First Time Buyer Mortgage Quotes

Every piece of art has a buyer. Only Time decides when the right buyer will see it. ~ Suzy Kassem

The subprime mortgage machine was up and running again, as if it had never broken down in the first place. If the first act of subprime lending had been freaky, this second act was terrifying. Thirty billion dollars was a big year for subprime lending in the mid-1990s. In 2000 there had been $130 billion in subprime mortgage lending, and 55 billion dollars' worth of those loans had been repackaged as mortgage bonds. In 2005 there would be $625 billion in subprime mortgage loans, $507 billion of which found its way into mortgage bonds. ~ Michael Lewis

Analysts say that one reason Fannie Mae and Freddie Mac were privatized in the first place was to prevent political whims from dominating the mortgage marketplace. ~ Charles Duhigg

There is no better way to quickly buoy hard-pressed homeowners than helping them take advantage of the currently record low fixed mortgage rates and significantly reduce their monthly mortgage payments. ~ Mark Zandi

Home mortgage - If you pay one extra month's mortgage (write, "Principal only" on the check and send a note to the lender), you will take seven years off a thirty-year mortgage. ~ Cary Siegel

Since the Revolution, eight generations of America's veterans have established an unbroken commitment to freedom. ~ Steve Buyer

I got a mortgage at 17! I didn't even know you could get a mortgage at 17. ~ Jennifer Ellison

In each case, the relative cost of postponing the purchase for buyer and seller determines the intensity of competition between the [past and future] selves of the seller. If the buyer has a lower cost of postponing the purchase (delay, making do with an interior model) than the seller (inventory, staff salaries) the buyer has the bargaining power. ~ Rakesh V. Vohra

The only time I've ever taken out a loan is for the building work I had done at our house and I did that by extending the mortgage. ~ Andrea McLean

Even the once simple home mortgage now has so many flavors and styles and variations that it is difficult for people to make a decision. ~ Scott Cook

More than 48 million men and women have served America well and faithfully in military uniform. ~ Steve Buyer

America's veterans embody the ideals upon which America was founded more than 229 years ago. ~ Steve Buyer

To work for salary is to mortgage your life. ~ Sunday Adelaja

I'm an impulse buyer. I don't really go out with a list. ~ Sophie Kinsella

Long Beach Savings was the first existing bank to adopt what was called the "originate and sell" model. This proved such a hit - Wall Street would buy your loans, even if you would not! - that a new company, called B&C mortgage, was founded to do nothing but originate and sell. ~ Michael Lewis

If I wasn't modelling, I guess I would work in fashion as a buyer. ~ Georgia Salpa

I'm not going to mortgage the Eagles' future for Marcus Mariota. ~ Chip Kelly

I got told so many times I needed a manager. For a long time I resisted, and I finally got one so I can pay my mortgage, and it helped me from becoming a homeless person. ~ Cat Power

From a generation that came of age during the Great Depression, millions of our country's best and bravest took up arms in a worldwide struggle against tyranny. ~ Steve Buyer

The buyer needs a hundred eyes, the seller not one. ~ George Herbert

Men and women whose early youth was shaped in the ordeal of the Great Depression showed the values formed in that crucible when tyranny threatened a world. ~ Steve Buyer

The buyer, the prospect, the customer expects you to have knowledge of their stuff, not just your stuff. ~ Jeffrey Gitomer

The same with the mortgage brokers that were selling people mortgages they couldn't afford. We shouldn't pay them on each mortgage they write. They should have what they call "skin in the game," where they've got to reimburse us if the guy who sold the mortgage defaults. ~ Richard Thaler

The nation's obligation to her defenders is as old as that defense itself. ~ Steve Buyer

Some financial advisers say anyone who may move in less than seven years should not take out a reverse mortgage. ~ Charles Duhigg

The vast majority of the American people are hard-working taxpayers who take responsibility for their families, go to work every day, they pay their mortgage on time, they volunteer in their community. ~ Marco Rubio

If I were going to put a price tag on my lady parts, I'd find a more appetizing buyer. ~ Susan Elizabeth Phillips

