Insurance Policy Quotes

In the 1960's, some old-timers on Wall Street-the men who remembered the trauma of the 1929 Crash and the Great Depression-gave me a warning: "When we fade from this business, something will be lost. That is the memory of 1929." Because of that personal recollection, they said, they acted with more caution, than they otherwise might. Collectively, their generation provided an in-built brake on the wildest form of speculation, an insurance policy against financial excess and consequent catastrophe. Their memories provided a practical form of long-term dependence in the financial markets. Is it any wonder that in 1987 when most of those men were gone and their wisdom forgotten, the market encountered its first crash in nearly sixty years? Or that, two decades later, we would see the biggest bull market, and the worst bear market, in generations? Yet standard financial theory holds that, in modeling markets, all that matters is today's news and the expectations of tomorrow's news. ~ Benoit B Mandelbrot

Many people are willing to have Jesus as part of their lives - as long as it doesn't cost them anything. They may even profess faith in Jesus and join a church. But Jesus to them is almost like an insurance policy - something they obtain and then forget about until they die. What keeps you from being His disciple? ~ Billy Graham

It's the look you give a well-behaved imbecile, an insurance policy against cosmic malevolence. ~ Dominic Smith

The Act of God designation on all insurance policies; which means, roughly, that you cannot be insured for the accidents that are most likely to happen to you. ~ Alan Coren

What I am in search of is not so much the gratification of a curiosity or a passion for worldly life, but something far less conditional. I do not wish to go out into the world with an insurance policy in my pocket guaranteeing my return in the event of a disappointment, like some cautious traveller who would be content with a brief glimpse of the world. On the contrary, I desire that there should be hazards, difficulties and dangers to face; I am hungry for reality, for tasks and deeds, and also for privation and suffering. ~ Hermann Hesse

Once your kids are grown and you know that you're completely healthy, consider canceling your life insurance policy. ~ Suze Orman

You wouldn't cancel your insurance policy in the middle of a hurricane, and you shouldn't sell silver when it takes a tumble. Like any insurance, silver's value will pay out over time, not day by day. ~ Howard Ruff

I had no idea that marriage was only supposed to be between two people who wanted to get between the sheets and make more people. What ever happened to marrying for love - or to get on your partner's health insurance policy, or for presents? No one was going to buy two people in their thirties a four-slice toaster if we just continued to live in sin. ~ Jen Kirkman

Socialism is an insurance policy bought by all the members of a national economy to shield them from risk. But the result is to shield them from knowledge of the real dangers and opportunities ... ~ George Gilder

I think a lot of the production process is always giving yourself, like what I call like escape routes, like, if this scene doesn't play, if we realize we've had too many dirty scenes in a row, and it's like, because you don't have the luxury when you're in the middle of shooting, to see how these scenes play all in a row, kind of, you know what I mean. So, like we're always trying to like have insurance policies on, ok, if that doesn't work, we can just jump to this thing. ~ Etan Cohen

If you ask people, 'What do you think, should we kick kids off their family insurance policy in that 21- to 26-year-old age range?' You go through those ... provisions that are already affecting the everyday lives of Americans, and people don't want to get rid of them. ~ Tim Kaine

People would have a health care insurance policy they can call their own. They could choose one that exactly fits their families' needs and their budgets, be able to take that coverage with them from job to job and be able to fire their insurance company if it doesn't treat them well. ~ Andrew P. Harris

I want to be clear here: It does not matter what you say in your will or trust; the beneficiary document attached to your IRA accounts and your life insurance policy overrides what you say elsewhere. If you want to change the beneficiary, you must change the beneficiary document. ~ Suze Orman

Honesty is the best insurance policy. ~ Brian Spellman

The point is that if you think you can pinpoint the cause, then you can fool yourself into thinking you can avert the cause. It's deeply egotistical. It's life played as a grand insurance policy. Our myth-making around cancer stems from the same impulse. Because we don't know exactly why most of it happens, we weave a makeshift wisdom around it, a false prophet, which seeps into the common story and feeds our hunger to understand why. The guilt is a byproduct, a way to assign blame and seek absolution. It's a lesser evil than the forces of randomness. And it gives us the illusion of control. ~ Alanna Mitchell

