask, and hip waders. ~ Joseph Fink

If, every day, I dare to remember that I am here on loan, that this house, this hillside, these minutes are all leased to me, not given, I will never despair. ~ Erica Jong

Privacy is a vast subject. Also, remember that privacy and convenience is always a trade-off. When you open a bank account and want to borrow some money, and you want to get a very cheap loan, you'll share all details of your assets because you want them to give you a low interest rate. ~ Nandan Nilekani

If your cloak was a gift, I appreciate it; if it was a loan, I'm not through with it yet. ~ Diogenes

They're on you day and night. Their oversight is just too extreme [ ... ] That's why our 10-year loan, we paid it back in three years. We couldn't stand the government. The bureaucracy kills you. ~ Lee Iacocca

On an average day, we allow ourselves the fiction that we own a piece of our workplace. That's part of what it takes to get the job done. Deeper down, we know it's all on loan. ~ Mary Schmich

Never loan money, you're not reading or willing to give away. ~ Marshall Sylver

I tried out for another show while I was in college so I could pay off my student loans, and it sort of led to The Real World. The same people that were casting that show were casting The Real World, so they asked me to do it. ~ Trishelle Cannatella

For though there was no chance of persuading a pension fund manager looking to make a longer-term loan to buy a Freddie Mac bond that could evaporate tomorrow, one could easily sell him the third tranche of a CMO. ~ Michael Lewis

What is the difference between a gangster pulling out a gun and demanding you give him a thousand dollars of "protection money," and that same gangster pulling out a gun and demanding you provide him with a thousand-dollar "loan"? In ~ David Graeber

When I got a deposit on my very first cake, I took that deposit and I bought some cake mix with it. I've never taken a loan - ever. And we're doing this expansion just like everything we've done in this bakery as we've grown. If we weren't able to afford paying for something cash, we didn't buy it. ~ Duff Goldman

We have lost that which has made us great over the generations, and that is the sense of individual and personal responsibility that we can come up, we can pursue our dreams and our aspirations and we won't be blocked by government regulation, by the inability to get a loan as a small business to make our dreams come true. ~ Jon Huntsman, Jr.

What grinds me the most is that we're sending kids out into the world who don't know how to balance a checkbook, don't know how to apply for a loan, don't even know how to properly fill out a job application, but because they know the quadratic formula we consider them prepared for the world? ~ Chris Colfer

The loan crisis and the increasing slashing of funds for students, coupled with the astronomical rise in tuition, represent an unparalleled attack on the social state. The hidden agenda here is that when students graduate with such high debts, they rarely choose a career in public service; instead, they are forced to go into the corporate sector, and I see these conditions, in some ways, as being very calculated and as part of a larger political strategy to disempower students. ~ Henry Giroux

She tends to think the sanest policy is a sort of spiritual triage, saving your efforts for those who are likely to make it with a little immediate aid - a small loan, a job recommendation, a couch to crash on for a week or two - and dispassionately ignoring the moribund. But what do you do if you don't have the option to walk away, to hang up or hit IGNORE, because you're bound to someone by obligation or love? What ~ Tim Kreider

Moreover, an archetype exists in the nation's consciousness that connects student loan debt with irresponsibility. This is a result of well-publicized accounts of loan defaults in decades past in which students took out loans with no intention of ever paying them back and simply filed for bankruptcy after graduation. This perception was sufficiently strong that in the 1970s, Congress was convinced to remove bankruptcy protections from student loans. However, according to a March 2007 paper by John A. E. Pottow of the University of Michigan, this perception had a fatal flaw: "The fatal problem is that there are no empirical data to buttress the myth that students defraud creditors any more than other debtors."1 In fact, it was shown that when student loans were dischargeable in bankruptcy, there was a less than 1 percent bankruptcy rate among student debtors.2 Nevertheless, this misconception has been so often repeated that it is now indelibly etched in the public's mind. ~ Alan Collinge

