Equity Quotes

Now, suppose that a homeowner puts down only 3% of their own money or 3.5% for the FHA. That means if prices go down by only 3%, the house will be in negative equity and it would pay the homeowner just to walk away and say, "The house now is worth less than the mortgage I owe. I think I'm just going to move out and buy a cheaper house." So it's very risky when you have only a 3% or 3.5% equity for the loan. The bank really isn't left with much cushion as collateral. ~ Michael Hudson

Politeness does not always inspire goodness, equity, complaisance, and gratitude; it gives at least the appearance of these qualities, and makes man appear outwardly, as he should be within. ~ Jean De La Bruyere

If we don't figure out a way to create equity, real equity, of opportunity and access, to good schools, housing, health care, and decent paying jobs, we're not going to survive as a productive and healthy society. ~ Tim Wise

The Hanlin named his granddaughter Lustrous Jade, for jade was the fairest of stones and possessed five virtues: charity, for its lustre; rectitude, for its translucence; wisdom, for its purity of sound when struck; equity, for its sharp edges that injure none; courage, for it can be broken but not bent. ~ Bette Bao Lord

Government acquisition of food supplies in time of war is no less important than conscription. Equity is the fundamental principle applicable to both these essential phases of war administration. ~ Chiang Kai-shek

Humanity is the equity of the heart. ~ Confucius

When we fail to open the closed-minded consumers of racist ideas, we blame their closed-mindedness instead of our foolish decision to waste time reviving closed minds from the dead. When our vicious attacks on open-minded consumers of racist ideas fail to transform them, we blame their hate rather than our impatient and alienating hate of them. When people fail to consume our convoluted antiracist ideas, we blame their stupidity rather than our stupid lack of clarity. When we transform people and do not show them an avenue of support, we blame their lack of commitment rather than our lack of guidance. When the politician we supported does not change racist policy, we blame the intractability of racism rather than our support of the wrong politician. When we fail to gain support for a protest, we blame the fearful rather than our alienating presentation. When the protest fails, we blame racist power rather than our flawed protest. When our policy does not produce racial equity, we blame the people for not taking advantage of the new opportunity, not our flawed policy solution. The failure doctrine avoids the mirror of self-blame. The failure doctrine begets failure. The failure doctrine begets racism. ~ Ibram X. Kendi

Anger should be especially kept down in punishing, because he who comes to punishment in wrath will never hold that middle course which lies between the too much and the too little. It is also true that it would be desirable that they who hold the office of Judges should be like the laws, which approach punishment not in a spirit of anger but in one of equity. ~ Johannes Voet

The majority of any society comprised, Smith knew, not landlords or merchants, but "servants, laborers, and workmen of different kinds," who derived their income from wages. Their welfare was the prime concern of economic policy, as Smith conceived it. "No society can surely be flourishing and happy, of which the far greater part of the members are poor and miserable," he wrote. "It is but equity, besides, that they who feed, clothe and lodge the whole body of the people should have such a share of the produce of their own labour as to be themselves tolerably well fed, clothed, and lodged." The chief economic concern of the legislator, in Smith's view, ought to be the purchasing power of wages, since that was the measure of the material well-being of the bulk of the population. (p. 64) ~ Jerry Z. Muller

Having the children you want, not having the children you don't want but in order to do that you have to have the right to abortion and the right to pay equity, those two give you choice. One or the other does not. ~ Selma James

However, for equity to create commitment rather than conflict, you must allocate it very carefully. Giving everyone equal shares is usually a mistake: every individual has different talents and responsibilities as well as different opportunity costs, so equal amounts will seem arbitrary and unfair from the start. On the other hand, granting different amounts up front is just as sure to seem unfair. Resentment at this stage can kill a company, but there's no ownership formula to perfectly avoid it. ~ Peter Thiel

The only way I can keep clear of force is by justice. Far from being willing to execute his enemies, a real king must be willing to execute his friends. ~ T.H. White

I found that Nancy had a very advanced formulation of equity, ethics, and morals. It was as exceptional as it was different from the ideas usually held in connection with "proper" behavior and---in my opinion--- of a much higher order. It was free of hypocrisy!

