Risk Quotes

Just as women fought for the vote, and that very achievement compels us to the polling stations, so women have fought for the right to exercise and participate in sport, and we cannot throw that away. From the women of ancient Greece putting their lives on the line just by watching sport, and the women in Iran who continue to risk imprisonment today by doing the same, to the likes of Kathrine Switzer who campaigned for women to be allowed to run any distance they liked, or Caster Semenya and Dutee Chand who demand the right to participate in sport as women, without being told what their labia should look like. We ~ Anna Kessel

Cousin-screwing. It is not totally safe. It raises the risk of birth defects slightly. But I was reading in a book for history that there's, like, a 99.9999 percent chance that at least one of your great-great-great-grandparents married first cousin. ~ John Green

What I've always seen in writers and artists is the courage it takes to make an original work of art. I think the real risks in literature are linguistic and intellectual, and I hope we can highlight those, as well as political courage. ~ Salman Rushdie

Today the strategies of many companies in the real estate industry are premised on low interest rates, an assumption that has resulted in the rapid expansion of the real estate securitization business. This trend could be regarded as a risk factor, as it exposes the real estate sector to at least three potential problems: first, interest rate hikes; second, revisions to securitization business accounting standards; and third, overheating in the real estate market. ~ Akira Mori

Waiting is a risk to something or nothing, its on your own Decision if you'll stay and still with your Patience. ~ Kent Ian N. Cny

As Americans, we shouldn't like bailouts. Where I come from, if someone takes a risk and they're going to make the profit from that risk, they shouldn't have the taxpayer pay for the losses. ~ Henry Paulson

Because of school policy I don't think it wise to risk having any sort of romantic relationship, Alicia. ~ Cherry Kay

Taking action is being alive. It's taking the risk to go out and express your dream. This is different than imposing your dream on someone else, because everyone has the right to express his or her dream. ~ Miguel Ruiz

Words have meaning beyond the obvious. Words have consequences beyond intentions. Civil words align risk and reward of such unknowns. ~ John R. Dallas Jr.

Certainly there's a connection between Iraq and Al Qaeda. It doesn't surprise me at all that they would be talking to Al Qaeda, that there would be some Al Qaeda there or that Saddam Hussein might even be, you know, discussing gee, I wonder since I don't have any scuds and since the Americans are coming at me, I wonder if I could take advantage of Al Qaeda? How would I do it? Is it worth the risk? What could they do for me? ~ Wesley Clark

I support a very active programme on disarmament and arms control for Iraq, and of course every other country in the world ... That does not require economic sanctions ... I think we've got to take the risk and give up economic sanctions while hanging on to the disarmament programme and allow the Iraqis to get on with rebuilding their country. ~ Denis Halliday

We must eliminate all nuclear weapons in order to eliminate the grave risk they pose to our world. This will require persistent efforts by all countries and peoples. A nuclear war would affect everyone, and all have a stake in preventing this nightmare. ~ Ban Ki-moon

Age is the biggest risk factor for many diseases. You're 100 times more likely to get a tumor at age 65 than age 35. It makes a huge difference. It gives a whole new meaning to preventive medicine. ~ Cynthia Kenyon

It was the same Dimitri from long ago, the fierce one who was willing to risk his life for what was right. I almost wished he'd go back to being annoying, distant Dimitri, the one who told me to stay away. Seeing him now brought back too many memories -not to mention the attraction I thought I'd smashed. Now, with that passion all over him, he seemed sexier than ever. He'd worn that same intensity when we'd fought together. Even when we'd had sex. This was the way Dimitri was supposed to be: powerful and in charge. ~ Richelle Mead

There are only a few things investors can do to counteract risk: diversify adequately, hedge when appropriate, and invest with a margin of safety. It is a precisely because we do not and cannot know all the risks of an investment that we strive to invest at a discount. The bargain element helps to provide a cushion for when things go wrong. ~ Seth Klarman

Maybe that's what love's all about. You share the good and the bad, and hope to God that in the end the person will still be waiting for you on the other side. Marriage is a complete and total leap of faith
I've always thought of myself as a risk taker. The greatest risk of all is pursuing someone with your entire heart, knowing that it's completely possible they won't want you back. ~ Rachel Van Dyken

Because our brains make a mountain out of a molehill of uncertainty, we tend to prefer competitive risk because it feels more secure. But the empirical evidence says that market risk is less risky than competitive risk. ~ Whitney Johnson