Fat bed, lick the black cat in my mouth
each morning. Unfasten all the bones

that make a head, and let me rest: unknown
among the oboe-throated geese gone south

to drop their down and sleep beside the out-
bound tides. Now there's no nighttime I can own

that isn't anxious as a phone
about to ring. Give me some doubt

on loan; give me a way to get away
from what I know. I pace until the sun

is in my window. I lie down. I'm a coal:
I smolder to a bloodshot glow. Each day

I die down in my bed of snow, undone
by my red mind and what it woke. ~ Malachi Black

What will that mean to each of you? It will mean that those of you who might have lived to be seventy-one must die at seventy. Some of you who might have lived to be eighty-six must cough up your ghost at eighty-five. That's a great age. A year more or less doesn't sound like much. When the time comes, boys, you may regret. But, you will be able to say, this year I spent well, I gave for Pip, I made a loan of life for sweet Pipkin, the fairest apple that ever almost fell too early off the harvest tree. Some of you at forty-nine must cross life off at forty-eight. Some at fifty-five must lay them down to Forever's Sleep at fifty-four. Do you catch the whole thing intact now, boys? Do you add the figures? Is the arithmetic plain? A year! Who will bid three hundred and sixty-five entire days from out his own soul, to get old Pipkin back? Think, boys. Silence. Then, speak. ~ Ray Bradbury

Besides," said Suriyawong. "This was not a rescue operation."
"What was it, target practice? Chinese skeet?"
"An offer of transportation to an invited guest of the Hegemon," said Suriyawong. "And the loan of a knife."
Achilles held up the bloody thing, dangling it from the point. "Yours?" he asked.
"Unless you want to clean it," said Suriyawong.
Achillese handed it to him. Suriyawong took out his cleaning kit and wiped down the blade, then began to polish it.
"You wanted me to die," said Achilles quietly.
"I expected you to solve your own problems," said Suriyawong. ~ Orson Scott Card

Microfinance does not require previous experience or loans to the same extent as a small-business loan, so it's easier for women to enter the micro sector. ~ Gayle Tzemach Lemmon

I can ask for a £25,000 advance, but then you spend a year writing the book, and £25,000 is a loan against sales, and you can easily spend five years earning out. So that's £25,000 for six years. ~ Mal Peet

There's a laundry list of reasons why not to borrow from your 401(k). While the money is on loan, it's not working for you - and if you leave your job, you'll have to pay it back in 60 days or treat it as a taxable withdrawal. ~ Jean Chatzky

Clearly," Jason said, "you are not doing nothing. You are most definitely doing something. What it looks like you're doing is pouring packets of sugar on Lauren Moffat's head."

Shhh," I said. "It's snowing. But only on Lauren." I shook more sugar out of the packets. "'Merry Christmas, Mr. Potter,'" I called softly down to Lauren in my best Jimmy Stewart imitation. "'Merry Christmas, you old building and Loan.'"

Jason started cracking up, and I had to hush him as Becca saw my sugar supply running low and hastened to hand me more packets.

Stop laughing so loud," I said to Jason. "You'll spoil this beautiful moment for them." I sprinkled more sugar over the side of the balcony. "'Merry Christmas to all, and to all a good night. ~ Meg Cabot

The people who are taking these loans because it's the only way they can afford their house are exposing themselves to a lot of risk. They're not saving money and they're not building equity, which means they could find themselves in a scenario where they owe more money than their house is worth. ~ Ric Edelman

Why did Africa let Europe cart away millions of Africa's souls from the continent to the four corners of the wind? How could Europe lord it over a continent ten times its size? Why does needy Africa continue to let its wealth meet the needs of those outside its borders and then follow behind with hands outstretched for a loan of the very wealth it let go? How did we arrive at this, that the best leader is the one that knows how to beg for a share of what he has already given away at the price of a broken tool? Where is the future of Africa? ~ Ngugi Wa Thiongo

Debt is always negative, no matter how positively you try to look at it. The "minus" sign in front of your bank balance is a dead giveaway, despite what you might think about leveraging or whatever. It's even worse when it's a credit card or a student loan, and you can't even remember what you've bought or learned with it. Sure, the minimum repayments will eventually cancel it out, but by that time you will most likely have dentures and be peeing anywhere you damn well please. ~ Ana Spoke

