Financial Services Quotes

The time horizon may be too long for sole reliance on market solutions - but perhaps the inventiveness of the financial services industry will prove me wrong that point! ~ John Bruton

The financial services industry is a ward of the state. ~ Timothy Noah

Insurance and funding traditionally drive capital investment. But in a world based on access, not ownership, the duration, value, cost and extent of financial services is distinctly different. ~ Lisa Gansky

The changing nature of money is only one facet of the financial services revolution. ~ Scott Cook

The concern here is that financial services become a kind of tech-led Wild West. ~ Stephen Hawking

Nothing highlights better the continuing gap between rhetoric and substance in British financial services than the failure of providers here to emulate Jack Bogle's index fund success in the United States. Every professional in the City knows that index funds should be core building blocks in any long-term investor's portfolio. Since 1976, the Vanguard index funds has produced a compound annual return of 12 percent, better than three-quarters of its peer group. ~ Jonathan Davis

So far, Indian companies have focused more on customer application. This needs to shift to packaged software for sectors such as banking and financial services. ~ Sanjay Kumar

Today what we are doing is modernizing the financial services industry, tearing down those antiquated laws and granting banks significant new authority. ~ William J. Clinton

If you were a corporation needing financial services, and I can give you something better, faster, and cheaper across 12 products as opposed to eight, that's business. I'm doing it because I'm serving you; I'm not doing it because I want to be universal. ~ Jamie Dimon

The divine line "Bitcoin/Cryptocurrency is for criminals" is a cunning defensive strategy created by so called traditional financial services sector. ~ Mohith Agadi

The ability to scale up is hard. So the best model for us is concentrated India, diversified financial services, and through this, we can get significant scale on an Indian platform. ~ Uday Kotak

Our financial services and insurance cluster is one of Delaware's key economic drivers in the state. ~ Ruth Ann Minner

In Nigeria, financial services, telecoms, and entertainment have driven growth more than oil. ~ Oscar N. Onyema

It's obvious that St. Louis has certain advantages compared to other cities: namely, a concentration of financial services. ~ Jim McKelvey

Obama seemed poised to realign American politics after his stunning 2008 victory. But the economy remains worse than even the administration's worst-case scenarios, and the long legislative battles over health care reform, financial services reform and the national debt and deficit have taken their toll. Obama no longer looks invincible. ~ Dee Dee Myers

The global financial system consists of firms in the financial services sector - banks, hedge funds, insurance companies and the like - and various governmental agencies who are charged with regulating these firms. ~ John L. Casti

People who work in financial services don't have one shred of concern about the well-being of the people they serve. They're only interested in themselves. ~ Barry Schwartz

I want Britain to be the home of successful competitive and stable financial services. ~ George Osborne

Bank One has got one of the best credit card divisions, ... The perception of investors is that financial services stocks are affected by interest rates and they're not. ~ David Dreman

I thought Sundays were supposed to be relaxing. As a male citizen of America, I'm entitled on Sundays to watch athletic men in tight uniforms ritualistically invade one another's territory, and while they're resting I get to be bombarded with commercials about trucks, pizza, beer, and financial services. That's how it's supposed to be; that's the American dream. ~ Kevin Hearne

In financial services, if you want to be the best in the industry, you first have to be the best in risk management and credit quality. It's the foundation for every other measure of success. There's almost no room for error. ~ John G. Stumpf

We can be certain that cities around the world will compete for the jobs that the next revival of the financial services industry will bring. ~ Michael Bloomberg

Nine out of ten adult Americans have a checking account. It's the most widely used financial services product in the United States. ~ Carolyn Maloney

Mobile phone technology can help to bring financial services to the 80 percent of African women who do not have a bank account and bolster the growth of the world's poorest continent. It's not just about empowering women, it's about economic growth. Unless we can make access to finance easier for women in their businesses, we will be missing out on a significant portion of growth within our economies ~ Ngozi Okonjo-Iweala

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Cost Effective Solutions: We excel in delivering cost effective and practical solutions to our clients. We can save significantly on client cost. We give around 30 to 40% cost savings in cost for our clients at the same time you can get access to our trained pool of staff in India. ~ Simon Stuart

Technologies, including cell phones, have the potential to help millions of poor people out of poverty by enabling access to a range of safe, affordable financial services - most importantly, savings accounts - that have long been out of reach. ~ Sylvia Mathews Burwell