Once when I needed friends very badly I found that Nancy was the most steadfast, generous, and unselfish friend that I had. I'm not ashamed to say that her conduct was touching to the point of tears. If such qualities were not unique they certainly were most unhappily rare.

On Nancy Cunard ~ Hilaire Hiler

I've worked with a lot of gay and lesbian organizations. I sit on the board of the Empire State Pride Agenda. I've also done a lot of work for Broadway Care/Equity Fights AIDS. I think it's important because, when we can be of service to others, it only enhances our lives. I've been helped a lot in my life. ~ Billy Porter

Private equity funds a substantial amount of new businesses and is the source of capital to rejuvenate failing businesses, which are major drivers of job growth in this economy. ~ N. Robert Hammer

Politics is a matter of human transaction. I consider absolutely everything political, because all fiction involves relationships between people, and relationships between people always include matters of power, of equity, of communication. ~ Deborah Eisenberg

Without equity, pandemic battles will fail. Viruses will simply recirculate, and perhaps undergo mutations or changes that render vaccines useless, passing through the unprotected populations of the planet. ~ Laurie Garrett

California, because of their Equity Funding Formula, moves a step in that direction by sending more resources to communities and students that face greater levels of poverty. But California is doing that from a greater position of real weakness, because they were already so far behind other states in funding per student. It's a step, but many more steps need to be taken. ~ Pedro Noguera

The truth, Prime Minister, is that you have run out of our money. The country as a whole is now in negative equity. Every British child is born owing around 20,000 pounds. Servicing the interest on that debt is going to cost more than educating the child. ~ Daniel Hannan

When money gets too far away from actual, physical, real equity and property it gets too abstract and too distantly derived and then suddenly it's not worth anything anymore. And the same is true of language. ~ Roy Blount, Jr.

All men have an equal right to the free development of their faculties; they have an equal right to the impartial protection of the state; but it is not true, it is against all the laws of reason and equity, it is against the eternal nature of things. ~ Victor Cousin

The first thing that you need to deal with is the issue of equity and poverty. ~ James Wolfensohn

I am probably the biggest equity investor in the history of modern Russia. ~ Alexander Lebedev

Make the earth a dwelling place. Cultivate the heart and mind. Practice benevolence. Stand by your word. Govern with equity. Serve skillfully. Act in a timely way, without contentiousness, free of blame. ~ Lao-Tzu

Such bureaucrats can neither be hurried in their deliberations nor made to see common sense. Indeed, the very absurdity or pedantry of these deliberations is for them the guarantee of their own fair-mindedness, impartiality, and disinterest. To treat all people with equal contempt and indifference is the bureaucrat's idea of equity. ~ Theodore Dalrymple

You have to say that we are again in a massive financial bubble in bonds, in equities, in [other] asset prices that have gone up dramatically. ~ Marc Faber

We are in the midst of a once-in-a-century credit tsunami. Central banks and governments are being required to take unprecedented measures. Those of us who have looked to the self-interest of lending institutions to protect shareholders' equity are in a state of shocked disbelief. ~ Alan Greenspan

I feel that faith and feminism have a deep relationship to each other and that both are responses to the deep human yearning for connection and for peace on earth, and that they both have a vision of universal human equity. ~ Helen LaKelly Hunt

In the 1930s, there as a stretch here you could borrow more against the real estate than you could sell it for. I think that's hat's going on in today's private-equity world. ~ Charlie Munger

A decline in the national housing price level would need to be substantial to trigger a significant rise in foreclosures, because the vast majority of homeowners have built up substantial equity in their homes despite large mortgage-market financed withdrawals of home equity in recent years. ~ Alan Greenspan