If your appraisal comes back too low - you don't have at least 10% equity for a conforming loan or 20% for a jumbo loan - you might not be able to refinance at all, at least with a loan that's packaged and sold to Fannie Mae and Freddie Mac. That means you may have to pay a much higher rate. ~ Jean Chatzky

If I loan money to a friend or relative, the relationship will be strained or destroyed. The only relationship that would be enhanced is the kind resulting from one party being the master and the other party a servant. ~ Dave Ramsey

When a stretch of Eye Street was finally ready, he had the barricades gracefully opened by two trained bears on loan from the circus. As a result, both Metro and the circus got good press. Even then Pfanstiehl could not please everybody; a labor representative berated him for giving work to nonunion bears. ~ Zachary M. Schrag

If you were shopping for a father, you'd have to take out a serious loan to afford mine. He's the best. ~ Peter DeLuise

Hey, Mom. Hey, Dad. Oh, I'm good, you know. Mostly. I guess I'm in a bit of a spot. You see, I fucked a patient while I was on the clock. I mean, it's fine, because I thought I liked him, and we didn't get caught. But then I had sex with him again...totally off the clock this time...and we did get caught and then I got fired. Haha. I'm totally broke. Can I move back home?
That wasn't exactly how the conversation had gone. I'd have died. But I had told my parents that St. Andrew's hadn't worked out, and my Dad at least had an inkling as to why. Despite my being a colossal fuck-up and throwing away everything I'd ever wanted over a guy, they were letting me move into my old room.
Not ideal. Surely. But I'd just cleaned out my checking account to make my student loan payment, and rent was due in a week, and no one was exactly jumping out of their skin to hire a deaf waiter or a deaf receptionist while I looked for something permanent. It was moving home or living in my car, I guess ~ Peter Styles

For example, Shawn Cole, a professor at Harvard Business School, finds that Indian state-owned banks increase their lending to the politically important but relatively poor constituency of farmers by about 5 to 10 percentage points in election years.51 The effect is most pronounced in districts with close elections. The consequences of the lending are greater loan defaults and no measurable increase in agricultural output, which suggest that it really serves as a costly form of income redistribution. ~ Raghuram G. Rajan

Good Christian people, here lies for you an inestimable loan; take all heed thereof, in all carefulness, employ it: with high recompense, or else with heavy penalty, will it one day be required back. ~ Thomas Carlyle

Mercy to the needy is a loan to Got), and Got) pays back those loans in full. ~ Eugene H. Peterson

Law firms can create environments for abusive relationships. This is especially true if an attorney has no self-direction, has no independent means of financial support, and has massive student loan indebtedness. You've basically made yourself an indentured servant. ~ Robin D. Hart

Thousands of Jews in the ghetto came to their library to borrow books. Reading gave both hope and consolation to the inhabitants, as a fifteen-year-old boy, Yitzhak Rudashevski, wrote in his diary on the same day that the library celebrated its hundred thousandth book loan: 'Hundreds of people read in the ghetto. Reading has become the ghetto's greatest pleasure. Books give one a feeling of freedom; books connect us to the world. The loan of the hundred thousandth copy is something the ghetto can be proud of. ~ Anders Rydell

How simple love would be, Younger Brother, if we only had to bestow it on those who deserved it. Yet what would it be worth? If you gave a poor man a silver coin then that would be a gift. If you expected him to pay you back, then that would make it a loan. We do not loan our love, Lantern. We give it freely. ~ David Gemmell

OK, whatever, I was taking out false loans ~ Joe

Thus, our national circulating medium is now at the mercy of loan transactions of banks, which lend, not money, but promises to supply money they do not possess ~ Irving Fisher

It was the Home Owners' Loan Corporation, not a private trade association, that pioneered the practice of redlining, selectively granting loans and insisting that any property it insured be covered by a restrictive covenant-a clause in the deed forbidding sale of the property to anyone other than whites. Millions of dollars flowed from tax coffers into segregated white neighborhoods. ~ Ta-Nehisi Coates

