Investment Quotes

As an investment banker, I'm in the cross-flow of information and the changes that are taking place in capital markets. ~ Euvin Naidoo

The point is that market returns are determined by both investment factors - the fundamentals of the initial dividend yield on stocks plus the rate at which their earnings grow - and by speculative factors - the change in the price that investors will pay for each $1 of corporate earnings. ~ John C. Bogle

The longer the bull market lasts the more severely investors will be affected with amnesia; after five years or so, many people no longer believe that bear markets are possible. ~ Benjamin Graham

In relationships with a directors, I want to be able to give and take, and I can't name what it is: respect, energy, investment in the task, focus, humor, intelligence, but I always feel responsible for taking the money. ~ Harrison Ford

Network marketing is the only industry that allows common people to earn millions with a minimal investment and zero overhead, coupled with total time freedom and the joy of global travel. There are three magic words that worked for all of us who have made it to the pinnacle and they'll work for you: 'Just don't quit.' ~ Mark Yarnell

There are only a few things investors can do to counteract risk: diversify adequately, hedge when appropriate, and invest with a margin of safety. It is a precisely because we do not and cannot know all the risks of an investment that we strive to invest at a discount. The bargain element helps to provide a cushion for when things go wrong. ~ Seth Klarman

Having a coach or mentor is nothing more than sharing life's experiences, no amount of education can substitute true life experience ~ Lachlan McPherson

Almost all modern governments are highly conscious of what journalism calls 'world opinion.' For sound reasons, mostly of an economic nature, they cannot afford to be condemned in the United Nations, they do not like to be visited by Human Rights Commissions or Freedom of the Press Committees; their need of foreign investment, foreign loans, foreign markets, satisfactory trade relationships, and so on, requires that they be members in more or less good standing of a larger community of interests. Often, too, they are members of military alliances. Consequently, they must maintain some appearance of stability, in order to assure the other members of the community or of the alliance that contracts will continue to be honored, that treaties will be upheld, that loans will be repaid with interest, that investments will continue to produce profits and be safe. "Protracted internal war threatens all of this ... no ally wishes to treat with a government that is on the point of eviction. ~ Sebastian Marshall

Life grows relative to one's investment in it. ~ Marc Benioff

So Merrill Lynch has launched its first campaign in years to advertise the accomplishments of its investment banking business. The ads feature things like Merrill's recapitalization of Sierra Pacific. I guess including "helping Enron achieve its earnings goals in 1999" might be a little awkward given that Merrill Lynch bankers are currently on trial in Houston for that "accomplishment." ~ Bethany McLean

Real investment risk is measured not by the percent that a stock may decline in price in relation to the general market in a given period, but by the danger of a loss of quality and earnings power through economic changes or deterioration in management. ~ Benjamin Graham

Throughout the history of the Internet, most of the innovation has come as a by-product of efforts to facilitate communication within social groups of various kinds (academics, bloggers, peer-to-peer file sharing), rather than as the result of profit-oriented investment. Rather than taking the lead, the business and government sectors have adopted innovations developed in Internet communities, and realised significant productivity gains as a result. ~ John Quiggin

Foreign Cash is not the answers to our problems, my friend. Africa needs the hearts and minds of its sons and daughters to nurture it. You were our pride, Mukoma Bryon. When you did not return, a whole village lost its investment. Africa is all that we have. If we do not build it, no one else will. ~ J. Nozipo Maraire

A National Government cannot create good times. It cannot make the rain to fall, the sun to shine, or the crops to grow, but it can, by pursuing a meddlesome policy, attempting to change economic conditions, and frightening the investment of capital, prevent a prosperity and a revival of business which might otherwise have taken place. ~ William Howard Taft

The most popular investing products are the worst ones for investors. ~ Robert Rolih

Deflation means a slowdown of income growth. Markets shrink, new capital investment and employment also taper off, so wages decline. That is what's happening as deliberate policy in Europe and the United States. Falling or stagnant prices are simply the result of having less income to spend. ~ Michael Hudson

What you observe today might be your greatest investment tomorrow. ~ Timothy R. Lyon Jr.