I think it was 1987 - something like that - or '86, and I thought, 'When you go equity and you're gonna get paid, you'll finally be able to make a living.' But it was not to be so. I always bartended and waited tables so I ended up not doing theater for about a year because nobody would hire me. ~ Denis O'Hare

You can only have options if you've not been pushed to the wall. ~ Martin Uzochukwu Ugwu

Religion is the last cultural barrier to gender equity. ~ Karen L. Garst

Most of India's 300 odd news channels are making losses and are dependent on dubious cross holding, black money and dodgy private equity investors, both foreign and Indian. ~ Mohammad Hamid Ansari

Many people in Nixon's camp had genuine faith in affirmative action. It wasn't designed to fail, but it wasn't designed to succeed, either; the intent behind it was not rooted in a desire to help black people attain equal standing in society. It was riot insurance. It was a financial incentive for blacks to stay in their own communities and out of the suburbs. (183) ~ Tanner Colby

The people who are taking these loans because it's the only way they can afford their house are exposing themselves to a lot of risk. They're not saving money and they're not building equity, which means they could find themselves in a scenario where they owe more money than their house is worth. ~ Ric Edelman

If your appraisal comes back too low - you don't have at least 10% equity for a conforming loan or 20% for a jumbo loan - you might not be able to refinance at all, at least with a loan that's packaged and sold to Fannie Mae and Freddie Mac. That means you may have to pay a much higher rate. ~ Jean Chatzky

For me, feminism isn't just about gender equality as an end goal, because that implied that the structures we live under currently are the correct ones and the only problem with them is that women do not experience equity beneath them. I disagree. I am in favour of reimagine what out societies should look like, including the ways in which masculine ideas of power and leadership are absorbed as natural and normal. Feminism is also about liberating women from the expectation that we behave in a certain kind of way in order to be taken seriously or given any kind of power at all, however nominal it might be. ~ Clementine Ford

With the implementation of the Affordable Care Act and the Mental Health Parity and Addiction Equity Act, more people will have insurance coverage and, in principle, be eligible for more care. ~ Thomas R. Insel

Equity, after all, does not mean simply equal funding. Equal funding for unequal needs is not equality. ~ Jonathan Kozol

Landowners may contribute their property as equity - always scarce for the beginning developer - but they might also supply debt, via seller financing, at terms unavailable through financial institutions. Even if they do not materially participate, landowners can tie up land while financing and approvals are obtained. In income property, key tenants might also be offered partnerships to induce them to lease space in the project, particularly if the project can be designed around the tenant's specific needs. ~ Richard B. Peiser

Market-cap based indexing will never be driven from its deserved perch as core and deserved king of the investment world. It is what we should all own in theory and it has delivered low-cost equity returns to a great mass of investors ... the now and forever king-of-the-hill. ~ Cliff Asness

Proper distribution does not imply an equal share but an equitable share. Equity is the essence of equality. ~ Victor Hugo

If you can follow only one bit of data, follow the earnings - assuming the company in question has earnings. I subscribe to the crusty notion that sooner or later earnings make or break an investment in equities. What the stock price does today, tomorrow, or next week is only a distraction. ~ Peter Lynch

I have said many times that it's a mistake to bet against the long-term health of the U.S. equity markets because it's a mistake to bet against the long-term health of the U.S. economy. ~ Gerry Schwartz

We really wake up every day trying to build businesses. That is the goal of private equity. It's a misnomer out there that private equity profits by shrinking companies. In fact, it's just the opposite. Private equity creates value by growing great companies. ~ Stephen Pagliuca

One has to be realistic. One's concern for equity and justice in the world must not carry one into the alien territory of unreasoned belief. That's very important. ~ Amartya Sen

Crime is an attitude learnt overtime and can be as a result of condition of place one has found himself. Crime can be graded, so it's possible environment can affect high class rich and low class poor. Therefore criminal justice system is supposed to be graded as to achieve equity in result. ~ Chidiebere Prosper Agbugba