Christianity is not an insurance policy against life's ills and troubles. ~ Billy Graham

I bought an insurance policy covering the inheritance tax my kids will have to pay when we die, which I thought was a good bit of forward thinking. And I always know I'm going to have enough for tax because I make sure I keep it back in my business account. ~ Mark Billingham

The arts are the best insurance policy a city can take on itself. ~ W. W. Dumas

I think I have always had the misguided sense that worry and fear serve as an insurance policy of sorts. On a subconscious level, I subscribe to the notion that if you worry about something, it is somehow less likely to happen. Well, I am here to say that it doesn't work like that. The very thing you fear the most can still happen anyway. And when it does, you feel that much more cheated for having feared it in the first place. ~ Emily Giffin

Daily exercise is an insurance policy against future illness. The best Leaders Without Titles are the fittest. ~ Robin Sharma

Insurance is meant for extraordinary circumstances. You don't use car insurance to pay for oil changes or gasoline; you have it as protection in case you have a terrible accident or your car is stolen. You don't use homeowners' insurance to pay your electricity and water bills; you have it as protection in case a fire or other catastrophic event produces a large expense. Obviously, any insurance policy that promises to cover every small, ordinary expense is going to be much more expensive than one that covers only extraordinary expenses. ~ Harry Browne

To care for the natural world is the most effective insurance policy we can have ~ Phil Harding

There are no safety nets on this ride. Your only insurance policy is to go sell something. If ~ Darren Hardy

At this juncture it is important to say something about Exodus 12:7. This verse implies that we are dealing with a ritual that did not involve atoning for sin, but rather was a rite of protection for God's people, a different though not unrelated matter. It involved a blood ritual to avoid God's last blow against the firstborn. Thus Passover and atonement were not originally associated, though apparently by Jesus' day there were some such associations. Notice that nothing at all is said or suggested here about Israel's sin, or about forgiveness. This ceremony is more like an insurance policy. Yes, the blood is to avert divine wrath, but it is not wrath against Israel's particular sins. In this case they simply happened to be too close to the danger zone, or in the line of fire. We must assume that this blood ritual arose before there even was a fully formed priesthood, for it is highly unusual to have such a ritual without any mention of involvement of priests. ~ Ben Witherington III

Before you get mugged by reality, take out an insurance policy. It's the Reagan way. ~ George P. Shultz

The narcissist has to defend himself against his own premonitions, his internal sempiternal trial, his guilt, shame, and anxiety. One of the more efficacious defense mechanisms at his disposal is false modesty.
The narcissist publicly chastises himself for being unworthy, unfit, lacking, not trained and not (formally) schooled, not objective, cognizant of his own shortcomings, and vain. This way, if (or, rather, when) exposed for what he is, he can always say: "But I told you so in the first place, haven't I?" False modesty is, thus, an insurance policy. The narcissist "hedges his bets" by placing a side bet on his own fallibility…
Yet another function is to extract Narcissistic Supply from the listener. By contrasting his own self-deprecation with a brilliant, dazzling display of ingenuity, wit, intellect, knowledge, or beauty, the narcissist aims to secure .. protestation from the listener. ~ Sam Vaknin

Nowhere was the complacency of the establishment, with its blind faith in progress, more evident than in its attitude toward an elite degree: as long as my child goes to the right schools, upward mobility will continue. A university education had become the equivalent of a very expensive insurance policy, like owning a gun. ~ George Packer

It sounds to me like selling a car with faulty brakes, and then buying an insurance policy on those cars. ~ Phil Angelides

Gospel is not a fire insurance policy for the next world, but a life assurance policy for this world. ~ Richard Rohr

If you're an adrenaline junkie, I understand why you'd find that exciting. But I'm not, and I don't.