We are not into financial services, and we are not interested also because we find we are better in branded marketing enterprises. ~ Adi Godrej

This book argues that through inclusive finance, companies can make money and help solve the global problem of poverty. By inclusive finance we mean opening access to high-quality financial services to everyone who needs them, especially low-income and previously excluded people. We also discuss how ~ Elizabeth Rhyne

When people are skilled at adopting free traits, it can be hard to believe that they're acting out of character. Professor Little's students are usually incredulous when he claims to be an introvert. But Little is far from unique; many people, especially those in leadership roles, engage in a certain level of pretend-extroversion. Consider, for example, my friend Alex, the socially adept head of a financial services company, who agreed to give a candid interview on the condition of sealed-in-blood anonymity. Alex told me that pretend-extroversion was something he taught himself in the seventh grade, when he decided that other kids were taking advantage of him. "I was the nicest person you'd ever want to know," Alex recalls, "but the world wasn't that way. The problem was that if you were just a nice person, you'd get crushed. I refused to live a life where people could do that stuff to me. I was like, OK, what's the policy prescription here? ... ~ Susan Cain

Families rely on financial services more than ever, but those who need them most - who struggle to make ends meet - too often must contend with sky-high interest rates and tricks and traps buried in the fine print of their loan products. ~ Elizabeth Warren

I never want to make screw-you money like the rest of the financial services industry. ~ Dan Price

Many bought into the idea that America could go from a technology-based, export-oriented powerhouse to a services-led, consumption-based economy - and somehow still expect to prosper. That idea was flat wrong. Our economy tilted instead toward the quicker profits of financial services. ~ Jeffrey R. Immelt

At Travelers, we were much more opportunistic. It was very successful, but it wasn't an integrated financial services company. We had a property casualty company, a life company, a brokerage company. We were a financial conglomerate. It wasn't a unified, coordinated strategy of any sort. When it merged with Citi, that became a big issue; Citi, at that time, wasn't yet a fully integrated, coordinated company. ~ Jamie Dimon

As part of my efforts to fight identity theft, I worked with my colleagues on the Financial Services Committee to strengthen consumer protection with a reasonable notification requirement. ~ Melissa Bean

Bill Clinton's political formula for seizing the presidency was simple. He made money tight in the ghettos and let it flow free on Wall Street. He showered the projects with cops and bean counters and pulled the cops off the beat in the financial services sector. And in one place he created vast new mountain ranges of paperwork, while in another, paperwork simply vanished. ~ Matt Taibbi

To help other people, you've got to be able to help yourself. You go to a psychiatrist, and they're on this Prozac, Effexor, and antidepressants, you may have picked the wrong person. If you go to somebody who's broke who's selling you financial services, that might not be a good thing. You go to somebody who's fat to help you lose weight ... And a lot of people ironically do these types of things. ~ Tony Robbins

My background in financial services and my experience as a state representative have given me the ability to identify our country's fiscal problems and find steps to remedy them. ~ Darlene Senger

Imagine if the pension funds and endowments that own much of the equity in our financial services companies demanded that those companies revisit the way mortgages were marketed to those without adequate skills to understand the products they were being sold. Management would have to change the way things were done. ~ Eliot Spitzer

Our entire approach to the banking and financial services business is risk-adjusted returns. We believe that in most parts of the world, and including pockets in India, banking tends to mis-price risk. ~ Uday Kotak

We will talk to the CIFAS members, financial institutions, about the possibility of closing accounts of people who have no right to be here. If you're going to create a hostile environment for illegal migrants ... access to financial services is part of that. ~ Theresa May

When you print money, the money does not flow evenly into the economic system. It stays essentially in the financial service industry and among people that have access to these funds, mostly well-to-do people. It does not go to the worker. ~ Marc Faber

Globalisation means that for a high-wage, developed economy like Britain's to compete we need to focus our efforts on the highly skilled, added-value sectors such as advanced manufacturing, creative industries, engineering and even financial services. ~ Lucy Powell

What do news services get rated on anyhow, how many times they can use the word fear? ~ Teri Louise Kelly