Whenever you have two characters in a book, whether it's a novel or nonfiction, you run the risk that the reader is going to like one more than the other. They're going to read one chapter and say, 'I can't wait to get back to the other guy.' ~ Mitch Albom

A vision of underground connections flashed before him again, only inverted. A towering construction like a tree strung with lights, shimmering, changing, and in the middle,
a darkness - the object or concept holding the visible together. ~ Garth Risk Hallberg

I win by taking risks. By standing out. Mom hates how I ride Tucker right past the judge as many times as possible in a class. She says it's showboating and it's tacky. Some judges don't like it. Long ago, though, I decided I'd rather win being me than lose by playing it safe. ~ Carolyn Lee Adams

It was as if the birds were caught in the repetition of some primal trauma, stuck between what they had and what they wanted. ~ Garth Risk Hallberg

So you have chosen aloneness. You have chosen the security and the relative freedom of solitude, because there is no risk involved. You can stay up every night and watch your TV shows and eat ice cream out of the box and scroll through your Tumblr and never let your brain sit still, not even for a moment. You can fill your days up with books and coffees and trips to the store where you forget what you wanted the second you walk in the automatic sliding door. You can do so many little, pointless things throughout the day that all you can think of is how badly you want to sleep, how heavy your whole body is, how much your feet hurt. You can wear yourself out again and again on the pavement, and you do, and it feels good. No one will ever bridge that gap and point to your stomach or your hair or your eyes in the mirror and magically make you see the wonderful things about getting to be next to you. And maybe that's it, after all, this fear that no one will ever truly feel about you the way you want to be felt about. Maybe what you want is someone to make you love yourself, to put sense into all that positive rhetoric, to make it so the aloneness of TV and blasting music in your ears at all times isn't the most happy place you can think of. Maybe you want someone who makes you so sure of how wonderful things are that you cannot help but to tell them your feelings first, even at the risk of being humiliated. Because you will know that, when you're telling them you love them, what ~ Chelsea Fagan

Most God-ordained dreams die because we are not willing to do something that seems illogical ~ Mark Batterson

I'm putting my life at risk, literally! And if I slipped ... You never know. And I think about it. I think about my family and I'm like, wow, this is like being a police officer or something, in war or something. ~ Kanye West

Maybe sometimes you have to take a risk without worrying about the potential disaster. ~ Eileen Cook

Freedom has its risks. ~ Marianne Williamson

The Englishman's strong point is his vigorous insularity; that of the American his power of adaptation. Each of these attitudes has its perils. The Englishman stands firmly on his feet, but he who merely does this never advances. The American's disposition is to step forward even at the risk of a fall. ~ Thomas Wentworth Higginson

Every time I took these bigger risks, the opportunity for a bigger payout was always there. ~ Casey Neistat

This is the perennial danger which besets semiotics: what with man being preeminently the sign-using creature, and what with man using signs in everything that he does, semiotics runs the risk of being about everything and hence about nothing. ~ Walker Percy

If you love your independence, you must lend yourself, in order to protect it, to every turpitude; you must risk ignominy itself. ~ Emil M. Cioran

Life is a temporary condition, Henry. And it's uncertain. That's why you have to seize chances when you find them. Pursue what you want. Take risks. Live, love...all of it. Every last one of us is going to die, but if we don't live as we truly want, if we're not with the one we want to be with, we're dead already. ~ Martha Brockenbrough

Getting a job scared her but she was determined not to shy away from risk. That's what life's all about. Climbing out onto the airplane wing and jumping off. ~ Wally Lamb

Stress makes us prone to tunnel vision, less likely to take in the information we need. Anxiety makes us more risk-averse than we would be regularly and more deferential. ~ Noreena Hertz

A handwritten letter carries a lot of risk. It's a one-sided conversation that reveals the truth of the writer. Furthermore, the writer is not there to see the reaction of the person he writes to, so there's a great unknown to the process that requires a leap of faith. The writer has to choose the right words to express his sentences, and then, once he has sealed the envelope, he has to place those thoughts in the hands of someone else, trusting that the feelings will be delivered, and that the recipient will understand the writer's intent. How childish to think that could be easy. ~ Adriana Trigiani

Real investment risk is measured not by the percent that a stock may decline in price in relation to the general market in a given period, but by the danger of a loss of quality and earnings power through economic changes or deterioration in management. ~ Benjamin Graham