Stop obsessing about where you invest your money.
Focus instead, on where you invest your time. ~ Gyan Nagpal

If an asset has cash flow or the likelihood of cash flow in the near term and is not purely dependment on what a future buyer might pay, then it's an investment. If an asset's value is totally dependent on the amount a future buyer might pay, then its purchase is speculation. ~ Seth Klarman

It is ironic that Keynesianism originated as a weapon to combat depression, but became universally accepted and "successful" only during (and because of!) the postwar expansion. At the first sign of renewed world recession, Keynesian theory has proved itself to be a snare and a delusion that has gone into immediate bankruptcy. The resulting "post-Keynesian synthesis" is also the theoretical reason for the reactionary exhumation of the simplistic, neoclassical, and monetarist economic theory of the 1920s. This revival of old theory is highlighted by the award of Nobel prizes in economics to Friedrich von Hayek, whose theoretical work was done before the Great Depression, and Milton Friedman, whose lone voice echoed in the wilderness until the new world economic crisis put his unpopular and antipopulist theories on the agenda of business board rooms and government cabinet rooms in one capitalist country after another. The real reason for the recent interest in fifty-year-old theories is that capital now wants them to legitimize its attack on the welfare state and "unproductive" expenditures on social services, which capital claims to need for "productive" investment in industry, including armaments. ~ Andre Gunder Frank

This is apparently a little promotional ¶ where we're supposed to explain "how and why we came to" the subject of our GD series book (the stuff in quotations is the editor's words). The overall idea is to humanize the series and make the books and their subjects seem warmer and more accessible. So that people will be more apt to buy the books. I'm pretty sure this is how it works. The obvious objection to such promotional ¶s is that, if the books are any good at all, then the writers' interest and investment in their subjects will be so resoundingly obvious in the texts themselves that these little pseudo-intimate Why I Cared Enough About Transfinite Math and Where It Came From to Spend a Year Writing a Book About It blurblets are unnecessary; whereas, if the books aren't any good, it's hard to see how my telling somebody that as a child I used to cook up what amounted to simplistic versions of Zeno's Dichotomy and ruminate on them until I literally made myself sick, or that I once almost flunked a basic calc course and have seethed with dislike for conventional higher-math education ever since, or that the ontology and grammar of abstractions have always struck me as one of the most breathtaking problems in human consciousness - how any such stuff will help. The logic of this objection seems airtight to me. In fact, the only way the objection doesn't apply is if these ¶s are really nothing more than disguised ad copy, in which case I don't see why anyone reading them should ~ David Foster Wallace

Self-care refers to a meaningful 
self-investment. ~ Melissa Steginus

On lower budget things you're still working collaboratively, but the investment and your level of creative importance is higher on something like this. ~ Andy Serkis

Having a financial adviser enables the investor to carry a psychological call option. If the investment decision turns out well, the investor takes the credit, and if it turns out badly, the regret can be lowered by blaming the adviser. ~ Hersh Shefrin

I'm extremely positive about investment in Africa. Africa has a wonderful climate, wonderful people, and amazing possibilities. Africa has been called dark and hopeless, but today it is neither of these. Africa is awakening. It's a huge market of almost a billion people with huge resources and a young population. It's the best place to invest. ~ Christoffel Wiese

Any mistake is a wonderful investment. ~ Waseem Latif

Tardiness is next to wickedness in a society relentless in its consumption of time as both a good and a service
as tweet and Instagram, film clip and sound bite, as sporting event, investment opportunity, Tinder hookup, and interest rate
its value measured not by its texture or its substance but by the speed of its delivery, a distinction apparent to Andy Warhol when he supposedly said that any painting that takes longer than five minutes to make is a bad painting. ~ Lewis H. Lapham

People ignore facts which contradict the theory in the mind of the investor. Dis-confirming evidence must be seeked out to beat this theory. ~ Manoj Arora

ran - at separate times - a boutique investment banking firm and a small mortgage company. He served as the Treasurer for the multinational vitamin manufacturer USANA Health Sciences years before becoming CFO for MonaVie. Devin squeezed in two brief stints in government, including two years working for Jake Garn on the U.S. Senate Banking Committee Staff and another year working for an independent state agency called USTAR, where he helped foster technology entrepreneurship during Governor Jon Huntsman's administration. Devin is proud to be a Ute, having graduated from the University of Utah David Eccles School of Business, which recognized him as a Distinguished Alum in 2006. He also earned an MBA at Cornell University where he ran the student newspaper, Cornell Business. ~ Devin D. Thorpe

Great investments don't just knock on the door and say "buy me". ~ Seth Klarman

The socially redeeming aspect of golf lies in the vast number of lawyers and bankers and managers who play it, and when you think of the damage they would do if they were at the job instead, you can see why golf courses are a wise investment for any municipality. ~ Garrison Keillor

Doing something for the mere joy of it - for one's self or others - is quite possibly one of the best returns on an investment of time that a person can receive. ~ Laurie Buchanan

Don't wait for better Investment options, Invest and then wait for better time. ~ Ankit Samrat