I had hoped that the board would accept Johnny Hon's offer of a loan to buy the stadium back for the club, as I think this would be best way of continuing the long tradition of Cambridge United in Cambridge - and it was a generous offer. ~ Anne Campbell

Christ to Satan, we are cut from the same cloth, every one of us. And we have the choice to be in eternity anything we wish. Man or woman. Genius or idiot, and all between. Physical beauty means nothing. God sees the heart. Wealth is only a test of what we would do with it. It is a loan from God, as are our talents, a way to prove whether we will use them well or ill. The judgment is awaiting us. ~ Anne Perry

Everything you have is on loan. Foolish is the one who gets attached to a loan. ~ Yasmin Mogahed

There is a strange idea abroad, held by all monetary cranks, that credit is something a banker gives to a man. Credit, on the contrary, is something a man already has. He has it, perhaps, because he already has marketable assets of a greater cash value than the loan for which he is asking. Or he has it because his character and past record have earned it. He brings it into the bank with him. That is why the banker makes him the loan. The banker is not giving something for nothing. ~ Henry Hazlitt

The ancient nobility and gentry of the kingdom ... have been thrust out of all public employment ... a race of merchants, and manufacturers and bankers and loan-jobbers and contractors have usurped their place. ~ William Cobbett

That he who hath the loan of money has not repaid it, and he who has repaid has not the loan; but he who has acknowledged a kindness has it still, and he who has a feeling of it has requited it. ~ Marcus Tullius Cicero

We heard the United States had a new president, that she was arranging for a loan from the Commonwealth to bail us out. We heard the White House was burning and the National Guard was fighting the Secret Service in the streets of DC. We heard there was no water left in Los Angeles, that hordes of people were trying to walk north through the drought-ridden Central Valley. We heard that the county to the east of us still had electricity and that the Third World was rallying to send us support. And then we heard that China and Russia were at war and the US had been forgotten.

Although the Fundamentalists' predictions of Armageddon grew more intense, and everyone else complained with increasing bitterness about everything from the last of chewing gum to the closure of Redwood General Hospital, still, among most people there was an odd sense of buoyancy, a sort of surreptitious relief, the same feeling Eva and I used to have every few years when the river that flows through Redwood flooded, washing out roads and closing businesses for a day or two. We knew a flood was inconvenient and destructive At the same time we couldn't help but feel a peculiar sort of delight that something beyond us was large enough to destroy the inexorability of our routines. ~ Jean Hegland

And you'd see that 2/28 interest only ARM mortgages were only 5.85% of the pool in early 2004, but by late 2004 they were 17.48% of the pool, and by late summer 2005 25.34% of the pool. Yet average FICO [consumer credit] scores for the pool, percent of no-doc ["Liar"] loan to value measures and other indicators were pretty static ... . The point is that these measures could stay roughly static, but the overall pool of mortgages being issued, packaged and sold off was worsening in quality, because for the same average FICO scores or the same average loan to value, you were getting a higher percentage of interest only mortgages. ~ Michael Lewis

We ourselves were made of the very same elements as composed the sun and stars, that some of my atoms might once have been in a distant star. But it frightened me too, made me feel that my atoms were only on loan and might fly apart at any time, fly away like the fine talcum powder I saw in the bathroom. ~ Oliver Sacks

The war has ended with every one owing every one else immense sums of money. Germany owes a large sum to the Allies, the Allies owe a large sum to Great Britain, and Great Britain owes a large sum to the United States. The holders of war loan in every country are owed a large sum by the States, and the States in its turn is owed a large sum by these and other taxpayers. The whole position is in the highest degree artificial, misleading, and vexatious. We shall never be able to move again, unless we can free our limbs from these paper shackles. ~ John Maynard Keynes

There was also more practical inquiry. How should I make a living? How do I get my relatives out of my house? Could you help me postpone payment of this loan? The dervishes had jobs in the workday world: mason, weaver, bookbinder, grocer, hatmaker, tailor, carpenter. They were craftsmen and -women, not renunciates of everyday life, but affirmative makers and ecstatics. Some people call them sufis, or mystics. I say they're on the way of the heart. ~ Coleman Barks