Ignore the annual percentage rate when shopping for a mortgage. ~ Suze Orman

Engaged in a new form of serfdom
only bound now to banks and mortgage lenders instead of to lords
her more highly leveraged neighbors pore over the business section of the newspaper each day looking for some sign that the government will soon step in to "freeze" their mortgage rates where they are before a scheduled adjustment hits. ~ Douglas Rushkoff

Vanity is a mortgage that must be deducted from the value of a man. ~ Otto Von Bismarck

You got to pick one - pay your medical bills or pay the mortgage. Most people can't do both, and I'm no different. ~ Levon Helm

We have seen the big loan servicers drag their feet in the Obama administration's well-intentioned mortgage modification program. ~ Sheldon Whitehouse

It is my sincere hope that hospitals across Indiana, and America, continue to strive for excellence when it comes to providing medical care. This proposed rule will be harmful to communities who wish to upgrade their medical facilities. ~ Steve Buyer

Unlike other loans, a reverse mortgage doesn't have to be repaid until the borrower moves out of the home or passes away. ~ Jean Chatzky

My looks arent going to help me explain mortgage-backed securities. ~ Jenna Lee

Every radish I ever pulled up seemed to have a mortgage attached to it. ~ Ed Wynn

Making a company fit to sell may be the only way to ensure you never need a buyer. ~ Margaret Heffernan

I expect VA's inspector general and the FBI to work closely together so that we can identify and eliminate the flaws that allowed this leak and prosecute any criminal acts. ~ Steve Buyer

Our greatest privilege and responsibility as leaders of the House Committee on Veterans' Affairs is to provide our veterans with a system that cares for their wounds and ensures that they have an opportunity to succeed. ~ Steve Buyer

Mortgage securities. Pooled together from thousands of mortgages around the United States, these bonds are issued by agencies like the Federal National Mortgage Association ("Fannie Mae") or the Government National Mortgage Association ("Ginnie Mae"). However, they are not backed by the U.S. Treasury, so they sell at higher yields to reflect their greater risk. Mortgage bonds generally underperform when interest rates fall and bomb when rates rise. (Over the long run, those swings tend to even out and the higher average yields pay off.) Good mortgage-bond funds are available from Vanguard, Fidelity, and Pimco. But if a broker ever tries to sell you an individual mortgage bond or "CMO," tell him you are late for an appointment with your proctologist. ~ Benjamin Graham

The sacrifices ordinary American men and women from communities large and small have been willing to make, often before they were past their teenage years, have secured our nation unprecedented freedoms and made us the world's bulwark of liberty. ~ Steve Buyer

Preserving the 30-year prepayable fixed-rate mortgage - it's like the bedrock of the housing system - is critical. ~ Bill Ackman

The paid-off home mortgage has taken the place of the BMW as the status symbol of choice. ~ Dave Ramsey

I'd mortgage any house for art. ~ Garrett Hedlund

Black people were viewed as a contagion. Redlining went beyond FHA-backed loans and spread to the entire mortgage industry, which was already rife with racism, excluding black people from most legitimate means of obtaining a mortgage. ~ Anonymous

Once the housing market begins to recover, I would phase out the mortgage tax deduction. ~ Joshua A. Tucker

Step by step, place became property, property became a mortgage, and
mortgages became derivative investments. ~ Douglas Rushkoff

No one pushed harder than Congressman Barney Frank to force banks and other financial institutions to reduce their mortgage lending standards, in order to meet government-set goals for more home ownership. Those lower mortgage lending standards are at the heart of the increased riskiness of the mortgage market and of the collapse of Wall Street securities based on those risky mortgages. ~ Thomas Sowell

Because the fees associated with a reverse mortgage are high, such loans make sense only for borrowers who expect to live in their home for a number of years. ~ Charles Duhigg

Don't stretch yourself too much with a mortgage. Buy within your means. It's not worth the sleepless nights. ~ Sarah Beeny

This completed the curious reversal in roles that occurred in the early 1980s, when thrifts became traders and traders thrifts. ~ Michael Lewis

Awards do not pay the mortgage. ~ Kevin Chamberlin

Somewhere along the line, Made in China began to sound like a bargain. (...)
When an importer told a retail buyer that an item was quoted at 65¢ and made in the USA, the buyer figured it could be purchased somewhere cheaper.

