Predatory Credit Card Companies Quotes

Why do we still cling to the intellectually retarded notion that liberty can be obtained, maintained, or lost at the end of a gun barrel? When you're working 3 minimum wage jobs to make the minimum payment on a pair of socks you bought 12 years ago because your credit card company slapped you with an interest rate that would make a loan shark holler WTF! ... well, no one needs to hold a gun to your head. Your ass has already been sold down the river. ~ Quentin R. Bufogle

Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - and people who have made timely payments are not exempt. So even if you pay off your balance - and that's tough when interest rates are insanely high - there's a good chance your credit limit will be slashed, and that will hurt your FICO score. ~ Suze Orman

Companies that make keys, credit card companies, any company in the service business - anything to do with a consumer is probably a software company. ~ Michael J. Saylor

Far too many people are signing up to become slaves to their credit card companies. ~ Celso Cukierkorn

That's why Credit card companies are evil. Are they sponsoring the show tonight? ... They are Evil. ~ Craig Ferguson

Nobody had a credit card when I was a kid. No one had credit card debt. But these big companies and banks wanted to know how to get more money out of people - get them charging things. ~ Michael Moore

Just like credit card companies, or those student loan people. Now there's evil for you. ~ Jim Butcher

Credit card companies pay college students generously to stand outside dining halls, dorms, and academic buildings and encourage their fellow students to apply for credit cards. ~ Louise Slaughter

Over the last 30 odd years, Democrats have moved to the right and the right has moved into the mental hospital. So what we have is one perfectly good party for hedge fund managers, credit card companies, banks, defense contractors, big agriculture and the pharmaceutical lobby ... That's the Democrats. And they sit across the aisle from a small group of religious lunatics, flat-earthers and civil war re-enactors who mostly communicate by AM radio and call themselves the Republicans and who actually worry that Obama is a socialist. Socialist? He's not even a liberal. ~ Bill Maher

What this means is that the entire business model for something like Chase's credit card business is not much more than a gigantic welfare fraud scheme. These companies borrow hundreds of billions of dollars from the Fed at rock-bottom rates, then turn around and lend it out to the world at 5, 10, 15, 20 percent, as credit cards and mortgages, boat loans and aircraft loans, and so on. If you pay it back, great, it's a 500 percent or 1,000 percent or 4,000 percent profit for the bank. If you don't pay it back, the company can put your name in the hopper to be sued. A $5,000 debt on a credit card for the now-defunct Circuit City, which was actually a Chase card, became a $13,000 or $14,000 debt by the time the bank finished applying fees and penalties. Just like a welfare application, you have to read the fine print. "They make more on lawsuits than they make on credit interest," says Linda. ~ Matt Taibbi

No other facet of American business is more corrupt, more intoxicated with illegality, more weakly regulated, and has a greater impact on poor and working people than debt collectors; not credit card companies or subprime mortgages, not even payday lenders. ~ Gary Weiss

It's a tale of redemption. It's a tale of a girl who is going on a journey, who makes mistakes as most young people do ... the credit card companies love sending you credit cards so you exceed your limit and they can charge you interest. And this is a girl who overcomes her problems and figures a way out of her financial crisis, and hopefully the world will do the same thing. ~ Jerry Bruckheimer

If you have credit card debt and credit card companies continue to close down the cards, what are you going to do? What are you going to do if they raise your interest rates to 32 percent? That's five times higher than what your kid is going to pay in interest on a student loan. Get rid of your credit card debt. ~ Suze Orman

I don't understand. How can a credit card ever be rejected? It's not like it's a kidney!" Colette laughed. ~ Kevin Kwan

You can examine the whole 19th century from the point of view of who would have maxed out their credit cards. Emma Bovary would have maxed hers out. No question. Mr. Scrooge would not have. He would have snipped his up. ~ Margaret Atwood

And you just had to rush right over here to rub my face in it."
"Nope. I rushed right over here to slap your face in it."
"A rude but effective wake-up call," Laura commented and earned a shocked stare.
"I expected better from you."
"You shouldn't have." Hands brisk and competent, she affixed a shiny silver bow to the box. "If you don't want to tell us what happened between you and Josh,fine.But you can't expect us to sit around quietly while you mope."
"I have not been moping."
"We've been cleaning up the blood spilling out of your heart for weeks." Kate passed Laura her credit card. "Face it,pal, you're just no fun anymore."
"And that's all this friendship is about?Fun? I thought I might get a little support,a little sympathy, a little compassion."
"Sorry," Laura imprinted the card with a steady sweep. "Fresh out. ~ Nora Roberts