To me, the only good reason to take a risk is that there's a decent possibility of a reward that outweighs the hazard. Exploring the edge of the universe and pushing the boundaries of human knowledge and capability strike me as pretty significant rewards, so I accept the risks of being an astronaut, but with an abundance of caution: I want to understand them, manage them and reduce them as much as possible.

It's almost comical that astronauts are stereotyped as daredevils and cowboys. As a rule, we're highly methodical and detail-oriented. Our passion isn't for thrills but for the grindstone, and pressing our noses to it. We have to: we're responsible for equipment that has cost taxpayers many millions of dollars, and the best insurance policy we have on our lives is our own dedication to training. Studying, simulating, practicing until responses become automatic - astronauts don't do all this only to fulfill NASA's requirements. Training is something we do to reduce the odds that we'll die. ~ Chris Hadfield

Being good to people is the only insurance policy you need. ~ Tom Hodgkinson

In time, [a Martian] colony would grow to the point of being self- sustaining. When this stage was reached, humanity would have a precious insurance policy against catastrophe at home. During the next millennium there is a significant chance that civilization on Earth will be destroyed by an asteroid, a killer plague or a global war. A Martian colony could keep the flame of civilization and culture alive until Earth could be reverse-colonized from Mars. ~ Paul Davies

Turning God into some kind of celestial insurance policy is just mental. ~ Justin Welby

My wife bought an extra life insurance policy on me. ~ Willie Aames

Social Security is an insurance policy. It's a terrible investment vehicle. Social Security has some great benefits. But it was never meant to be a savings plan. So we need to have a national debate. Should this 12.5 percent that we're contributing all go into a Social Security pool, or should half go into a mandatory savings plan? ~ Laurence D. Fink

I could never work out whether we were to view religion as a life-insurance policy or a life sentence. I can understand a wrathful God who'd just as soon dangle us all from a hook. And I can understand a tender, unprejudiced Jesus. But I could never quite feature the two of them living in the same house. You wind up walking on eggshells, never knowing which ... is at home at the moment. ~ Barbara Kingsolver

Some folks think that Christianity means a kind of insurance policy, and that it has little to do with this life, but that it is a very good thing when a man dies. ~ Henry Ward Beecher

Faith is walking face-first and full-speed into the dark. If we truly knew all the answers in advance as to the meaning of life and the nature of God and the destiny of our souls, our belief would not be a leap of faith and it would not be a courageous act of humanity; it would just be ... a prudent insurance policy. ~ Elizabeth Gilbert

Issuing an insurance policy against abduction by aliens seems a pretty safe bet. ~ Stephen Hawking

The God of the legalistic Christian, on the other hand, is often unpredictable, erratic, and capable of all manner of prejudices. When we view God this way, we feel compelled to engage in some sort of magic to appease Him. Sunday worship becomes a superstitious insurance policy against His whims. This God expects people to be perfect and to be in perpetual control of their feelings and thoughts. When broken people with this concept of God fail - as inevitably they must - they usually expect punishment. So they persevere in religious practices as they struggle to maintain a hollow image of a perfect self. The struggle itself is exhausting. The legalists can never live up to the expectations they project on God. ~ Brennan Manning

I like gold because it is a stabilizer; it is an insurance policy. ~ Kevin O'Leary

Most actors are very deeply passionate about their line of work. I suppose there are probably people who sell insurance policies that are passionate about it, but I'm thinking the ratio is a little higher for actors. But, I may be wrong. ~ Greg Kinnear

It is critical that we pass legislation to dramatically reform our health insurance system, and this reform should include a genuine public option, universal coverage, an end to insurance policy rescissions, and no restrictions against covering people with pre-existing conditions. ~ Jerrold Nadler

In taking out an insurance policy one pays for it in dollars and cents, always at liberty to discontinue payments. If, however, womans premium is a husband, she pays for it with her name, her privacy, her self-respect, her very life, until death doth part. ~ Emma Goldman