In a crisis, stocks of financial companies are great investments, because the tide is bound to turn. Massive losses on bad loans and soured investments are irrelevant to value; improving trends and future prospects are what matter, regardless of whether profits will have to be used to cover loan losses and equity shortfalls for years to come. ~ Seth Klarman

Why do we still cling to the intellectually retarded notion that liberty can be obtained, maintained, or lost at the end of a gun barrel? When you're working 3 minimum wage jobs to make the minimum payment on a pair of socks you bought 12 years ago because your credit card company slapped you with an interest rate that would make a loan shark holler WTF! ... well, no one needs to hold a gun to your head. Your ass has already been sold down the river. ~ Quentin R. Bufogle

One of their most famous coups was underwriting a $10 million loan for a growing mail-order house called Sears, Roebuck, headed by Goldman's distant relative. It was the first time a mail-order security had ever been on the market-a calculated risk, but one that paid off. ~ Kenneth L. Fisher

Yes, Americans can still get credit for cars and trucks and refrigerators, and those businesses are doing well. But just try to get a home loan now. ~ Ben Stein

The way the credit cards were made in the '80s to be a people's form of capitalism and be able to make it so that you could get a loan that you would have been denied previous, now that's the way stocks are. ~ Jim Cramer

I turned on my heel and left the building. With only £4.76 in the bank, and my subscription to 'Men Only' due, things were looking bleak. Seeing that Keith Moore had apparently purloined Sting's money, though at this time, he had not been yet convicted of the offence, it seemed to me that he was a better bet for a loan than Sting was. ~ James Berryman

See where Congress passed a two billion dollar bill to relieve bankers' mistakes. You can always count on us helping those who have lost part of their fortune, but our whole history records nary a case where the loan was for the man who had absolutely nothing. Our theory is to help only those who can get along, even if they don't get a loan. ~ Will Rogers

Unworthiness always puts you in debt to anyone and everyone who shows you the slightest degree of attention or love or energy. Eventually, in this form of bankrupt relationship, your benefactors will demand or expect more than you are able or willing to give. This is the precise moment they will choose to call in the loan. ~ Iyanla Vanzant

Life is little more than a loan shark: It exacts a very high rate of interest for the few pleasures it concedes ~ Luigi Pirandello

Hit me again, and I'll report you to the authorities. Follow me to my bed one more time, and I swear to the gods, I'll search for the most painful way to murder you. ~ Kien Nguyen

"Thanks," many small businesspeople are saying, "but no thanks. Forget the government credits and loan programs, and just get rid of all the bureaucratic red tape and high taxes which make it hard to build businesses, hire employees and meet our payroll." ~ Oliver DeMille

In proportion as man gets back the spirit of manliness, which is self-sacrifice, affection, loyalty loan idea beyond himself, a God above himself, so far will he rise above circumstances, and wield them at his will. ~ Charles Kingsley

We can talk about republican or democratic approaches to the economy, but until you fix the student loan bubble - and that's where the real bubble is - and the tuition bubble, we don't have a chance. All this other stuff is shuffling deck-chairs on the Titanic. ~ Mark Cuban

There are only three things you can do when something falls from the sky,' my archdruid used to say. 'Get out of the way, get underneath some shelter, or give it some reason to change its mind about falling on you.' Then he threw a pissed-off rooster at me. ~ Kevin Hearne

That is to say, under the old way any time we wish to add to the national wealth we are compelled to add to the national debt. Now, that is what Henry Ford wants to prevent. He thinks it is stupid, and so do I, that for the loan of $30,000,000 of their own money the people of the United States should be compelled to pay $66,000,000 - that is what it amounts to, with interest. ~ Thomas A. Edison

How is that for some people drinking is a short-term loan on the spirit, but for others a heavy mortgage on the soul? ~ Sebastian Barry

When a bank calls in a loan, it obviously hurts the customer in question. But it also adversely affects other banks that have lent to this borrower. They are now less likely to be repaid and so can't as readily lend to their own customers. ~ Eric Maskin