Absolutely pay off credit card debt. If you're not getting a match in your 401(k) and you've got credit card debt, you've got to get yourself out of credit card debt. When you get out of credit card debt, your credit score goes up and interest starts to go down. ~ Suze Orman

Absolutely pay off your credit card debt, because a child can always get a loan to go to school, possibly a scholarship, a grant. ~ Suze Orman

My credit card company says I have an outstanding balance. I'm flattered. ~ Demetri Martin

A credit card sometimes adds to the high cost of living but more often to the cost of high living. ~ Bob Phillips

It just gripes me hollow, the way God always sneaks in to take the credit. ~ Orson Scott Card

I can't even get a credit card without three credit bureaus saying I'm good enough. ~ Barack Obama

She'd never really existed to him. She was of no consequence in his life. He was married to a beautiful woman. Jane was pornography. Jane was the adult movie that didn't appear on his hotel bill. Jane was Internet porn, where every fetish can be fulfilled. You have a fetish for humiliating fat girls? Enter your credit card number and click right here. ~ Liane Moriarty

Why can't everything be as easy as walking into H&M and putting a week's worth of clothes on a credit card? ~ Emma McLaughlin

The wealth of the country, its capital, its credit, must be saved from the predatory poor as well as the predatory rich, but above all from the predatory politician. ~ James J. Hill

When I was coming up through the ranks, not that many people carried a lot money of money on them. This was before checks and credit cards. ~ Doyle Brunson

When I turned fifteen, I remember my father gave me a credit card which I was allowed to use for two things: emergencies and books. ~ Ann Brashares

Perhaps you are thinking: 'But a tank costs several million dollars, not including floor mats. I don't have that kind of money.'
Don't be silly. You're a consumer, right? You have credit cards, right?
Perhaps you are thinking: 'Yes, but how am I going to pay the credit-card company?'
Don't be silly. You have a tank, right? ~ Dave Barry

I'd been so tired of 'strong female characters' for so long by then. I was so tired of the way female strength was made to look cold and humorless; the way it was characterized as deviant and 'unnatural' and always lonely and exceptional. I was tired of the grim undertone of tragedy that lurked under its surface. 'Strong female characters' were never funny, and they never had any fun, either. More often than not, they were celibate, friendless, and clinically depressed. Their monomaniacal devotion to crime fighting made them lean, cranky, and impatient. Naturally, they had axes to grind: they were avenging brides, poker-faced assassins, gloomy ninjas with commitment issues. Who were these characters? What were they trying to tell us? Why didn't they ever say goodbye before hanging up the phone? And why were they always being reborn or remade as killing machines after losing everything they held dear?

...I don't want to see another symbolic woman start all over again. I want to see the symbolic world change to acknowledge her existence. I don't want to see a young girl get a makeover or go shopping with her boyfriend's credit card. I want to watch her blow up the Death Star - metaphorically, of course. ~ Carina Chocano

Kugel wondered if in these days of the Internet you would even need a Miep Gies anymore, if you could make it through a genocide these days with just a smartphone and a credit card, and he was hopeful that in the event of another Holocaust, he would have some sort of broadband Internet access. ~ Shalom Auslander

I told him I'm not sleeping with him. I'm not that easy," she says. "Still, he invites me to Vegas and tells me he'll get me my own private suite, and that I could invite my girlfriends. So, I mean, my girlfriends and I obviously decide to go. When we get there, he lets us go shopping with his credit card. So we bought new clothes, facials, massages, purses, everything! Then we joined him and his friends for dinner ... Our dinner bill was, like - can you believe this? - $30,000! It was all the wine, appetizers, entrees, desserts, and champagne. The next week, I ignored his phone calls. I mean, I can't be bought. ~ Nick Miller

As a child, a library card takes you to exotic, faraway places. When you're grown up, a credit card does it. ~ Sam Ewing

This is a highly reliable power source. Being a large credit card processor, doing $6 million an hour in transactions, our computers have to work. ~ Dennis Hughes

The psyche will do anything to avoid pain, and when faced with something traumatic, like having to pay, its instinct is to put it off - what Freud called 'Nachträglichkeit' or delayed effect. Credit card and psyche conspire to soften the blow of paying by staggering it over time. ~ Robert Rowland Smith