When happy, we possess something we love; when anxious, something we love is at risk; when despondent, something we love has been lost; when angry, something we love is being stolen or kept from us. ~ Edward T. Welch

Health education emphasizing risks is a form of pedagogy, which, like other forms, serves to legitimize ideologies and social practices. Risk discourse in the public health sphere allows the state, as the owner of knowledge, to exert power of the bodies of its citizens. Risk discourse, therefore, especially when it emphasizes lifestyle risks, serves as an effective Foucauldian agent of surveillance and control that is difficult to challenge because of its manifest benevolent goal of maintaining standards of health. In doing so, it draws attention away from the structural causes of ill-health. ~ Deborah Lupton

We've got some very strong and robust ladies, but, when your life is at risk, I think the strain of that in a competitive situation will tell when you're trying to win. The mental stress I think would be pretty difficult for a lady to deal with in a practical fashion. I just don't think they have aptitude to win a Formula 1 race. ~ Stirling Moss

The greater the potential for reward in the value portfolio, the less risk there is. ~ Warren Buffett

The risks are far greater to your child of not getting immunized than any kind of speculative potential relationship between the vaccine and the development of autism. ~ Irwin Redlener

In 'Henry V,' the story of the assumption of true and responsible leadership by Henry I think is hard-won. He has to lose friends; he has to risk his life. ~ Kenneth Branagh

Write every day, line by line, page by page, hour by hour. Do this despite fear. For above all else, beyond imagination and skill, what the world asks of you is courage, courage to risk rejection, ridicule and failure. As you follow the quest for stories told with meaning and beauty, study thoughtfully but write boldly. Then, like the hero of the fable, your dance will dazzle the world. ~ Robert McKee

I would hope that wherever I was I would be me. I have been influenced by some wonderful people who showed me that there is an integral relationship between faith and life at home. Evil is evil, repression is repression anywhere. And if it is not consistent with what one believes is God's will, then I would hope that one would be able to witness it, and there are wonderful people who do so in very great risks to themselves. ~ Desmond Tutu

We need many more intrepid women who set out to expand both their and our concepts of the world. We need them in writing just as we need them in politics. We need that sense of adventure, of reaching wider, delving deeper, pushing further afield, whether that field be geographical, intellectual, political, personal, or all of these and more. Enough with decorousness. Let us risk preconceptions and treasured philosophies, bodies and souls. Let us be big and bawdy and full of courage. Let's go. ~ Lesley Hazleton

You may be born into a family, but you walk into friendships. Some you'll discover you should put behind you. Others are worth every risk. ~ Adam Silvera

To anyone who has ever wanted to rock the boat or color outside the lines. Do what's in your heart, listen to your gut, and own it because the reward is always worth the risk. ~ Faith Andrews

Love must risk all or perish. ~ Anthony Ryan

Progress always involves risk; you can't steal second base and keep your foot on first. ~ F.W. Dupee

People play small for lots of reasons, but at the core of them all is fear. Playing small means playing safe - avoiding risk, failure, criticism, and the list goes on. But just imagine how incredibly different the world would be if everyone committed to playing big - taking on audacious goals, trying to make a meaningful difference, being all they could possibly be. ~ Margie Warrell

Some stuff has to be done even if there is a risk. That's the first important thing I ever found out I didn't find out from my mother. ~ Stephen King

You take the risk of being rejected. ~ Roger Waters

It would be an act of wisdom to depart immediately… but wisdom is itself the product of knowledge; and knowledge, unfortunately, is generally the product of foolish doings. So, to add to my own knowledge and to enhance my wisdom I shall remain another day, to see what occurs. ~ Roger Zelazny

The gospel is so valuable that no risk is unreasonable. Life is gained by laying it down for the gospel. If I live, I win and get to keep on preaching Christ. If I die, I win bigger by going directly to be with Christ... ~ David Sitton

And that nice little balcony is yours? How cool it looks up there!"
He paused a moment. "Come up and see," he suggested. "I can give you a cup of tea in no time - and you won't meet any bores."
Her colour deepened - she still had the art of blushing at the right time - but she took the suggestion as lightly as it was made.
"Why not? It's too tempting - I'll take the risk," she declared.
"Oh, I'm not dangerous," he said in the same key.
In truth, he had never liked her as well as at that moment. He knew she had accepted without afterthought: he could never be a factor in her calculations, and there was a surprise, a refreshment almost, in the spontaneity of her consent. ~ Edith Wharton