The secret of high finance ... if you really need a loan, you won't qualify. And if you don't need a loan, all the lenders will line up to give you money. ~ Joanne Fluke

Even if you were to fall into extreme financial hardship and file for bankruptcy, you need to understand that your student loan debt will not be discharged in bankruptcy. It is the Velcro of all debts. ~ Suze Orman

The weight of what had transpired on this day finally settled on Ciro. This wasn't really their home, and the nuns weren't truly family. The security they had provided was only on loan. ~ Adriana Trigiani

By making college unaffordable and student loans unbearable, we risk deterring our best and brightest from pursuing higher education and securing a good-paying job. ~ Mark Pocan

Someone has described the modern American as a person who drives a bank financed car over a bond financed highway on credit card gas to open a charge account at a department store so he can fill his savings and loan financed home with installment purchased furniture. may this also be a description of many modern professed Christians? And may this not be one reason why modern Christians have so little time to pray? Importunity combined with perfect faith in unconquerable! ~ Paul Billheimer

When a bank makes a loan, it simply adds to the borrower's deposit account by the amount of the loan. It does not take this money from anyone else's deposit; it was not previously paid in to the bank by anyone. It's new money, created by the bank for the use of the borrower. ~ Robert B. Anderson

In housing you have jingle mail and you can walk away and leave the bank holding the bag. In the case of student loans, the debt follows you through life, and the banks or government will turn it over to collection agencies that are not very nice people and can do all sorts of harassing things to you. It's becoming a nightmare. ~ Michael Hudson

I have stood in a bar in Lambourn and been offered, in the space of five minutes, a poached salmon, a leg of a horse, a free trip to Chantilly, marriage, a large unsolicited loan, ten tips for a ten-horse race, two second-hand cars, a fight, and the copyright to a dying jockey's life story. ~ Jeffrey Bernard

I have a great deal of spiritual dignity. It's on loan from eternity, and you do too, and we have to use it in our relationship with each other. ~ Frederick Lenz

Faith is like private capital, stored in one's own house. It is like a public savings bank or loan office, from which individuals receive assistance in their days of need; but here the creditor quietly takes his interest for himself. ~ Johann Wolfgang Von Goethe

Remember that all we have is "on loan" from Fortune, which can reclaim it without our permission - indeed, without even advance notice. Thus, we should love all our dear ones, but always with the thought that we have no promise that we may keep them forever - nay, no promise even that we may keep them for long. ~ Seneca.

I can't tell you how many times I've had conversations with politicians who've done something morally reprehensible but not indictable, yet still think they should be able to stay in office. The office isn't a 'right.' It's a kind of loan. ~ Gail Collins

Merry Christmas, movie house! Merry Christmas, Emporium! Merry Christmas, you wonderful old Building and Loan! ~ George Bailey

And you told Mr. Marsh at that time that a refinance was impossible, did you not?" "I did." Every teacher of cross-examination points out that you never ask a question that you do not know the answer to, and you never ask the question "why" because that gives the witness the opportunity to answer in a narrative, but Brent wanted the jury to hear the answer to the next question in Bernstein's own words, so he took the calculated risk. "Why was it impossible?" "Because Mr. Marsh was delinquent in his loan payments." "But Mr. Bernstein, didn't you tell Mr. Marsh about six months earlier that, in order to qualify for a loan modification, he had to be delinquent in his loan payments?" "That's for a modification, not a refinance, and that was Tentane's policy ... " "Object ~ Kenneth Eade

I'm much more willing to buy a novel electronically by someone I don't know. Because if halfway through I think, I don't really like this, I can just stop. I can't throw books out, even if I think they're crummy. I feel like I've got to give it to the library. I've got to loan it to somebody, or I keep it on my shelf. It's like a plant. ~ Susan Orlean

My main philosophy is that money is a loan from God. I'm in charge of it. I'm responsible for investin it, giving some of it away, providing for my family, and protecting it. ~ Orel Hershiser