If private-equity firms are as good at remaking companies as they claim, they don't need tax loopholes to make money. ~ James Surowiecki

In most cases the favorable price performance will be accompanied by a well-defined improvement in the average earnings, in the dividend, and in the balance-sheet position. Thus in the long run the market test and the ordinary business test of a successful equity commitment tend to be largely identical. ~ Benjamin Graham

Illegal immigrants in considerable numbers have become productive members of our society and are a basic part of our work force. Those who have established equities in the United States should be recognized and accorded legal status. At the same time, in so doing, we must not encourage illegal immigration. ~ Ronald Reagan

Equities will do well over time - you just have to avoid getting excited when other people are getting excited. ~ Warren Buffett

I therefore submit to you that what qualifies a person to be called a man according to God, is the ability of the individual to live by the right standard and values that heaven values. Standards like, justice, judgement, truth and equity. ~ Sunday Adelaja

Maybe the word hasn't been invented yet – that thing beyond diversity. We often define movements by what they're against, but the final goal is greater than the powers it dismantles, deeper than any statistic. It's something like equity – a commitment to harvesting a narrative language so broad it has no face, no name. ~ Daniel Jose Older

There is no denying that downsizing can happen when a company receives private equity funding. It is unfortunate and hard on everyone who is affected. ~ N. Robert Hammer

The most threatening racist movement is not the alt right's unlikely drive for a White ethnostate but the regular American's drive for a 'race-neutral' one. The construct of race neutrality actually feeds White nationalist victimhood by positing the notion that any policy protecting or advancing non-White Americans toward equity is 'reverse discrimination. ~ Ibram X. Kendi

What you pay for an investment is the single biggest determinant for how successful that investment will be. When equity prices are high, your returns will be lower. When they are cheap, your returns will be higher. ~ Barry Ritholtz

In a crisis, stocks of financial companies are great investments, because the tide is bound to turn. Massive losses on bad loans and soured investments are irrelevant to value; improving trends and future prospects are what matter, regardless of whether profits will have to be used to cover loan losses and equity shortfalls for years to come. ~ Seth Klarman

By Liberty I understand the Power which every Man has over his own Actions, and his Right to enjoy the Fruits of his Labour, Art, and Industry, as far as by it he hurts not the Society, or any Members of it, by taking from any Member, or by hindering him from enjoying what he himself enjoys. The Fruits of a Man's honest Industry are the just Rewards of it, ascertained to him by natural and eternal Equity, as is his Title to use them in the Manner which he thinks fit: And thus, with the above Limitations, every Man is sole Lord and Arbitrer of his own private Actions and Property. ~ Cato The Younger

We are not fond of praising, and never praise any one except from interested motives. Praise is a clever, concealed, and delicate flattery, which gratifies in different ways the giver and the receiver. The one takes it as a recompense of his merit, and the other bestows it to display his equity and discernment. ~ Francois De La Rochefoucauld

Regarding local residents attempting to ban sex shops from their neighborhoods: You show me a parent who says he's worried about his child's innocence and I'll show you a homeowner trying to maintain equity. ~ George Carlin

Shane met him owing to the storybooks she studied to discover what attributes made one princessly - this wasn't technically a word, but she felt there should be equity in adjectives if not in life. ~ Thomm Quackenbush

Wall Street, with its army of brokers, analysts, and advisers funneling trillions of dollars into mutual funds, hedge funds, and private equity funds, is an elaborate fraud. ~ Michael Lewis

I'm a lawyer. I go for due process; I go for fairness and equity - these values mean a lot to me. ~ Mohamed ElBaradei

Yeah, I had to change my name because there were two other actors registered at Equity with that name. ~ Michael Keaton

If God fairness, impartiality, equity, are his essence, that should become dominant in any society ~ Sunday Adelaja