I still had moments when my nerves got to me, but whenever I'd start to get anxious, Kyla Ross would remind me, "Simone, just do what you do in practice." And before I went out for each event, she'd high-five me and say, "Just like practice, Simone!" I'd say the same thing to her when it was her turn to go up. "Just like practice" became our catchphrase.
As I walked onto the mat to do my floor exercise, I held on to that phrase like it was a lifeline, because I was about to perform a difficult move I'd come up with in practice - a double flip in the layout position with a half twist out. The way it happened was, I'd landed short on a double layout full out earlier that year during training, and I'd strained my calf muscle on the backward landing. Aimee didn't want me to risk a more severe injury, so she suggested I do the double layout - body straight with legs together and fully extended as I flipped twice in the air - then add a half twist at the end. That extra half twist meant I'd have to master a very tricky blind forward landing, but it would put less stress on my calves.
I thought the new combination sounded incredibly cool, so I started playing around with it until I was landing the skill 95 percent of the time. At the next Nationals Camp, I demonstrated the move for Martha and she thought it looked really good, so we went ahead and added it to the second tumbling pass of my floor routine. I'd already performed the combination at national meets that year, bu ~ Simone Biles

And Kestrel was in a good position to gather information for Arin's spymaster, wasn't she? Beloved by the court. Daughter of the general. Close to the emperor. Promised to his son. Tensen would never tell Arin if she was his source.
It fit perfectly. Look at her now. The maid's uniform. That coat. Something hidden in her eyes. Oh, yes. Kestrel would make a fine spy.
And let's not forget that ruined dress Deliah had described, with the ripped seams and vomit and mucky hem.
Wouldn't it be like Kestrel, to risk herself?
For what? Herran?
Him?
Gods of madness and lies. Arin was insane.
He laughed out loud. ~ Marie Rutkoski

PSYCHOSIS: A severe mental disorder, a derangement of personality. Some individuals experience mood swings and agitation, but emotional dampening and social withdrawal are the most common symptoms. Despite society's beliefs, psychotic individuals rarely become violent and are often at a much greater risk of causing harm to themselves than to others.8 There are many theories as to what causes psychosis. Many current theories agree that it is caused by a combination of inherited genetic factors and external environmental factors. ~ Alessandra Torre

Small people have small minds, and thus deride big dreamers.
Small people have small hearts, and thus disparage big chancers.
Small people have small souls, and thus disdain big achievers. ~ Matshona Dhliwayo

Kiaran tosses me his coat. "Here. There's a roll of bread for you in the inner pocket. You need to eat something."

The bread is wrapped in leaves that kept it dry. I gratefully murmur my thanks that Kiaran is so practical. Between the Morrigan's attacks and worrying over the Book, I didn't even notice how famished I was.

Kiaran gathers wood for a fire and I light it with my powers. A small bit of energy I'm willing to risk because I'm so bloody tired and I've never seen Kiaran look this rough, either.

Now you know how I feel, I think wryly as I move to sit near the flames. No invulnerable, shining fae skin. No immediate healing. Just the deep bone-tiredness of mortality.

Kiaran sits opposite, as far from me as possible. The scent of burning wood must mask the scent of my blood, at least a little. His eyes flicker to me in a quick, controlled assessment. "Your wounds need binding."

I can't help but smile. "First the bread, now my wounds. Is this the Kiaran MacKay way of fussing over someone?"

"I don't fuss," Kiaran says. "I give stern instructions, like: Bind your goddamn wounds."

"I don't like overbearing men."

His mouth quirks into a sly smile. "And yet I love assertive, stubborn women."

I laugh in surprise. "God, I adore you. ~ Elizabeth May

As soon as he stood in front of her, she folded her arms and looked cross.
"You don't have any gardening skills. You turned down a prestigious job to weed the garden?
"I will be rewarded richly in treasures untold."
She raised a brow.
"I've heard dragon-shifters pay a lot of money to merchants and the like.
"Aaagh, but you are also a dragon-shifter of a sort.
Yes, but I am a gardener, which means I don't go on high-risk missions to earn my gold. ~ Terry Spear

Marginalised and abused children are often overlooked even today, and risk becoming marginalised and abused adults who may never receive acknowledgment or respect for the immense physical and emotional burden they carry from childhood or indeed have their full potential realised. ~ Jane Hersey