When it comes to solving problems of poverty, impact investing can act as a catalyst, but it is not a silver bullet. Successful businesses serving the poor need more than investment capital. They also need infrastructure to enable effective distribution, strong regulatory systems, access to markets, technical assistance as they scale up, and more ~ Jacqueline Novogratz

After 'The Sisters Brothers,' I tried to write a contemporary story dealing with an investment adviser in New York City who moves to Paris. I did all this research, but after about a year and any number of pages written, I was bored stiff. ~ Patrick DeWitt

If you commit to giving more time than you have to spend, you will constantly be running from time debt collectors. ~ Elizabeth Grace Saunders

Most of the mutual fund investments I have are index funds, approximately 75%. ~ Charles R. Schwab

Low interest rates are a big opportunity for investment. But the issue is that this money should go to the real economy, not the financial economy. ~ Carlos Slim

A currency designed for long-term storage and investment doesn't do so well at encouraging transactions and exchange in the moment. ~ Douglas Rushkoff

Those of us who believe in free markets and those of us who believe that in fact the whole goal of investment is entrepreneurship and job creation, we find it pretty hard to justify rich people figuring out clever legal ways to loot a company, leaving behind 1,700 families without a job. ~ Newt Gingrich

Mankind never loses any good thing, physical, intellectual, or moral, till it finds a better, and then the loss is a gain. No steps backward is the rule of human history. What is gained by one man is invested in all men, and is a permanent investment for all time. ~ Theodore Parker

Early in my investment-banking career, I realized I was on a path that others had set out for me. ~ Vikram Chatwal

Marketing is an investment, not a cost. ~ Martin Sorrell

So the major obstacle to the development of new supplies is not geology but what happens above ground: international affairs, politics, investment and technology. ~ Daniel Yergin

Bitcoins are not an investment. They are an investment fad that someday could be a real digital currency, but if they continue to behave as they have, they will instead be nothing. ~ Kurt Eichenwald

Investment is the best thing to do with time ~ Sunday Adelaja

You can increase conversion rates and return on investment (ROI) by several times by making PPC landing pages extremely relevant. ~ Brian Halligan

I'm delighted to be joining INVESCO, an organization that has been growing both in terms of assets under management and the breadth of investment capabilities offered. I see great potential in working with the accomplished investment centers within INVESCO and providing expertise to help develop strategic solutions for our clients. ~ Diane Garnick

Employee engagement is an investment we make for the privilege of staying in business. ~ Ian Hutchinson

An investment in education pays the best dividends that last for generations. ~ Debasish Mridha

1. Investors give fund managers money at the wrong time. Now that you've had some time to read this book and understand the importance of buying stocks during fear cycles and holding during greed cycles, this first indicator should make sense. To understand this principle, imagine that you're the fund manager of a $100 billion investment fund. When the stock market crashes and you're able to purchase severely undervalued businesses with minimal debt, not only do you lack funds to invest, but all your resources are being depleted by scared investors. Instead of receiving money to buy the great deals, your investors are selling their shares in the fund and you don't have the capacity to take advantage of the market behavior. This reason alone severely handicaps fund managers as they attempt to beat the market. ~ Preston G. Pysh

The Department of Energy made an investment that failed, and it got raked over the coals for that failed investment. This is ridiculous. The fact of the matter is, the government should be making a lot of risky investments, the majority of which are likely to fail. ~ Peter Diamandis

It is important for investors to understand what they do and don't know. Learn to recognize that you cannot possibly know what is going to happen in the future, and any investment plan that is dependent on accurately forecasting where markets will be next year is doomed to failure. ~ Barry Ritholtz

The corporation is the dominant and dominating institution of our time. Governments identify growth and development with commercial corporations and shower them with subsidies, tax privileges, and appropriate labour legislation and market support to attract a commitment and investment. ~ Eric Kierans

When forced to choose, I will not trade even a night's sleep for the chance of extra profits. ~ Warren Buffett

I've nothing against Goldman Sachs. But Goldman Sachs isn't an investment bank. Goldman Sachs is a hedge fund. It's bigger than any hedge fund. It's more leveraged, to the power of three or five, than any hedge fund. ~ Nouriel Roubini

Finally, here's the great news: Prayer covers a multitude of sins. You don't have to do everything right as a parent, but there is one thing you cannot afford to get wrong. That one thing is prayer. You'll never be a perfect parent, but you can be a praying parent. Prayer is your highest privilege as a parent. There is nothing you can do that will have a higher return on investment. In fact, the dividends are eternal. ~ Mark Batterson

The Houston Contractors Association is proud to endorse Council Member Oliver Pennington for re-election to Houston City Council. Council Member Pennington understands that infrastructure investment is crucial to protect the long-term economic vitality of our community. We strongly support his efforts on behalf of small businesses and the construction industry while demonstrating his commitment to sound management of the city's budget. ~ Jeffrey Nielsen