Even the infamous 2002 Bali bombing mastermind, Imam Samudra from the al-Qaeda-linked terrorist group Jamaah Islamiyah, funded his attack in which more than 200 people were murdered with the $150,000 he obtained by hacking into Western bank accounts and credit lines. Samudra was technologically savvy and while in prison wrote an autobiographical manifesto containing a chapter titled "Hacking, Why Not?" In the book, Samudra shared his hacking and "carding" techniques with his disciples, encouraging them "to take the holy war into cyberspace by attacking U.S. computers, with the particular aim of committing credit card fraud, called 'carding,' " to fund operations. ~ Marc Goodman

Without encryption, you and I wouldn't be able to do our banking online. We wouldn't be able to buy things online, because your credit cards - they've probably been ripped off anyway, but they would be ripped off left and right every day if there wasn't encryption. ~ Tim Cook

It's not surprising so many people end up with credit-card debts. Saving for your retirement and buying a house are difficult things, and we don't educate people about them at all. ~ Niall Ferguson

Forget the National Debt Clock. We need an electronic billboard to track all the daily shootings in this country. I'm really sick of listening to all the mouth breathers who soil their camouflage pants every time someone suggests we might have a gun problem. Other countries have crazy, violent people. What they don't have is 300,000,000 WMDs and a gun show loophole that allows any psycho with a valid credit card to own 'em. ~ Quentin R. Bufogle

[On charity] I try to pick subjects that I can learn about and then focus on and then do as much as I can. If you have a tremendous amount of heat from the spotlight, then you're able to shine a little bit more of your light in a different direction. It's just deflecting. My dad calls it a celebrity credit card that you can cash in. I think if you're in this position you should do it. ~ George Clooney

A long list. From getting cut from the high school basketball team, to getting fired from jobs, getting credit cards rejected and cut up. Rejection has only been a distraction, not a roadblock. "Every no gets me closer to a yes," was the saying I used to use. ~ Mark Cuban

Now, it has been independently shown that people hate to lose something more than they enjoy gaining it. For example, they don't mind paying for something with a credit card even when told there is a discount for cash, but they hate paying the same amount if they are told there is a surcharge for using credit. As a result, people will often refuse to gamble for an expected profit (they turn down bets such as "Heads, you win $120; tails, you pay $100), but they will gamble to avoid an expected loss (such as "Heads, you no longer owe $120; tails, you now owe an additional $100"). (This kind of behavior drives economists crazy, but is avidly studied by investment firms hoping to turn it to their advantage.) The combination of people's loss aversion with the effects of framing explains the paradoxical result: the "gain" metaphor made the doctors risk-averse; the "loss" metaphor made them gamblers. ~ Steven Pinker

You can always make a film somehow. You can beg, borrow, steal the equipment, use credit cards, use your friends' goodwill, wheedle your way into this or that situation. The real problem is, how do you get people to see it once it is made? ~ Walter Murch

Sales is this cure all for this problem. Get people to give you their credit card and I guarantee you they're actually interested. ~ Emmett Shear

Debt is a trap, especially student debt, which is enormous, far larger than credit card debt. It's a trap for the rest of your life because the laws are designed so that you can't get out of it. If a business, say, gets in too much debt, it can declare bankruptcy, but individuals can almost never be relieved of student debt through bankruptcy. ~ Noam Chomsky

Mom: 'I really have to stop doing this. I need to get a life.'

I think she's directing this at herself, or the universe, not really at me. Still, I can't help thinking that 'getting a life' is something only a complete idiot could believe. Like you can just drive to a store and get a life. See it in its shiny box and look inside the plastic window and catch a glimpse of yourself in a new life and say, 'Wow, I look much happier - I think this is the life I need to get!" Take it to the counter, ring it up, put it on your credit card. If getting a life was that easy, we'd be one blissed-out race. But we're not. So it's like, Mom, your life isn't out there waiting, so don't think all you have to do is find it and get it. No, your life is right here. And yeah, it sucks. Lives usually do. So if you want things to change, you don't need to get a life. You need to get off your ass. ~ John Green

The modern world is full of pundits, poseurs, and mall ninjas. Preparedness is not just about accumulating a pile of stuff. You need practical skills, and those come only with study, training, and practice. Any armchair survivalist with a credit card can buy a set of stylish camouflage fatigues and an "M4gery" carbine encrusted with umpteen accessories. Style points should not be mistaken for genuine skills and practicality. ~ James Wesley, Rawles