Suze Quotes

When you are grateful - when you can see what you have - you unlock blessings to flow in your life. ~ Suze Orman

I wanted to give people the ability once again to realize that they can still dream, but it has to be a new American dream that's based in honesty, integrity, and security - a dream that allows you to sleep at night, a dream that is attainable and allows you to stand in your truth. ~ Suze Orman

Take free money. No matter how in debt you are, if your employer offers a matching contribution on a 401(k) or other retirement vehicle, you must sign up and contribute enough to get the maximum company match each year. Think of it as a bonus. ~ Suze Orman

I think they've been baby bummers. ~ Suze Orman

Give to yourself as much as you give of yourself! This means you have to put yourself first. ~ Suze Orman

Power comes from who you are, not what you have, and the transformation starts with how you allow others to treat you. ~ Suze Orman

I believe in God big time and I'm proud to say I believe in God. ~ Suze Orman

The less money you owe, the less income you'll need and the less you'll have to save for tomorrow. ~ Suze Orman

Anything that gets people to think harder about their financial security and take some responsibility is a good thing. ~ Suze Orman

What the hell were you thinking?" Sleepy demanded. "Did Pamela Anderson die and leave an opening on the Baywatch rescue squad or something? ~ Meg Cabot

If the only way you can build an emergency fund is to pay the minimum due on your credit card, that is what you need to do. ~ Suze Orman

No well-planned retirement should be without long term care insurance. It is the very cornerstone of retirement security. ~ Suze Orman

It's impossible to map out a route to your destination if you don't know where you're starting from. ~ Suze Orman

I'm probably the only bestselling author you know who's written more books than she's read. ~ Suze Orman

Crispin Hershey!" Lady Suze holds up both hands as if I'm the sun god Ra. "Your event was totes amazeballs! As they say. ~ David Mitchell

If you're saving for the long run, it's actually a good thing when the market is down because the more shares you have, the more you can potentially make when markets rise. And over time - decades, not months - the markets rise more than they fall. ~ Suze Orman

Stop buying things you don't need, to impress people you don't even like. ~ Suze Orman

Do I look human enough to pass in the day?"
"Yes, Suze. You do if you're looking to be a bouncer at a strip car for Trannies."
"Boomshackalacka! ~ Emi Gayle

My intention, of course, had been to wake up early and call Father Dominic to warn him about Heather. But intentions are only as good as the people who hold them, and I guess I must be worthless because I didn't wake up until my mother shook me awake, and by then it was 7:30, and my ride was leaving without me. ~ Meg Cabot

Whenever you're confronted with a tough work situation, stop for a second and try to honestly answer this question:
Am I approaching this emotionally or am I approaching this professionally? ~ Suze Orman

Here's my gift-giving rule: Respect your current financial situation. ~ Suze Orman

Financial advice needs to change according to what is happening in the economy. ~ Suze Orman

Money you know you need or want to spend in the next few years is savings. Money you keep handy for an emergency belongs in savings. Money you hope to use soon for a down payment on a house belongs in savings. And all savings belong in a low-risk bank savings account or money market account. ~ Suze Orman

Credit card issuers and HELOC lenders are like fair-weather friends: They cozy up to you in good times, but when the economy heads south, they abandon you faster than Usain Bolt runs the 100 meters. ~ Suze Orman

In New York, I'm around a lot of the reasons I started playing music in the first place. I live right behind Matt Umanov Guitars. I live on the street that Suze Rotolo and Bob Dylan were walking down on the album cover. I recognize the history. ~ Steve Earle

Never invest emergency savings in the stock market. ~ Suze Orman

Money is a topic that touches all races, all religions, all sexes, all ages, all tax brackets. It's a universal language that truly has been held up to us in society as a thing that determines whether we are successful, worthy, whether we have contributed something to life or not. ~ Suze Orman

Abundance is about being rich, with or without money. ~ Suze Orman

Learn to recognize true wealth. Money itself will not make you financially free. That comes as a result of only that powerful state of mind which tells us that we are worth far more than our money. ~ Suze Orman

What about the check?" Suze said.
"Pay it," he called back. "This is your party."
"I don't like him," Suze said to Margie.
Margie slid out of the booth. "Think of him as a growth experience."
"Oh, good, I've been wanting one of those," Suze said and tossed a twenty on the table. It was too much, but she was in a hurry to steal a dog. ~ Jennifer Crusie

One has to ask what is the goal of life? What is the goal of life? My interpretation of it for myself, a very wise teacher once taught me this, is to meet the needs of the people, places and the times around you and offering those services to God. ~ Suze Orman

With success comes unhelpful criticism - ignore it. ~ Suze Orman

Every morning I wake up, I can't even wait to go and see what life can I change today. It doesn't have to be a lot of lives, but I can change one life a little bit here, a little bit there, and I hope that everything I create, people know that. ~ Suze Orman