There is nothing so disastrous as a rational investment policy in an irrational world. ~ John Maynard Keynes

Would your reply possibly be this? Well, it all depends on what my tax rate will be on the gain you're saying we're going to make. If the taxes are too high, I would rather leave the money in my savings account, earning a quarter of 1 percent. Only in Grover Norquist's imagination does such a response exist. ~ Warren Buffett

Time Progression: Wasting >>Spending >> Managing >> Investing ~ Elizabeth Grace Saunders

For though there was no chance of persuading a pension fund manager looking to make a longer-term loan to buy a Freddie Mac bond that could evaporate tomorrow, one could easily sell him the third tranche of a CMO. ~ Michael Lewis

The air, soil and water cumulatively degrade; the climates and oceans destabilize; species become extinct at a spasm rate across continents; pollution cycles and volumes increase to endanger life-systems at all levels in cascade effects; a rising half of the world is destitute as inequality multiplies; the global food system produces more and more disabling and contaminated junk food without nutritional value; non-contagious diseases multiply to the world's biggest killer with only symptom cures; the vocational future of the next generation collapses across the world while their bank debts rise; the global financial system has ceased to function for productive investment in life-goods; collective-interest agencies of governments and unions are stripped while for-profit state subsidies multiply; police state laws and methods advance while belligerent wars for corporate resources increase; the media are corporate ad vehicles and the academy is increasingly reduced to corporate functions; public sectors and services are non-stop defunded and privatized as tax evasion and transnational corporate funding and service by governments rise at the same time at every level. ~ John McMurtry

PPLI is one of the greatest investment products out there for those who want to protect their money from unnecessary taxation and leave it for future generations. ~ Jonathan Feldman

A thoughtful investment process contemplates both probability and payoffs and carefully considers where the consensus - as revealed by a price - may be wrong. Even though there are also some important features that make investing different than, say, a casino or the track, the basic idea is the same: you want the positive expected value on your side ~ Michael Mauboussin

Twitter is like hugging. Just because it's hard to measure the return on investment doesn't mean there isn't value there. ~ Tony Hsieh

Fledgling designers need investment - but how much easier it is to put them in a dead man or woman's shoes, perhaps also backing the new designer's namesake line, but only as what the French call a 'danseuse,' a plaything. ~ Suzy Menkes

Always do more than you get paid for to make an investment in your future. ~ Jim Rohn

Like, suppose Massachusetts were to increase business taxes. Most of the population is in favor of it, but you can predict what would happen. Business would run a public relations campaign―which is true, in fact, it's not lies―saying, "You raise taxes on business, you soak the rich, and you'll find that capital is going to flow elsewhere, and you're not going to have any jobs, you're not going to have anything." That's not the way they'd put it exactly, but that's what it would amount to: "Unless you make us happy you're not going to have anything, because we own the place; you live here, but we own the place." And in fact, that's basically the message that is presented, not in those words of course, whenever a reform measure does come along somewhere―they have a big propaganda campaign saying, it's going to hurt jobs, it's going to hurt investment, there's going to be a loss of business confidence, and so on. That's just a complicated way of saying, unless you keep business happy, the population isn't going to have anything. ~ Noam Chomsky

You could not buy a house in those days without just assuming that the house was not only a place to live, but it was a good investment, because it was going to keep up with inflation or get ahead of inflation, and it was just - that was America. ~ Paul A. Volcker

But she would never have set eyes on him or given him the time of day if he hadn't become filthy rich. His money had indeed bought him love. Given what he had seen of the world, the exchange of love for money seemed to be one of the commodities that never wavered - it was as dependable an investment as electricity. ~ Heather O'Neill

You don't have to become an investment banker as a way of demonstrating that education has worked for you. But librarians have to believe in the values of high culture. Not just high culture but middle culture, low culture, kinds of exciting eye-catching crap of all kinds. Everyone needs that. ~ Francis Spufford

If your investments are limited to this earth, you are the world's worst investor. ~ John Hagee

Buy potatoes," he said. "Gotta hop." Then he hung up. Of course. A cloud of fallout would threaten European food and water supplies, including the potato crop, placing a premium on uncontaminated American substitutes. Perhaps a few folks other than potato farmers think of the price of potatoes in America minutes after the explosion of a nuclear reactor in Russian, but I have never met them. ~ Michael Lewis

I really believe we in the music industry can work together to find a way to bond technology with integrity and just really hope we can teach the younger generation the value of investment in music rather than the ephemeral consumption of it. ~ Taylor Swift