All of the little triumphs of their love story had been banked away over the years, accumulating interest. Now they made lavish withdrawals, cashed in every bond, every insurance policy. ~ Suanne Laqueur

A credit default swap was confusing mainly because it wasn't really a swap at all. It was an insurance policy, typically on a corporate bond, with semiannual premium payments and a fixed term. For instance, you might pay $200,000 a year to buy a ten-year credit default swap on $100 million in General Electric bonds. The most you could lose was $2 million: $200,000 a year for ten years. The most you could make was $100 million, if General Electric defaulted on its debt any time in the next ten years and bondholders recovered nothing. It was a zero-sum bet: If you made $100 million, the guy who had sold you the credit default swap lost $100 million. It was also an asymmetric bet, like laying down money on a number in roulette. The most you could lose were the chips you put on the table; but if your number came up you made thirty, forty, even fifty times your money. ~ Michael Lewis

Without free speech one cannot claim other liberties, or defend them when they are attacked. Without free speech one cannot have a democratic process, which requires the statement and testing of policy proposals and party platforms. Without free speech one cannot have a due process at law, in which one can defend oneself, accuse, collect and examine evidence, make a case or refute one. Without free speech there cannot be genuine education and research, enquiry, debate, exchange of information, challenges to falsehood, questioning of governments, proposal and examination of opinion. Without free speech there cannot be a free press, which...is necessary...as one of the two essential estates of a free society (the other being an independent judiciary). ~ A.C. Grayling

Palestinian terrorism has to be rejected and condemned, yes. But it should not be translated defacto into a policy of support for a really increasingly brutal repression, colonial settlements and a new wall. ~ Zbigniew Brzezinski

All those who prefer peace to power, and happiness to glory should thank the colonized people for their civilizing mission. By liberating themselves, they made Europeans more modest, less racist, and more human. Let us hope that the process continues and that the Americans are obliged to follow the same course. When one's own cause is unjust, defeat can be liberating. ~ Jean Bricmont

The policy of repression of ideas cannot work and never has worked. ~ Robert M. Hutchins

In Oxford before the war, I had, with this interest in mind, written a short textbook entitled, An Introduction to Economic Analysis and Policy. It was now my intention to rewrite this work. ~ James Meade

The starting point for understanding the deterioration in the relationship between the U.S. and Russia lies in Washington rather than Moscow. After 1989, Russia was a defeated power. Despite the fine words and some limited gestures, the Americans have treated it like one. Their policy has been one of encirclement. ~ Martin Jacques

President Barack Obama and his family. (I was respectful, I believe, but I told him I did not like his drone strikes on Pakistan, that when they kill one bad person, innocent people are killed, too, and terrorism spreads more. I also told him that if America spent less money on weapons and war and more on education, the world would be a better place. If God has given you a voice, I decided, you must use it even if it is to disagree with the president of the United States.) ~ Malala Yousafzai

The foreign policy aim of ants can be summed up as follows: restless aggression, territorial conquest, and genocidal annihilation of neighboring colonies whenever possible. If ants had nuclear weapons, they would probably end the world in a week. ~ Bert Holldobler

His deepest detestation was often reserved for the nicest of liberal academics, as if their lives were his own life but a step escaped. Like the scent of the void which comes off the pages of a Xerox copy, so was he always depressed in such homes by their hint of oversecurity. If the republic was now managing to convert the citizenry to a plastic mass, ready to be attached to any manipulative gung ho, the author was ready to cast much of the blame for such success into the undernourished lap, the overpsychologized loins, of the liberal academic intelligentsia. They were of course politically opposed to the present programs and movements of the republic in Asian foreign policy, but this political difference seemed no more than a quarrel among engineers. Liberal academics had no root of a real war with technology land itself, no, in all likelihood, they were the natural managers of that future air-conditioned vault where the last of human life would still exist. ~ Norman Mailer

She'd since called her insurance company, arranged a substitute car, and attended court to make an election for one of her clients. She closed two real estate transactions (as her partner Vince so often said, you gotta make up that Legal Aid and pro bono stuff somewhere), and called her mother, who'd asked if she were still seeing that sartorially-challenged policeman. ~ Norah Wilson