When the opportunities come, we may not want to buy another nickel asset, but if something comes cheap enough, we're all about return on equity. ~ Ivan Glasenberg

In the 1940s, I was doing something called the Equity Library Theater in New York, when a movie company came to see the play I was in and offered me a contract. But the deal was, my nose was too big and they wanted me to have surgery. My jaw was crooked, and I'd have to have that fixed, too. And they didn't like my name; it was too common. ~ Elizabeth Wilson

Equity is compromised due to the privatisation of education. Education has become a commodity. Those who can afford to buy it, buy it, and those who can sell it make money out of it ~ Kailash Satyarthi

All my roots are Broadway. I got my Equity Card doing a Broadway show, and my first love is theater. ~ Jesse Tyler Ferguson

War challenges virtually every other institution of society - the justice and equity of its economy, the adequacy of its political systems, the energy of its productive plant, the bases, wisdom and purposes of its foreign policy. ~ Walter Millis

The country he had left thirty years ago had been a realistic place. There were political realities there, then and now, that precluded blind faith, that discouraged one from thinking that everything, always, would work out fairly and equitably. But he had come to believe such things in the United States. Things had worked out. Difficulties had been overcome. He had worked hard and achieved success. The machinery of government functioned. ~ Dave Eggers

Dear Sir: Yours of the 24th. asking 'the best mode of obtaining a thorough knowledge of the law' is received. The mode is very simple, though laborious, and tedious. It is only to get the books, and read, and study them carefully. Begin with Blackstone's Commentaries, and after reading it carefully through, say twice, take up Chitty's Pleading, Greenleaf's Evidence, & Story's Equity &c. in succession. Work, work, work, is the main thing. ~ Abraham Lincoln

In general we should be aware of, and protective towards, those precious legal instruments that we already possess, and which often depend on principles of equity and natural law and not on top-down legislation. ~ Roger Scruton

Every emendation of Anne's had been on the side of honesty against importance. She wanted more vigorous measures, a more complete reformation, a quicker release from debt, a much higher tone of indifference for everything but justice and equity. ~ Jane Austen

Long-term investment success is almost totally a function of how one emotionally handles declines in the equity market, as opposed to how one's portfolio handles them. ~ Nick Murray

You have a lot more freedom to explore and improvise in a Canadian film, which you might not have when there's 13 different production companies that all have serious equity investments. ~ Kristen Hager

Get rid of all the cleaners, rubbish collectors, bus drivers, supermarket checkout staff and secretaries, for example, and society will very quickly grind to a halt. On the other hand, if we woke up one morning to find that all the highly paid advertising executives, management consultants and private equity directors had disappeared, society would go on much as it did before: in a lot of cases, probably quite a bit better. So, ~ Owen Jones

I hardly ever belted; I was a soprano and a comedienne and intended on doing mostly soprano legit roles but my first equity show, to my surprise, was Blues in The Night at The Cleveland Playhouse. ~ Erica Schroeder

With you it is always the law, never equity. ~ Rafael Sabatini

Oh, to be sure, there are the get-rich dreams that float in and out of idle conversation. But there are much headier rewards closer at hand - the freedom to be your own boss and chart your own course, the chance to explore the leading edge of some new technology, the career-opening opportunity to take on far more responsibility than any established organisation would ever grant. These are what really drive early market organisations to work such long hours for such modest rewards - the dream of getting rich on equity is only an excuse, something to hold on to your family and friends as a rationale for all this otherwise crazy behavior. ~ Geoffrey A. Moore

The discrepancy between equity earnings yields and Treasury yields is at an all time high ~ John Paulson

In matters of equity between man and man, our Saviour has taught us to put my neighbor in place of myself, and myself in place of my neighbor. ~ Isaac Watts

We can have traders, without them being traitors.

We can trade, without trading others.

We can trade our traits, and not our worst ones, with others.

We can trade our traitors for better traders, or they can become better traders themselves.