Of the maxims of orthodox finance none, surely, is more anti-social than the fetish of liquidity, the doctrine of that it is a positive virtue on the part of investment institutions to concentrate their resources upon the holding of 'liquid' securities. It forgets that there is no such thing as liquidity of investment for the community as a whole. ~ John Maynard Keynes

Capital investment in fixed assets that produce real goods is the actual driver of long term economic growth, and until slick financiers hijacked the country with 'new economy' mumbo-jumbo based on computer models and hype most Americans understood this. ~ Richard Karn

Let no body lie you that there is a future other than a moment you are able to walk and talk. ~ Auliq Ice

The party line is that stocks historically have outperformed all other investment plans. ~ Jim Cramer

If mere scandal could have destroyed the big Wall Street investment banks, they would have vanished long ago. This woman wasn't saying that Wall Street bankers were corrupt. She was saying that they were stupid. ~ Michael Lewis

Do not be afraid to make mistakes. ~ Aswath Damodaran

I think investing in a good education has been key for me, although the investment was more in time than money. ~ Nouriel Roubini

No matter whether it is their intention or not, almost anything that the rich can legally do tends to help the poor. The spending of the rich gives employment to the poor. But the saving of the rich, and their investment of these savings in the means of production, gives just as much employment, and in addition makes that employment constantly more productive and more highly paid, while it also constantly increases and cheapens the production of necessities and amenities for the masses. ~ Henry Hazlitt

Time debt is as big a problem as financial debt. ~ Elizabeth Grace Saunders

There's the common misconception that restaurants make a lot of money. It's not true. If you look at maybe the top chef in the world, or at least monetarily, it's like Wolfgang Puck, but he makes as much money as an average crappy investment banker. ~ David Chang

To protect your investment. It ~ Nora Roberts

In I Praise My Destroyer, Diane Ackerman demonstrates once again her love for the specific language that rises from the juncture of self and the natural world, and her skillful use of that language. Whether she turns her attention to the act of eating an apricot 'the color of shame and dawn,' or to 'the omnipotence of light,' or to grief when 'All the greens of summer have blown apart,' her linking of unique images, her energetic wit and whimsy, her compassionate investment in life, always bring new pleasures and perceptions to the reader. ~ Pattiann Rogers

If I had one piece of advice to tell an entrepreneur, I always say, 'You have to have emotional investment in what you're working on.' That's what we lacked at Odeo. ~ Biz Stone

We must then build a proper relationship between the richest and the poorest countries based on our desire that they are able to fend for themselves with the investment that is necessary in their agriculture, so that Africa is not a net importer of food, but an exporter of food. ~ Gordon Brown

Many of the biggest and most far-reaching investments we make in our lives are investments that have little or nothing to do with money. ~ Daniel Quinn

My biggest extravagances are also investments. I have several houses in California, a house in Nashville, an office complex, and I bought the old home place in Tennessee. They are different places for me to write, but I can turn right around and sell them. ~ Dolly Parton

Insurance and funding traditionally drive capital investment. But in a world based on access, not ownership, the duration, value, cost and extent of financial services is distinctly different. ~ Lisa Gansky

Marriage is an investment which pays dividends if you pay interest. ~ Bob Monkhouse

I fear that should I seek out the treasures around me, they might by comparison reveal that I have not cultivated the treasures within me. ~ Craig D. Lounsbrough

Yet although Sony believed that the transition from CRTs to flat panels was inevitable, it did not invest in production facilities for PDPs or LCDs because it believed such an investment was strategically unwise. In other words, it was a deliberate strategic choice - not a legacy problem - not to invest in flat panel displays. ~ Sea-Jin Chang

2005 opens with the promise of a number of substantial direct private investments that can swiftly transform the economy and set all sectors on a pronounced upward curve. ~ Baldwin Spencer

You might have a worry that's so stupid it just peters out by itself, like a bad investment. ~ Roz Chast

Investment is crucial. Because the truth is, you only get jobs and growth in the economy when people invest money, at their own risk, in setting up a business or expanding an existing business. ~ John Key

Such a study indicates that the greatest investment reward comes to those who by good luck or good sense find the occasional company that over the years can grow in sales and profits far more than industry as a whole. It further shows that when we believe we have found such a company we had better stick with it for a long period of time. It gives us a strong hint that such companies need not necessarily be young and small. Instead, regardless of size, what really counts is a management having both a determination to attain further important growth and an ability to bring its plans to completion. ~ Philip A. Fisher

Andrew was the Foxes' freshman goalkeeper and their deadliest investment. ~ Nora Sakavic