Louella remarked that when foreign nations had intercourse with this country they knew they had been intercoursed. ~ Jack Woodford

Under a cold turkey strategy, at each policy meeting the Federal Open Market Committee would make its best guess about where it ultimately wants the funds rate to be and would move to that rate in a single step. ~ Ben Bernanke

The history of the Internet is not, as some people have tried to make it, a libertarian just-so story. It is a messy tale in which the government played a significant role. That role was, however, far more subtle than the plans of industrial policy gurus or techno-boosting politicians. ~ Virginia Postrel

Affirmative action was designed to recognize the uniquely difficult journey of African-Americans. This policy was justifiable and understandable, even to those who came from white cultural groups that had also suffered in socio-economic terms from the Civil War and its aftermath. ~ Jim Webb

"Appeasement" is the policy of feeding your friends to a crocodile, one at a time, in hopes that the crocodile will eat you last. ~ Franklin D. Roosevelt

At this moment the phrase "police reform" has come into vogue, and the actions of our publicly appointed guardians have attracted attention presidential and pedestrian. You may have heard the talk of diversity, sensitivity training, and body cameras. These are all fine and applicable, but they understate the task and allow the citizens of this country to pretend that there is real distance between their own attitudes and those of the ones appointed to protect them. The truth is that the police reflect America in all of its will and fear, and whatever we might make of this country's criminal justice policy, it cannot be said that it was imposed by a repressive minority. The abuses that have followed from these policies - the sprawling carceral state, the random detention of black people, the torture of suspects - are the product of democratic will. ~ Ta-Nehisi Coates

It's been my observation, after years in the [insurance] business, that a certain percent of the population simply can't resist the urge to cheat. ~ Sue Grafton

Tolerance is not a synonym of Weakness ~ Satyendra Singh 'Shyamal'

All policies allowed in war and love. ~ Susanna Centlivre

It is the policy of the federal government to use all resources at its disposal to make our financial system stronger. ~ Henry Paulson

Just because you've a best Insurance, doesn't mean you've to collide intentionally. ~ Sarvesh Jain

We seem bent upon saving the Vietnamese from Ho Chi Minh, even if we have to kill them and demolish their country to do it ... I do not intend to remain silent in the face of what I regard as a policy of madness which, sooner or later, will envelop my son and American youth by the millions for years to come. ~ George McGovern

We want, and must have, a national policy, as to slavery, which deals with it as being wrong. ~ Abraham Lincoln

Doublespeak strikes at the function of language-communication between people and social groups-with serious and far-reaching consequences. Our political system depends upon an informed electorate to make decisions in selecting candidates for office and deciding issues of public policy. As doublespeak becomes the coin of the political realm, as doublespeak drives out a language of public discourse that really communicates, speakers and listeners become convinced that they understand such language. We speak today of politicians who don't lie but "misspeak," of "dysfunction behavior" not murder, of a "predawn vertical insertion" not the invasion of another country, of "violence processing" or the "use of force" not of war. When we use such language believing that we are using the public discourse necessary for the health and well being of our community, then, I believe, the world of 1984 is upon us. ~ William D. Lutz

I am conservative with a small 'c.' It's possible to be conservative in fiscal policy, and tolerant on moral issues or questions of freedom of expression. ~ Mick Jagger

The entrance into the family of an outside professional with legal authority is always a crisis-ridden event, but it may be the best insurance that the incest will not continue. ~ Janis Tyler Johnson

There are times when thinking about something is the worst possible policy. ~ John Christopher

Finally Germany's attack on Russia seemed to confirm that Russia was not shirking and was prepared to carry out a foreign policy with the risk of war with Germany. ~ Klaus Fuchs

When it comes to America's economy, the truth is that Mitt Romney believes that the key to our country's economic future lies in the failed policies of the past, the same ones that put banks before people, Wall Street before Main Street, plunging us into recession and devastating the middle class. ~ Charlie Gonzalez