Let the market trade this way. ~ Justin K. McFarlane Beau

The problem of how we finance the welfare state should not obscure a separate issue: if each person thinks he has an inalienable right to welfare, no matter what happens to the world, that's not equity, it's just creating a society where you can't ask anything of people. ~ Jacques Delors

Nothing is absolutely unjust. There is no real equity, no total grandeur, no pure vice, no absolute crime. ~ Julien Offray De La Mettrie

[I believe in] the throne ... parliamentary institutions ... private enterprise and individual opinion against the socialization of the state ... equity in the distribution of public burdens and strict maintenance of public faith with the creditors of the state [and] a fresh guarantee of peace by an alliance with France and ... Belgium for the defence of our common interests against unprovoked attack. ~ Austen Chamberlain

Cruelty links all three primitives [pleasure, pain, and desire]: Spinoza defines it as the desire to inflict pain on someone we love or pity. Financial speaking, cruelty is analogous to a convertible bond whose debt and equity depend on three economic underliers: the stock price, the level of interest rates, and the credit worthiness of the company's debt. ~ Emanuel Derman

The instability of a white neighborhood under pressure from the very possibility of integration put the neighborhood into a kind of real estate purgatory. It set off a downward cycle of anticipation, in which worried whites no longer bought homes in white neighborhoods that might one day attract colored residents even if none lived there at the time. Rents and purchase prices were dropped "in a futile attempt to attract white residents," as Hirsch put it. With prices falling and the neighborhood's future uncertain, lenders refused to grant mortgages or made them more difficult to obtain. Panicked whites sold at low prices to salvage what equity they had left, giving the homeowners who remained little incentive to invest any further to keep up or improve their properties. ~ Isabel Wilkerson

Few concepts are as basic as the role of workers in our economic structure and their participation in equity ownership. ~ Robert S. Strauss

Any successful long-term strategy will require that the green wave fully and passionately embrace the principles of eco-equity. ~ Van Jones

Keep salaries low and equity high. Keep the organization as flat as you can. ~ Sam Altman

It's very hard for individual inventors to get paid. For the same reason that private equity is valuable - broadly, that's a good thing - in the case of patents, many that own them aren't in a good position to take the next step. ~ Nathan Myhrvold

No nation can answer for the equity of proceedings in all its inferior courts. It suffices to provide a supreme judicature by which error and partiality may be corrected. ~ Benjamin Robbins Curtis

We are all born with an innate understanding of interpersonal equity - the idea that if you lend me your rake today, I'll respond in kind when you come to borrow my shovel tomorrow. Or nearly all of us are born with that. Psychopaths aren't. ~ Jeffrey Kluger

Roque ... lined his men up and had them produce all the clothing, jewels, money, and other objects that they had stolen since the last time they had divided the spoils. Having made a hasty appraisal and reduced to terms of money those items that could not be divided, he split the whole into shares with such equity and exactitude that in not a single instance did he go beyond or fall short of a strict distributive justice. They were all well satisfied with the payment received, indeed they were quite well pleased; and Roque then turned to Don Quixote. ~ Miguel De Cervantes

If you can't afford the upkeep of your home, it makes no sense to do a reverse mortgage. You will just end up having to sell eventually when you realize you can't afford the home, and whether you have any equity left after the sale depends on the size of the reverse loan that must be settled. ~ Suze Orman

We simply attempt to be fearful when others are greedy and to be greedy only when others are fearful. ~ Warren Buffett

The aim of promoting low down payments is to push prices back up so that fewer houses are going to be in negative equity and fewer people are going to walk away from the mortgages. That will save the from taking a loss on their junk mortgage loans. ~ Michael Hudson

A fundamental premise of American democratic theory is that government exists to serve the people ... Public records are one portal through which the people observe their government, ensuring its accountability, integrity, and equity while minimizing sovereign mischief and malfeasance ~ Sandra Day O'Connor