Philanthropreneurship can be described as the emerging practice of bringing social change in new and creative ways. This practice includes the financial aspect as well as the social aspect. The core idea of philanthropreneurship is about the skills which enable people to make others fortunes by working with startups and giving back. These are often the ones required to solve almost all the intractable problems. ~ Aman Mehndiratta

The cumulative effects of the economic and financial sanctions might well bring the rebellion to an end within a matter of weeks rather than months. ~ Harold Wilson

I have an accountant, obviously, because I'm self employed, and I use an independent financial adviser. I trust my accountant because we have worked together for a long time now. ~ Richard C. Armitage

As journalist Matt Taibbi recalls in his book The Divide: It's become cliché by now, but since 2008, no high-ranking executive from any financial institution has gone to jail, not one, for any of the systemic crimes that wiped out 40 percent of the world's wealth. Even now, after JP Morgan Chase agreed to a settlement north of $13 billion for a variety of offenses.… the basic principle held true: nobody went to jail. Not one person. (...)

On the one hand, he finds, "Twenty-six billion dollars of fraud: no charges"; on the other, the San Diego County District Attorney's office conducts 26,000 warrantless, preemptive searches every year to make sure that welfare recipients really are exactly as poor as the poverty bureaucracy demands that they be. ~ Kristian Williams

The business of business is people, not products or services. Take care of the people, and the people will take care of you. ~ Jarod Kintz

The more anxious, isolated and time-deprived we are, the more likely we are to turn to paid personal services. To finance these extra services, we work longer hours. This leaves less time to spend with family, friends and neighbors; we become less likely to call on them for help, and they on us. ~ Arlie Russell Hochschild

When banks place credits into your account, they are merely pretending to lend you money. In reality, they have nothing to lend. Even the money that non-indebted depositors have placed with them was originally created out of nothing in response to someone else's loan. So what entitles the banks to collect rent on nothing? It is immaterial that men everywhere are forced by law to accept these nothing certificates in exchange for real goods and services. We are talking here not about what is legal, but what is moral. ~ G. Edward Griffin

There was a clarity to the Nineties. It was pre-9/11, before that anxiety kicked in that exists right now about the financial crisis or terrorism. We were all just going to move forward into the millennium and everything was always going to get better. Then, whoops, that didn't happen. ~ Carrie Brownstein

After the dismissal of Hamrouche and until 1999, the state underwent a severe financial crisis and was on the verge of stopping all payments. Loans had to be negotiated with international financial institutions, particularly with the IMF, which required a structural adjustment program. State finances were saved by credits from the IMF and the European Union. Algerian negotiators, who played on the fear of the European states about the Islamist threat, said in effect, "It's either us, with all our defects, or an Islamist republic just one hour's flight from Europe." Alarmed to the point of panic, the West paid up without any conditions on how their credits were to be used. Policy thereafter fluctuated between rhetoric and laxity in letting deficits mount. ~ Ellen Lust

Yes, there is a burden of financial insecurity. I don't think you find it in mood. Income is correlated with life satisfaction, so maybe you do find it in life satisfaction. You don't find it in mood, and I think it is very important. ~ Daniel Kahneman

What we have to be careful is that if we drop interest rates where the rate of interest is lower than inflation, then savers will not put money in financial savings and move it to gold and real estate, which is bad for India. ~ Uday Kotak

A great many young men try to justify themselves and check inward protests by the perpetual self-suggestion that it is better to keep on, for the present, in questionable occupations, because the great financial reward will put them in position to do better later. This is a sort of sedative to the conscience to keep it quiet until they can afford to listen to it. ~ Orison Swett Marden

There has been a banking crisis, a financial crisis, an economic crisis, a social crisis, a geostrategic crisis and an environmental crisis. That's considerable in a country that's used to being protected. ~ Jean-Francois Cope

Exhibit 6.2 Cost of $1,000 in Monthly Lifetime Annuity Income, Starting at Age 65 Year Male Female 2004 $157,432 $167,818 2005 $157,255 $167,817 2006 $151,700 $161,363 2007 $151,524 $160,966 2008 $147,953 $155,843 2009 $156,500 $165,502 2010 $170,116 $178,410 2011 $174,828 $182,952 2012 $187,008 $195,216 2013 $183,728 $191,571 Average $163,804 $172,746 Source: CANNEX Financial Exchanges for non-COLA-adjusted qualified annuity income with a 10-year guarantee for California. ~ Moshe A. Milevsky