When the same product was quoted at 65¢ and was said to have been made in China the buyer figured it could not be found for any less. ~ Paul Midler

When the congregation becomes the norm by which sermons are measured, a minister has put a mortgage on his soul. ~ Ralph W. Sockman

Congress should just do its job and pass a transportation-infrastructure bill - a regular bill that doesn't borrow money and mortgage my future. ~ Steve Stivers

S.U.V.'s are under a lot of scrutiny these days, and yet the S.U.V. buyer is a very loyal lot. ~ William Clay Ford, Jr.

Rightly or wrongly, most Americans look at mortgage equity withdrawal as the closest thing to a free lunch. ~ Paul McCulley

It's a sensible rule that says before you get a mortgage it should be checked whether you can afford it. ~ Martin Lewis

Incredibly, at this critical juncture in financial history, after which so much changed so quickly, the only constraint in the subprime mortgage market was a shortage of people willing to bet against it. ~ Michael Lewis

I think there were bad actors in the government and bad actors in the finance, mortgage, markets industries that need to be called out and held accountable. ~ Hillary Clinton

People are living longer than ever before, a phenomenon undoubtedly made necessary by the 30-year mortgage. ~ Doug Larson

Consider a 15- or 20-year fixed-rate mortgage instead of a 30-year, if you can afford the monthly payments - they may not be as high as you think. ~ Suze Orman

Light is one of the most important factors in photography. ~ Laura Gilpin

The creation of the mortgage bond market, a decade earlier, had extended Wall Street into a place it had never before been: the debts of ordinary Americans. ~ Michael Lewis

I've always paid off my mortgage as much as I could. ~ Nicki Chapman

When you are 25, 30, you know, you have no responsibility, no mortgage, no kids, no retirement to think about, nothing. ~ Eric Ripert

I also believe that Hurricane Katrina did reveal a weakness in our energy supply systems, highlighting the reliance this country has on the gulf coast for our energy resources. ~ Steve Buyer

Money is created through bank debt. When you go for a mortgage through a bank, they give you $100,000 to buy a house and basically send you out into the world to bring back $200,000 in the next twenty years. The first $100,000 is principal, and the second is interest. ~ Bernard Lietaer

Of course you are. Then you're going to give me multiple orgasms and pay off my mortgage too. I saw this movie, pal. It was in the fantasy section. (Isa) ~ Jeaniene Frost

It is almost better to be an impulse shirt-buyer than an impulse shoe-buyer. I have worn shirts that made people think I was a retired Mafia hit-man or a Yugoslavian sports convener from Split, but I have worn shoes that made people think I was insane. ~ Clive James

The moment you have children and a mortgage you want things to work; you're locked into the human project and you want it to flourish. ~ Ian McEwan

Because all of us believe and understand in the fabric of the common bond of why we call ourselves American is to care for the men and women who wear the uniform; and when they take off the uniform, we care for them when they are veterans. ~ Steve Buyer

People find themselves in ruts all the time. You're in a complacent lifestyle where you work 9 to 5 and then you add a mortgage and kids. You feel trapped, but guess what, brother? You constructed that life. If you're OK with it, there's nothing wrong with that. But if you've got unease, then you've got to make a change. ~ Jeremy Renner

I don't have a muse. I have a mortgage. ~ Jim Butcher

And to whom were these bundles of unrecognizably mashed-up mortgages ultimately sold? Quite often, to you and me. Our pension funds, municipalities, and money-market accounts were made up largely of these mortgage-backed securities. ~ Douglas Rushkoff

Whatever happened to Trump Airlines? How about Trump University? And then there's Trump Magazine and Trump Vodka and Trump Steaks, and Trump Mortgage?A business genius he [Donald Trump] is not. ~ Mitt Romney

If you pay off your mortgage before retirement, you take a huge financial load off your shoulders. You also become eligible to take out a reverse mortgage once you turn 62. ~ Suze Orman

The future that I will not live to see is the one my children will live in. That's my immortality. And I shouldn't try to mortgage theirs for my benefit. ~ Justin Cronin

The people on Wall Street broke this country, and they did it one lousy mortgage at a time. It happened more than three years ago, and there has been no real accountability, and there has been no real effort to fix it. ~ Elizabeth Warren

Worm or beetle - drought or tempest - on a farmer's land may fall, Each is loaded full o' ruin, but a mortgage beats 'em all. ~ Will Carleton

He loved her like the first time every time. Like the first time all the time. ~ C.J. Carlyon

The men and women of today's VA are dedicated to caring for today's veterans and stand ready to provide for our servicemembers who now defend our freedoms and our way of life. ~ Steve Buyer

I still can't quite believe it. Although there was something about the fact that it was a first-time writer, a first-time producer, and a first-time director all at the same time. ~ Sam Mendes

You can design a mortgage system that is different without a Fannie and Freddie, but there are principles you have to have, to have a good system. ~ Jamie Dimon

The first buyer of your Success has to be you.
Once you are truly IN, You are sure to WIN ~ Wordions

Believe it or not, when we were first married, our combined monthly student loan bills were actually higher than our mortgage. ~ Michelle Obama

The Germans made just about every bad investment you could have made. They invested in Icelandic banks. They invested in Greek government bonds. They were heavy into Irish banks, big into Irish banks, and they bought U.S. subprime mortgage bonds. ~ Michael Lewis

The crash of 2008 was driven in no small part by unfair practices in the mortgage industry, which led to many consumers becoming trapped in loans they didn't understand and couldn't afford. ~ Al Franken

A competent and self-confident person is incapable of jealousy in anything. Jealousy is invariably a symptom of neurotic insecurity. ~ Robert A. Heinlein

It's true what they say, you know. First fuck. First love. First kill. You never forget your first. ~ Nenia Campbell

The first step towards mastering time is always to make time meaningless ~ Robert Aickman

I like working with a first time director. I'm more likely to work with a first time director than I am a second time director. ~ Peter Sarsgaard

You become a woman the first time you stand up for yourself when they get your order wrong at a diner, or when you first realize your parents are full of shit. You become a woman the first time you get fitted for a bra and realize you've been wearing a very wrong size your whole fucking life. You become a woman the first time you fart in front of a boyfriend. The first time your heart breaks. The first time you break someone else's heart. The first time someone you love dies. The ~ Amy Schumer

The myth is that if housing prices go up, Americans will be richer. What banks - and behind them, the Federal Reserve - really want is for new buyers to be able to borrow enough money to buy the houses from mortgage defaulters, and thus save the banks from suffering from more mortgage defaults. ~ Michael Hudson

Well I think any designer that can understand what people need to be wearing right now is the biggest and best step that you can take. Instead of putting your ego first, you put the buyer first. And I think that that's a really important thing just to know what the consumer is wanting to wear. ~ Jessica Simpson

Thirty-nine was the best year of my life earnings-wise. I paid off my mortgage and felt a massive sense of achievement. ~ Nicki Chapman

From the 1930s through the 1960s, black people across the country were largely cut out of the legitimate home-mortgage market through means both legal and extralegal. Chicago whites employed every measure, from 'restrictive covenants' to bombings, to keep their neighborhoods segregated. ~ Ta-Nehisi Coates

Generosity won't happen unless you make it a priority. The best way to make giving a priority is to make it the very first check you write every month. Before the mortgage. Before groceries or clothing. Before saving. Whatever the amount, do it first. ~ Andy Stanley

When was the last time you did something for the first time? ~ John C. Maxwell

You can learn a lesson the first time, when it's presented in a package that is joyous - or at least palatable. But if you don't learn the lesson the first time, then there will be a second time and a third time. And each time it will just get harder and harder. ~ Marianne Williamson