Donald Trump foreign policy speech got good reviews, and it says we're going to defeat the people who are direct threats to us, but we're going to be a lot more cautious about getting involved in long-term, Wilsonian adventures. ~ Jeff Sessions

There is a big misunderstanding about the idea of naturalness. Most people who come to us believing in some freedom or naturalness, but their understanding is what we call [heretical naturalness] ... a kind of "let-alone policy" or sloppiness ... For a plant or stone to be natural is no problem. But for us there is some problem, indeed a big problem. To be natural is something we must work on. ~ Laozi

To attach full confidence to an institution of this nature, it appears to be an essential ingredient in its structure, that it shall be under private and not a public direction-under the guidance of individual interest, not of public policy; which, would be ... liable to being too much influenced by public necessity. ~ Alexander Hamilton

Without dramatic change in energy policy, the outlook for the global climate is bleak. ~ Wenonah Hauter

With a weak and rotting core, you don't have much of a foreign policy. You're discounted at the negotiating table, economically and militarily. So when people ask what's the best course of action for the U.S.-China relationship, I can give you ten academic responses. But the reality is we need to rebuild our core. ~ Jon Huntsman, Jr.

years old and widowed. No children. He'd sold his insurance business ~ Janet Evanovich

The majority of Americans receive health insurance coverage through their employers, but with rising health care costs, many small businesses can no longer afford to provide coverage for their employees. ~ Jim Ryun

We in the United States believe in the protection of minorities; we recognize the contributions that they can make and the leadership that they can provide; and we do not believe that any people - whether majority or minority, or individual human beings - are 'expendable' in the cause of theory or of policy. ~ Robert Kennedy

The way to misuse our possessions is to use them as an insurance against the morrow. Anxiety is always directed to the morrow, whereas goods are in the strictest sense meant to be used only for to-day. ~ Dietrich Bonhoeffer

We've got to be explicit that the road to greater economic success does not lie in this cosy assumption that you can move from a single market through a single currency to harmonising all your taxes and then having a federal fiscal policy and then effectively having a federal State. ~ Gordon Brown

We want to determine whether he understands the inherent limits that make an unelected Judiciary inferior to Congress or the President in making policy judgments. That, for example, a judge will never be in the best position to know what is in the national security interests of our country. ~ Alberto Gonzales

I believe that when it comes to major foreign policy issues, many prefer to have black people seen and not heard. ~ Cynthia McKinney

When I became security advisor, I became familiar with the so-called SIOP war plans, I called in Secretary McNamara and asked him what they were hiding from me, because I couldn't believe that the National policy would foresee such a level of destructiveness. ~ Henry A. Kissinger

If you use your smart toothbrush, the data can be immediately sent to your dentist and your insurance company, but it also allows someone from the NSA to know what was in your mouth three weeks ago. ~ Evgeny Morozov

Have a policy of pre-emptive forgiveness. Refuse to get offended by petty things. Make a decision early on to cut the other person some slack in everyday life. Then you can take comfort in knowing they'll do it for you, as well. Accepting each other, flaws and all, is what love is all about. ~ Gaelen Foley

We are in a bit of a policy box and it's going to require us being willing to give up one of the two, which is it's okay to take on more deficits but lets put in some massive spending. Alternatively to say, 'we're going to go through structural unemployment for a while because we want to address deficits.' ~ Indra Nooyi

I went on to explain that it is an honour, and also that we need a transport policy.
"If by 'we' you mean Britain, that's perfectly true," he acknowledged. "But if by 'we' you mean you and me and this Department, we need a transport policy like an aperture in the cranial cavity. ~ Jonathan Lynn & Anthony Jay

I didn't serve on a committee that dealt with foreign policy. ~ Geraldine Ferraro

Let him then have powers commensurate with his utmost possible need, only let him be held strictly responsible for the exercise of them. Any other course would be injustice as well as bad policy ~ Richard Henry Dana Jr.