One particular game sticks in my mind: in March 2007 we went to Middlesbrough during a three-month period when we had the Swedish striker, Henrik Larsson, on loan from Helsingborgs. I could not have asked more from him when, under real pressure, he abandoned his attacking position and fell back into midfield just to help dig out the result. When Henrik appeared in the dressing room at the end of the game, all the players and staff stood up and spontaneously broke into applause for the immense effort he had made in his unaccustomed role. At the end of the season we requested an extra Premier League winners' medal for Henrik, even though he had not played the ten games that at the time were required to obtain the award. ~ Alex Ferguson

sister's loan. It's not a detailed plan, and technically I have no idea what I'm getting into. However, it's the only option. Finally I reach the edge of pack territory. You can't miss it because there's a huge sign, white paint on a slab of plywood. PRIVATE PROPERTY. And a drawing of a howling wolf. Then a few meters in, another one with a spotlight shining on it. PRIVATE. NO TRESPASSING. I stop in front of that one. If I'm there to talk to the alpha, then I'm not trespassing, right? Gathering my courage, I set off again, the bike squeaking with every inch of travel. I hear a rustling ~ Cleo Peitsche

Normally, if someone goes bankrupt, you wipe out the debt and get a fresh start. But that's not permitted with student loans. So the effect is to impoverish many graduates with very high debts. ~ Michael Hudson

Good advice is never as helpful as an interest-free loan. ~ Mason Cooley

hall?" "As I've told the mayor several times, we're only permitted to speak with those directly involved with the loan itself," Nate replied. "But I know you won't take no for an answer, so I'll fill you in. City council has requested an unusually large amount of loans this year, and we're just trying to make sure we're spreading the wealth fairly." "Has there been a delay of payments on any of the other policies?" Emmett shot back, clearly displeased with Nate's response. "No, that's not it at all. We haven't denied the loan yet, ~ Jennifer Grayson

Our life is to be regarded as a loan received from death, with sleep as the daily interest on this loan. ~ Arthur Schopenhauer

But the arbitrary cuts, edits, and other changes the studio bosses made before releasing that movie were a bitter lesson for my friend, who valued creative control of his work as paramount. When he went on to make a movie based on another script of his own, a big Hollywood studio offered him a standard deal whereby the studio financed the project and held the power to change the film before its release. He refused the deal - his artistic integrity was more important. Instead my friend "bought" creative control by going off on his own and putting every penny of his profits from the first film into this second project. When he was almost done, his money ran out. He went looking for loans, but bank after bank turned him down. Only a last-minute loan from the tenth bank he implored saved the project. The film was Star Wars. ~ Daniel Goleman

It's easy to get a loan unless you need it. ~ Norman Ralph Augustine

The nation's largest savings and loan, Washington Mutual, has become the biggest bank failure in history. See, the problem with the savings and loans? Not enough savings, too many stupid loans, okay In fact, they changed their name from WaMu to 'screw you.' ~ Jay Leno

The fact that you have government-guaranteed student loans has created a whole new sector in the American economy that didn't really exist before - private for-profit universities that sell junk degrees that don't help the students. They promise the students, "We'll help you get a better job. We'll arrange a loan so that you don't have to pay a penny for this education." Their pet bank gets them the government-guaranteed loan, and the student may get the junk degree, but doesn't get a job, so they don't pay the loan. ~ Michael Hudson

Instruct regulators to look for the newest fad in the industry and examine it with great care. The next mistake will be a new way to make a loan that will not be repaid. ~ L. William Seidman

Colleague, given that I'm detached to go hunting bandits, I'd be grateful for the continued loan of your horses until we return. A squadron of cavalry could make all the difference when we're chasing around the forests after shadows.'
Licinius gave him a jaundiced look. 'You've got sticky fingers, young man. Every soldier that comes into contact with your cohort seems to end up as part of it. Hamian archers, borrowed cavalrymen. I'll even wager you that the half-century of legionaries Dubnus borrowed from the Sixth will end up in your establishment. And yes, you can extend the loan if you think it'll do you any good, and you can keep that decurion you promoted to command them. ~ Anthony Riches

We don't want to give a business that is not going to come through the troubled waters a loan that they can't pay back. ~ Karen Mills