In the United States, meaningful financial reform has tended to be crisis-driven. That is an unfortunate fact, for several reasons. It means that our regulatory system has been defined and redefined under extreme rather than normal conditions. It means that financial regulation is more reactive than proactive. And it means that we must endure serious dysfunction, if not a major calamity, before fixing problems - financial excesses that typically have been recognized and acknowledged long before the crisis hits. ~ Henry Kaufman

The thing is, I don't believe in most of what's done. The amount of financial and imaginative energy that's put into mediocrity is just amazing which I find to be fundamentally offensive as a human being. ~ William Hurt

The fears are unanimous. ObamaCare is too expensive. It is a government takeover of our healthcare system. Services will be diminished. The patient-doctor relationship will be eliminated. It will not make healthcare more affordable. And it will bankrupt small businesses. ~ Joseph M. Kyrillos

People with Asperger's couldn't control what they were interested in. It was a stroke of luck that his special interest was financial markets and not, say, collecting lawn mower catalogues. ~ Michael Lewis

When the pocket becomes empty and the mind becomes full of issues, just think of something distinctive! ~ Ernest Agyemang Yeboah

The problem facing humanity today is not a political problem; it's not a financial problem; it's not a military problem. It's obviously a spiritual problem. That is, it has to do with what we believe to be true about who we are, where we are, why we are where we are, and what are we doing on the Earth. What is the purpose of life itself? What we need right now are leaders or models, people who will stand up and not only help to write a cultural story, but help to model it in the way that they interact with each other. ~ Neale Donald Walsch

There is a system of terroristic states-the real terror network-that has spread throughout Latin America and elsewhere over the past several decades, and which is deeply rooted in the corporate interest and sustaining political-military-financial propaganda mechanisms of the United States and its allies in the Free World. ~ Edward S. Herman

There are almost 200 currencies of the world, but there's only one international currency. There are almost 200 currencies controlled by central banks and governments, but there is only one mathematical currency today, and that is bitcoin. We are going to build more of them. Cryptographic currencies are going to be a mainstay of our financial future. They are going to be a part of the future of this planet because they have been invented. It's as simple as that. You cannot un-invent this technology. You cannot turn this omelette back into eggs. ~ Andreas M. Antonopoulos

My single biggest financial concern is the loss of the dollar as the reserve currency. I can't imagine anything more disastrous to our country ... you're already seeing things in the markets that are suggesting that confidence in the dollar is waning ... I think you could see a 25% reduction in the standard of living in this country if the U.S. dollar was no longer the world's reserve currency. That's how valuable it is. ~ Sam Zell

I make almost all the decisions on set and have to deal with all the financial aspects. ~ Michel Hazanavicius

Education changes lives and scholarships make it affordable. ~ Shay Spivey

Work is not just an activity that generates funds and creates desire; it's the vagabonding gestation period, wherein you earn your integrity, start making plans, and get your proverbial act together. Work is a time to dream about travel and write notes to yourself, but it's also the time to tie up your loose ends. Work is when you confront the problems you might otherwise be tempted to run away from. Work is how you settle your financial and emotional debts - so that your travels are not an escape from your real life but a discovery of your real life. ~ Rolf Potts

Is this good for English football? In the short run, Chelsea's rise has broken up what was turning into an irritating Arsenal-Manchester United duopoly. But football leagues (look at Scotland, look at Spain) can get along OK with duopolies. A monopoly, however, is a disaster. Everyone else in the Premiership has to operate on some kind of business footing, and the terror stalking Highbury and Old Trafford is that Chelsea will be immune from financial discipline forever. ~ Matthew Engel

There is a big divergence between views on a variety of policy issues from fiscal stimulus to financial regulation. It's my hope and my ambition for the economics profession that as we advance our knowledge, that those discussions will narrow in their focus, and that it will help to have more prudent policy-making down the road. ~ Lars Peter Hansen

Isn't protecting our legal citizens from an invading army of illegal aliens who are using our services and taking our jobs, isn't that a basic notion of fairness? Isn't that in the Constitution? Where is the fairness to American citizens here? ~ Rush Limbaugh

If I'm serious about patients and their GPs being able to have more control of their health care, I can't have a top-down system that imposes restrictions on the services they need. ~ Andrew Lansley

FameBit has a bounty model which allows brands to post products and services and have YouTube content producers directly build video segments around a company's virtual or actual wares. ~ Anonymous

In an age of Perfect Virtue, the worthy are not honored; the talented are not employed. Rulers are like the high branches of a tree; the people, like the deer of the fields. They do what is right, but they do not know that this is righteousness. They love one another, but they do not know that this is benevolence. They are truehearted but do not know that this is loyalty. They are trustworthy but do not know that this is good faith. They wriggle around like insects, performing services for one another, but do not know that they are being kind. Therefore they move without leaving any trail behind, act without leaving any memory of their deeds. ~ Zhuangzi

Working in Britain, particularly in the public services, they should be prepared to accept the terms and conditions of their employment. To claim special communal rights (or should one say rites?) leads to a dangerous fragmentation within society. This communalism is a canker; whether practised by one colour or another it is to be strongly condemned. ~ Enoch Powell

I can't help but wonder why leaders are so often hesitant to lead. I guess it takes a lot of conviction and trusting your gut to get ahead of your peers, your staff and your employees while they are still squabbling about which path to take, and set an unhesitating, unequivocal course whose rightness or wrongness will not be known for years. Such a decision really tests the mettle of the leader. By contrast, it doesn't take much self-confidence to downsize a company - after all, how can you go wrong by shuttering factories and laying people off if the benefits of such actions are going to show up in tomorrow's bottom line and will be applauded by the financial community? ~ Andrew S. Grove

I no longer require your services." With her head held high, she strode for the door.
Hell and blazes, he wouldn't let her do this! Now when he knew what was at stake.
"You don't want to hear my report?" he called out after her.
She paused near the door. "I don't believe you even have a report."
"I certainly do, a very thorough one. I've only been waiting for my aunt to transcribe my scrawl into something decipherable. Give me a day, and I can offer you names and addresses and dates, whatever you require."
"A day? Just another excuse to put me off so you can wreak more havoc." She stepped into the doorway, and he hurried to catch her by the arm and drag her around to face him.
He ignored the withering glance she cast him. "The viscount is twenty-two years your senior," he said baldly.
Her eyes went wide. "You're making that up."
"He's aged very well, I'll grant you, but he's still almost twice your age. Like many vain Continental gentlemen, he dyes his hair and beard-which is why he appears younger than you think."
That seemed to shake her momentarily. Then she stiffened. "All right, so he's an older man. That doesn't mean he wouldn't make a good husband."
"He's an aging roué, with an invalid sister. The advantages in a match are all his. You'd surely end up taking care of them both. That's probably why he wants to marry you."
"You can't be sure of that."
"No? He's already choosing not to stay here for the house part ~ Sabrina Jeffries

You are part of the first generation of officers to begin your service in a world where the effects of climate change are so clearly upon us. Climate change will shape how every one of our services plan, operate, train, equip, and protect their infrastructure, today and for the long-term. ~ Barack Obama

I've always had a lot of time for servicemen. Yet there's been this bad relationship between civilians and the armed services. We say to soldiers, 'We want you when we want you, but stay away in peacetime. We're proud of you, but keep away from my daughter and don't come drinking in my pub.' ~ Ross Kemp

At this point, with a financial crisis looming, Lord Revelstoke saved the day by suddenly dropping dead. ~ Liaquat Ahamed

That Christ ushered in this new era of life and liberation in the presence of women, and that he sent them out as the first witnesses of the complete gospel story, is perhaps the boldest, most overt affirmation of their equality in this kingdom that Jesus ever delivered. And yet too many Easter services begin with a man standing before a congregation shouting, "He is risen!" to a chorused response of "He is risen indeed!" Were we to honor the symbolic details of the text, that distinction would always belong to a woman. ~ Rachel Held Evans

As I write in 2012 we certainly do not believe that it is over yet, and the worst may be yet to come. Efforts by governments to solve the underlying problems responsible for the crisis have still not gotten very far, and the 'stress tests' that governments have used to encourage optimism about our financial institutions were of questionable thoroughness. ~ Robert J. Shiller

Who could anticipate or provide for such a succession of hopes and services?" Her answer is simple: "Only an unimaginative man would think he could; only an arrogant man would want to. ~ James C. Scott