Courage is not always about action. It takes courage to do nothing rather than do something that you do not believe in or understand. ~ Suze Orman

When it comes to tackling your financial goals, whatever they might be, there's no time like the present. ~ Suze Orman

For seven years after college, I was a waitress at the Buttercup Bakery in Berkeley, and from there I got a job at Merrill Lynch as an account executive, from where I went to vice president of investments for Prudential-Bache Securities. I started my own firm in 1987. ~ Suze Orman

I'm sorry, Heather, but everything was not just fine before I got here. You know how I know that? Because you're dead. Okay? You are dead. Dead people don't have lockers, or best friends, or boyfriends. You know why? Because they're dead.-Suze Simon ~ Meg Cabot

Just because you can afford it doesn't mean you should buy it. ~ Suze Orman

Once your kids are grown and you know that you're completely healthy, consider canceling your life insurance policy. ~ Suze Orman

It's fine to seek professional help, but I urge everyone - no matter how big their portfolio - to truly understand every suggestion they're given before acting. ~ Suze Orman

Oh my God. I thought I was going to have an aneurysm right there in line. Your hair smells really good? Your hair smells really good? Who did he think he was? James Bond? You don't tell someone their hair smells good. Not in a mall. ~ Meg Cabot

When it comes to money, if you have it, you may feel that you don't deserve it - guilt. If you don't have it, you may feel that you should have it - guilt. ~ Suze Orman

It's easy to underestimate the real cost of home ownership. ~ Suze Orman

If you pay off your mortgage before retirement, you take a huge financial load off your shoulders. You also become eligible to take out a reverse mortgage once you turn 62. ~ Suze Orman

If you wait until your children are high school seniors to spring it on them that there's not a whole lot of money for school, they won't have too many options. ~ Suze Orman

What's keeping you from being rich? In most cases it's simply a lack of belief. In order to become rich, you must believe you can do it, and you must take the actions necessary to achieve your goal. ~ Suze Orman

It wasn't just that Mr. Beaumont and his creepy staring was freaking me out. And it wasn't that my dad's warning was ringing in my ears. My mediator instincts were telling me to get out, now. And when my instincts tell me to do something, I usually obey. I have often found it beneficial to my health. ~ Meg Cabot

The mind gives us thousands of ways to say no, but there's only one way to say yes, and that's from the heart. ~ Suze Orman

Even if you were to fall into extreme financial hardship and file for bankruptcy, you need to understand that your student loan debt will not be discharged in bankruptcy. It is the Velcro of all debts. ~ Suze Orman

Financial freedom is our birthright, rather than the "slave walk" of the Monday through Friday grind. ~ Suze Orman

Oh, that's just great. I come all the way back here, risking major brain cell burnout, and you don't even believe me? I'm basically guaranteeing myself a lifetime of heartbreak, and all you have to say is that you think I'm not right in the head? ~ Meg Cabot

Understand and accept the cycles of money. The setbacks you may have today or next year will not keep you from financial freedom. If you hold on to your goals and dreams, you will get there. ~ Suze Orman

If you're financially responsible, your children have a much better chance to grow up financially responsible. ~ Suze Orman

That's enough of that," Jesse said. Next thing I knew, he'd scooped me up.
Only instead of carrying me to my bed and setting me down on it all romantically, you know, like guys do to girls in the movies, he just dumped me onto it, so I bounced around and would have fallen off if I hadn't grabbed the edge of the mattress.
"Thanks," I said, not quite able to keep all of the sarcasm out of my voice. ~ Meg Cabot

When you're happy you find pure joy in your life. There are no regrets in this state of happiness - and that's a goal worth striving for in all areas of your life. ~ Suze Orman

If you're in poverty and all you have is a debit card or a prepaid card or you pay in cash, it does not report to a credit bureau. If it doesn't report to a credit bureau, it cannot create a credit score for yourself. ~ Suze Orman

Father Dominic, however is a way better mediator than I am. Well, maybe not better. But different, certainly. See, he really feels that ghosts are best handled with gentle guidance and earnest advice-same as the living. I'm more in favor of a sort of get-to-the-point approach that tends to involve my fists. ~ Meg Cabot

Absolutely pay off credit card debt. If you're not getting a match in your 401(k) and you've got credit card debt, you've got to get yourself out of credit card debt. When you get out of credit card debt, your credit score goes up and interest starts to go down. ~ Suze Orman

I have always advocated doing everything possible to pay off credit card balances; it's good financial management and the ticket to a strong FICO credit score. ~ Suze Orman

The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so every penny is backed by insurance. ~ Suze Orman

Stop saying yes out of fear about what others will think about you and say NO out of love for yourself! ~ Suze Orman

If you wait to see how much money you have left at the end of the month to put toward savings, the answer may be zero. So, set up an automated monthly transfer from your checking to savings account. