Superannuation Funds Quotes

Move your personal investments and retirement funds to socially responsible investment (SRI) funds that support only those corporations that uphold higher standards of behavior. Returns on SRI funds are usually equal to, if not better than, many of the well-known traditional mutual funds. ~ Simon Mainwaring

After adjusting the comparison of index funds to actively managed funds for survivorship bias, taxes, and loads, the dominance of index funds reaches insurmountable proportions. Once ~ Charles D. Ellis

Wall Street, with its army of brokers, analysts, and advisers funneling trillions of dollars into mutual funds, hedge funds, and private equity funds, is an elaborate fraud. ~ Michael Lewis

The competitive landscape of hedge funds is rapidly changing, as hundreds of funds are opened and closed every year. For example, Pensions & Investments reported that 784 new funds were started in 2009, while 1,023 existing funds were closed. Amazingly, the median life of a hedge fund is only 31 months. Fewer than 15 percent of hedge funds last longer than six years, and 60 percent of them disappear in less than three years.[3] ~ Gordon Murray

...there should be no place in a portfolio for hedge funds. There are lots of reasons, but the main one is simple: Investing in hedge funds is a great way to increase the odds of underperformance. ~ Peter Mallouk

China has created very good investment tools, including an entire network of very large funds. The Russian Private Investment Fund works with some of those funds, with China's largest investment funds. ~ Vladimir Putin

There were two qualities about the mutual funds of the 1920s that made them extremely speculative. One was that they were heavily leveraged. Two, mutual funds were allowed to invest in other mutual funds. ~ Ron Chernow

Spurs haven't got the funds they need so success has to be achieved gradually. ~ Graham Roberts

If you are a short-term trader, you have the right to come and go from our funds. ~ Louis Navellier

I'm not the type of person that could take someone else's funds and take a chance with them. ~ Grace Hightower

If you want to save, put money into superannuation, you will never find a better savings vehicle. ~ Peter Costello

Even fans of actively managed funds often concede that most other investors would be better off in index funds. But buoyed by abundant self-confidence, these folks aren't about to give up on actively managed funds themselves. A tad delusional? I think so. Picking the best-performing funds is 'like trying to predict the dice before you roll them down the craps table,' says an investment adviser in Boca Raton, FL. 'I can't do it. The public can't do it.' ~ Paul Samuelson

The world I describe is about how people live now. It's not about zany people with unlimited, inexplicable funds in an apartment somewhere. ~ Sloane Crosley

Raising funds for my fourth expedition proved to be very difficult. ~ Louis Leakey

Improving oversight of hedge funds and other private funds is vital to their sustainability and to our economy's stability. ~ Jack Reed

Most of the mutual fund investments I have are index funds, approximately 75%. ~ Charles R. Schwab

The right algorithm is to put off seeking funds for as long as physically possible. And in an ideal world, a startup would never have to seek funds at all. ~ Guy Kawasaki

Even if the climate change is not real, its funds are real. ~ M.F. Moonzajer

I can make dopey decisions for which I have to pay. If I take some little old lady's superannuation money, I would be mortified if things didn't go to plan. ~ Len Buckeridge

Large-caps were safe in 1996, '97, '98. Everybody was buying index funds and Nifty Fifty funds. As long as money was pouring in, it was great. ~ Louis Navellier

There are a lot of people whose livelihoods depend on keeping lots of conservatives terrified and ill-informed. The groups that exist to raise funds raise more funds when they endorse the crazier candidate. ~ Alex Pareene

Our struggle is to identify the sources of revenue and the means to obtain the funds. Without funds, all the planning and research studies can't help us. ~ John Breaux

Hedge funds have made massive leveraged credit bets, knowing that their upside is billions in fees and their downside is millions in fees. ~ Janet M. Tavakoli

Hedge funds are a very efficient way of managing money. But there are clearly some risks. Hedge funds use credit and credit is a source of instability. Transactions involving credit should be regulated. ~ George Soros

Who uses funds more productively - private citizens or the government? I dare say that Warren Buffett can use his surplus funds more effectively in private business and creating jobs than the government can. ~ Mark Skousen

Index funds eliminate the risks of individual stocks, market sectors, and manager selection. Only stock market risk remains. ~ John C. Bogle

Hedge funds, private equity and venture capital funds have played an important role in providing liquidity to our financial system and improving the efficiency of capital markets. But as their role has grown, so have the risks they pose. ~ Jack Reed

When you diversify your mutual funds, you are diversifying something that is already diversified. Diversifying mutual funds is like taking high octane gasoline & adding water & then adding orange juice to it. ~ Robert Kiyosaki

Outside the walls of the Circle, all was noise and struggle, failure and filth. But here, all had been perfected. The best people had made the best systems and the best systems had reaped funds, unlimited funds, ~ Dave Eggers

Mutual Funds do not allow for your intellectual growth, Stocks do. And in life, wealth always catches up with your intellect ~ Manoj Arora

Whether or not the U.S. government funds circumvention tools, or who exactly it funds and with what amount, it is clear that Internet users in China and elsewhere are seeking out and creating their own ad hoc solutions to access the uncensored global Internet. ~ Rebecca MacKinnon

There's no doubt that Iran funds and supplies Hamas with weapons. ~ John Bolton

We don't know what proportion of public funds is regularly lost to collusion and corruption. Is it 25 per cent? 30 per cent? We do know that a portion of these public funds are feeding organized crime. ~ Pauline Marois

Venture funds get beaten up for not investing in important things. Okay, if you want venture funds to invest in important things, then don't penalize or make fun of them when those important things don't work. ~ Bill Maris

In 2008, people who invested in hedge funds needed capital badly, but many of the funds would not return their money. However, I gave money back to any investor who requested it. It was the bottom of the market and a pretty tough time. ~ Carl Icahn

I have never been a fan of bond funds. Unlike a direct investment in an individual bond that you can hold to maturity and be assured you will get your principal back (assuming no default), a fund has no finite maturity date and most funds are actively traded. ~ Suze Orman

In the depth of the near depression, that he faced when he came in, Barack Obama and Democratic leaders in Congress provided 'recovery funds' that literally kept our classrooms open. Two years ago, these funds saved nearly 20,000 teacher and education jobs - just here in North Carolina. ~ Jim Hunt

I think those who invest in mutual funds want someone else to do the thinking for them. But the fact that they can move the money around the family of mutual funds just through a phone call lets them feel that they can play tycoons. ~ Ron Chernow

And to improve access to the UK publishing industry - I'm hoping to set up an internship or work experience for someone from a low-income background, as soon as we have the funds. While we don't have the funds, we won't have an intern. ~ Deborah Smith

For most Indians in America, wealth is not inherited. Neither do we make it as heads of large hedge funds and private equity funds. For us to make it to the top, we have to use our knowhow to create great new technology products and build high-tech companies. ~ Romesh Wadhwani

I often find human behavior amusing. Like having a full refrigerator of food to eat yet buying fast food instead. If you learn to conquer the two big "N" words. Niceties vs Necessities. You might actually have some funds for the hard times that come. ~ Stanley Victor Paskavich

A minuscule 4 percent of funds produce market-beating after-tax results with a scant 0.6 percent (annual) margin of gain. The 96 percent of funds that fail to meet or beat the Vanguard 500 Index Fund lose by a wealth-destroying margin of 4.8 percent per annum. ~ David F. Swensen

Millions of mutual-fund investors sleep well at night, serene in the belief that superior outcomes result from pooling funds with like-minded investors and engaging high-quality investment managers to provide professional insight. The conventional wisdom ends up hopelessly unwise, as evidence shows an overwhelming rate of failure by mutual funds to deliver on promises. ~ David F. Swensen

I'm sometimes accused of being hostile to mutual funds. That's not fair, really. There is a place for them. Still, I am hostile to one thing, which is trying to use funds to time your way in and out of the market. That's a recipe for very bad results. ~ Kenneth Fisher

The public schools are supported entirely, in most communities, by public funds-funds exacted not only from parents, nor alone from those who hold particular religious views, nor indeed from those who subscribe to any creed at all. ~ William J. Brennan

Invest in low-turnover, passively managed index funds ... and stay away from profit-driven investment management organizations ... The mutual fund industry is a colossal failure ... resulting from its systematic exploitation of individual investors ... as funds extract enormous sums from investors in exchange for providing a shocking disservice ... Excessive management fees take their toll, and manager profits dominate fiduciary responsibility. ~ David F. Swensen

There is the general belief that the corporation income tax is a tax on the "rich" and on the "fat cats." But with pension funds owning 30% of American large business-and soon to own 50%-the corporation income tax, in effect, eases the load on those in top income brackets and penalizes the beneficiaries of pension funds. ~ Peter Drucker

If we allow public funds to be used to support our relatively benign, morally grounded schools, we will have to allow those public funds to be used for any type of private school. ~ Jonathan Kozol

If you hope to have more money tomorrow than you have today, you've got to put a chunk of your assets into stocks. Sooner or later, a portfolio of stocks or stock mutual funds will turn out to be a lot more valuable than a portfolio of bonds or CDs or money-market funds. ~ Peter Lynch

And now after considerable experience with the many public institutions which I have managed, it has become my firm conviction that it is not good to run public institutions on permanent funds. A permanent fund carries in itself the seed of the moral fall of the institution. A public institution means an institution conducted with the approval, and from the funds, of the public. When such an institution ceases to have public support, it forfeits its right to exist. Institutions maintained on permanent funds are often found to ignore public opinion, and are frequently responsible for acts contrary to it. In our country we experience this at every step. Some of the so-called religious trusts have ceased to render any accounts. ~ Mahatma Gandhi

[The Republicans] offer ... a detailed agenda for national renewal ... [On] reducing illegitimacy ... the state will use ... funds for programs to reduce out-of-wedlock pregnancies, to promote adoption, to establish and operate children's group homes, to establish and operate residential group homes for unwed mothers, or for any purpose the state deems appropriate. None of the taxpayer funds may be used for abortion services or abortion counseling. ~ Newt Gingrich

Nothing highlights better the continuing gap between rhetoric and substance in British financial services than the failure of providers here to emulate Jack Bogle's index fund success in the United States. Every professional in the City knows that index funds should be core building blocks in any long-term investor's portfolio. Since 1976, the Vanguard index funds has produced a compound annual return of 12 percent, better than three-quarters of its peer group. ~ Jonathan Davis

Fundraising is also always a call conversion. And this comes to both those who seek funds and those who have funds. Whether we are asking for money or giving money we are drawn together by God, who is about to do a new thing through our collaboration. ~ Henri

Get-rich-quick thinking leads to three basic errors: (1) Getting involved with things you cannot understand; (2) Risking funds you cannot afford to lose, that is, borrowed funds; and (3) Making hasty decisions. Each of these actions violates one or more biblical principles ... Together they constitute a sin called greed. ~ Larry Burkett

Some of the structural drivers of inflation have also weakened. Trade unions have become less powerful. Loss-making state industries have been privatized. But, perhaps most importantly of all, the social constituency with an interest in positive real returns on bonds has grown. In the developed world a rising share of wealth is held in the form of private pension funds and other savings institutions that are required, or at least expected, to hold a high proportion of their assets in the form of government bonds and other fixed income securities. In 2007 a survey of pension funds in eleven major economies revealed that bonds accounted for more than a quarter of their assets, substantially lower than in past decades, but still a substantial share.71 With every passing year, the proportion of the population living off the income from such funds goes up, as the share of retirees increases. ~ Niall Ferguson

What vast funds of indifference society possesses ~ Gustave Flaubert

The only person on this ship who gets paid for what they do is you, Alix. The rest of us live off our trust funds and we use those funds for our humanitarian missions. I do what I do because I can't stand to see innocent people bullied by a corrupt government. I don't want to see a baby starve and die because some fat politician wants to work its parents into the ground for a mineral most of them can't even pronounce. (Devyn) ~ Sherrilyn Kenyon

Because of the oil-and-water relationship governments have cultivated between ethics and political economy, speaking in plain terms - spelling it out as it is - as become foreign to the public. So here goes: When government sports a surplus, this implies that the political pickpockets have stolen more funds than they can possibly dream of spending. The property is not theirs to keep! Conversely, when deficits are reported, this means that the kleptomaniacs have not been able to steal sufficient funds to cover their profligacy. ~ Ilana Mercer

Nothing awakens the conscience like a lot of money. ~ P.Sainath

Searching for funds to continue my skating career when I was 17, I called the Women's Sports Foundation in New York. The intern who answered the phone suggested that I might be a great candidate for the Travel and Training fund, and she sent me an application form. I applied for a grant. With the funds I was awarded, I bought a new pair of skates and a plane ticket to the 1988 National Championships, where I achieved my highest national finish. Four years later, I won the gold medal at the 1992 Olympic Games. ~ Kristi Yamaguchi

Bad credit surgery loans are loan service that is basically meant to assist those borrowers who wish to go for a surgical procedure but they are not having ample amount of funds for financing their surgery. With the assistance of this loan service such borrowers can easily access the desired amount of funds along with the tag of their poor credit. The fund avail from this loan will also assist them to mend their awful credit status. ~ Mark Terry

The trick to surviving with low funds is to not have such high standards. ~ Simon Rich

A good financial planner is going to do more than pick your funds. ~ Dave Ramsey

A major hindrance to cancer effort has been a chronic, severe shortage of funds - a situation that is not generally recognized. ~ Siddhartha Mukherjee

Typically, interest rates are higher the longer the time you are prepared to deposit your funds. ~ John Toppin

The only issue cash presents you is the independence of not stressing about funds. ~ Johnny Carson

Compassion is the use of public funds to buy votes ~ Thomas Sowell

NEA includes most bizarre & extreme misuse of tax funds. ~ Newt Gingrich

a block that had moved into the twentieth century carelessly and uncaringly - and with very limited funds. ~ John Kennedy Toole

The most popular investing products are the worst ones for investors. ~ Robert Rolih

Those who want luxury cars should buy them at market rates and not ... abuse public funds. ~ Gideon Gono

The general systems of money management today require people to pretend to do something they can't do and like something they don't. It's a funny business because on a net basis, the whole investment management business together gives no value added to all buyers combined. That's the way it has to work. Mutual funds charge two percent per year and then brokers switch people between funds, costing another three to four percentage points. The poor guy in the general public is getting a terrible product from the professionals. ~ John C. Bogle

Why do banks charge you a "non-sufficient funds fee" on money they already know you don't have? ~ Steven Wright

Given a limited budget, the most effective expenditure of funds to improve a street would probably be on trees. ~ Allan Jacobs

A man will be generally very old and feeble before he forgets how much money he has in the funds. ~ Anthony Trollope

It's about pressing palms, bro. Getting the funds under management. Money into the market. After that, the shit's on autopilot. ~ Michael Pitre

Not only are the studies themselves often lacking even face value, but they also drain badly needed funds away from patient care needs. ~ Neal Barnard

The deeper one delves, the worse things look for actively managed funds. ~ William J. Bernstein

The army was kept in as good state of fitness as the funds would allow. ~ John Updike

We were constantly appealing for funds from readers when I edited 'The Black Dwarf' in 1968-69. ~ Tariq Ali

We all must recognize that homeland security funds should be allocated by threat and no other reason. ~ Michael Bloomberg

Mutual fund managers want your money in their funds. They get paid based on assets under management. ~ Barry Ritholtz

Funds raised create hope for kids with cancer. Research is our top priority for discovering a cure. ~ Jeff Gordon

Overwinding happens when hedge funds destroy companies by attempting to leverage derivatives against otherwise productive long-term assets. ~ Douglas Rushkoff

We have pension funds with 1.5 trillion euros investments, and they want to find business opportunities in India. ~ Mark Rutte

All my available funds are completely tied up in cash. ~ W.C. Fields

The highest-income Americans don't need tax-free health insurance, mortgage interest deductions or deferred taxation on retirement funds. ~ Steven Rattner

As a rule, bond funds will not double your money overnight. ~ Louis Navellier

In the dissolution of sentimental partnerships it is seldom that both associates are able to withdraw their funds at the same time ... ~ Edith Wharton

The studios don't finance anymore, they get outside funds. ~ Robert Rodriguez

All school districts receive funds from the federal government, through the Department of Education, to support anti-drug education efforts. ~ John Walters

Having plenty of time and all the museum's funds at my disposal, I put myself on a regime to buy one picture a day. ~ Peggy Guggenheim

10/20/30 Rule in my book can level the playing field for a retail forex trader to trade alongside big banks and hedge funds. ~ Ramesh Selvarajoo

Hint: money flows into most funds after good performance, and goes out when bad performance follows. ~ John C. Bogle

Index funds do not trade from security to security and, thus, they tend to avoid capital gains taxes. ~ Burton Malkiel

Humans are in love with the idea of our persisting,' he said. 'We fetishize it, really. Our retirement funds, our genealogies. Our so-called ideas for the ages. ~ Barbara Kingsolver

Both a priori reasoning and experience teach us that as as these funds grow larger the geometrical rate of growth by compound interest ultimately defeats itself. ~ Benjamin Graham

I must oppose the use of federal funds for a policy of killing infants. ~ Jesse Jackson

We can reach our world, if we will. The greatest lack today is not people or funds. The greatest need is prayer. ~ Wesley Duewel

I do not feel that we should allow a shortage of funds to prevent cities from financing needed projects. ~ Hubert H. Humphrey