There will be danger; some of you may not live to complete your lessons. It's a risk you take. This world is bigger than you and it will go on, regardless. ~ Nnedi Okorafor

Charity is reaching into one's own pockets to assist his fellow man in need. Reaching into someone else's pocket to assist one's fellow man hardly qualifies as charity. When done privately, we deem it theft, and the individual risks jail time. ~ Walter E. Williams

Great rolls of toilet paper arc like ejaculate through the black sycamores. ~ Garth Risk Hallberg

You don't have to shine to prove that you are a star, but you need to reason to show that you have the ability. We can think that we have all the answers in the world even though we don't have it, how we can feel jealous of something or someone that was never ours, but we must have a single certainty: that we must take a risk for what we want to achieve and we must never fail to show our opinion . ~ Abraham Schneersohn

The so-called risk of the capitalist is merely one of the many privileges of capital ~ Kim Stanley Robinson

We pride ourselves on being the only species that understands the concept of risk, yet we have a confounding habit of worrying about mere possibilities while ignoring probabilities, building barricades against perceived dangers while leaving ourselves exposed to real ones. ~ Jeffrey Kluger

I don't know why Nightingale was so surprised - I barely knew four and a half spells and you couldn't have got me to give it up, and that's despite close brushes with death by vampire, hanging, malignant spirit, riot, tigerman, and the ever-present risk of overdoing the magic and getting a brain aneurysm. ~ Ben Aaronovitch

Successful innovators are..not risk-focused; they are opportunity focused. ~ Peter Drucker

Whatcha making?" I call out to Tucker. "Soup," he calls back. "And baking some bread." I sigh. "Sometimes I worry about him," I tell Allie. "The more domestic he gets, the bigger the risk of his penis falling off." She tsks in disapproval. "Sexist bastard." "I think you mean sexy bastard," I say helpfully. "No, I got it right the first time. ~ Elle Kennedy

You know he told me he'd rather be your friend for the rest of his life than risk not being able to make sure you guys are happya nd okay ~ Molly McAdams

Anger is an assertion of rights and worth. It is communication, equality, and knowledge. It is intimacy, acceptance, fearlessness, embodiment, revolt, and reconciliation. Anger is memory and rage. It is rational thought and irrational pain. Anger is freedom, independence, expansiveness, and entitlement. It is justice, passion, clarity, and motivation. Anger is instrumental, thoughtful, complicated, and resolved. In anger, whether you like it or not, there is truth.

Anger is the demand of accountability. It is evaluation, judgment, and refutation. It is reflective, visionary, and participatory. It's a speech act, a social statement, an intention, and a purpose. It's a risk and a threat. A confirmation and a wish. It is both powerlessness and power, palliative and a provocation. In anger, you will find both ferocity and comfort, vulnerability and hurt. Anger is the expression of hope. ~ Soraya Chemaly

Books can create a depth of story, a background of information and ideas, that televison and movies can't. Sure, the television shows may shock, but only on a superficial level. They'd never risk market share to really explore the issues. They report, but don't analyze or suggest any new ways for living our lives. ~ Chuck Palahniuk

Love can be so hauntingly beautiful, waking up past selves that have been wandering aimlessly through the corridors of our soul, for far too long. When someone else can take us from the ghost-town of our inner-selves, to exciting new landscapes, it's worth the risk, just to feel reborn. ~ Jaeda DeWalt

The gun has been called the great equalizer, meaning that a small person with a gun is equal to a large person, but it is a great equalizer in another way, too. It insures that the people are the equal of their government whenever that government forgets that it is servant and not master of the governed. When the British forgot that they got a revolution. And, as a result, we Americans got a Constitution; a Constitution that, as those who wrote it were determined, would keep men free. If we give up part of that Constitution we give up part of our freedom and increase the chance that we will lose it all. … I am not ready to take that risk. I believe that the right of the citizen to keep and bear arms must not be infringed if liberty in America is to survive. ~ Ronald Reagan

Life is inherently risky. There is only one big risk you should avoid at all costs, and that is the risk of doing nothing. ~ Denis Waitley

Changes made by management today make no improvement. ~ Peter R. Scholtes

By his own admission, Tom is nothing like his brother. He has neither the fierce ambition nor the compulsion for risk taking. ... Will relied on aggression to anchor the world while Tom passively accepted whatever the world would give or take away. Consequently Tom won no awards, achieved no fame, ... He drifted, bending to daily pressures, never protesting when he was deprived of what he should have rightfully claimed as his own. In his sad trip downstream, Tom dulled the pain with alcohol and a few joints a day - what he called his 'friendly haze'. ~ Mark Z. Danielewski

You have to run risks. There are no certainties in war. There is a precipice on either side of you - a precipice of caution and a precipice of over-daring. ~ Winston Churchill

Was the Black Rider my risk? ~ Ryohgo Narita

I'll take any risk there is. ~ Jeremy Renner

I have instinctually thought I could do things in my life, and I followed that up by sometimes putting everything I have at risk - my money, my house - to make a movie. ~ Kevin Costner

Famous revolutionary,' you say, and the laughter pumps out of your chest like blood, great almost painful spurts of it splashing up the building faces toward the marquee moon. ~ Garth Risk Hallberg

I want to be scared. I want to keep taking insane risks. I want to be scared because you're going to grow through that whether you want to or not. I don't want to play the same guy. I want to keep throwing curveballs to you guys and keep telling stories. ~ Taylor Kitsch

When you've been hurt by someone you love like he has, why would you ever seek love out? Why would you risk being hurt again? ~ Veronica Rossi

If he didn't love her enough to risk everything then she didn't want him. She wanted a man who loved her and would do anything for her, not someone too scared to do anything about it. ~ R.L. Mathewson

What I tell these young people is, the world is not as dangerous as the older generation would like you to believe. Anyone I know who has ever taken a risk and lost a job has ended up getting a better one two years later. ~ Jonathan Kozol

These women, genteel and beautiful, are the rebels who say no to the choices made by silly mothers, incompetent fathers (there are seldom any wise fathers in Austen's novels) and the rigidly orthodox society. They risk ostracism and poverty to gain love and companionship, and to embrace that elusive goal at the heart of democracy: the right to choose. ~ Azar Nafisi

I learned so many things from Louis C.K., but the most impactful thing was witnessing his work ethic. He works harder than anyone I've ever been around in comedy. And he takes risks and doesn't dwell on what might be perceived as failures. ~ Ted Alexandro

Hedge funds are a very efficient way of managing money. But there are clearly some risks. Hedge funds use credit and credit is a source of instability. Transactions involving credit should be regulated. ~ George Soros

Life is to be lived as a magnificent adventure, or not at all. ~ Helen Keller

Life serves the risk taker. ~ Sophia Amoruso

The most frustrating things is when you read something that has so much potential, but there are other little red flags where you think, I don't know that I would see eye-to-eye with the people making this film. And that is the worst environment to enter, and absolutely not worth the risk. ~ Anna Kendrick

I dip my pen in the blackest ink, because I'm not afraid of falling into my inkpot. ~ Ralph Waldo Emerson

The old should be explorers, be curious, risk transgression, explore oldness itself. ~ T. S. Eliot

Females between sixteen and twenty-four years old face a higher risk of being sexually assaulted than any other age group. Most victims of campus rape are preyed upon when they are in their first or second year of college, usually by someone they know. And it's during the initial days and weeks of a student's freshman year, when she is in the midst of negotiating the fraught transition from girlhood to womanhood, that she is probably in the greatest danger. ~ Jon Krakauer

There can be no faith without risk. ~ Soren Kierkegaard

I've written about the giving of trust as though it were a simple formula for building loyalty. But it isn't simple at all. The talent that is an essential ingredient of leadership tells the leader whom to trust and how much to trust and when to trust. The rule is (as with children) that trust be given slightly in advance of demonstrated trustworthiness. But not too much in advance. You have to have an unerring sense of how much the person is ready for. Setting people up for failure doesn't make them loyal to you; you have to set them up for success. Each time you give trust in advance of demonstrated performance, you flirt with danger. If you're risk-averse, you won't do it. And that's a shame, because the most effective way to gain the trust and loyalty of those beneath you is to give the same in equal measure. ~ Tom DeMarco

Risk is trying to control something you are powerless over. ~ Eric Clapton

why the rating agencies weren't more critical of bonds underpinned by floating-rate subprime mortgages. Subprime borrowers tended to be one broken refrigerator away from default. Few, if any, should be running the risk of their interest payment spiking up. As most of these loans were structured, however, the homeowner would pay a fixed teaser rate of, say, 8 percent for the first two years, and then, at the start of the third year, the interest rate would skyrocket to, say, 12 percent, and thereafter it would float at permanently high levels. ~ Michael Lewis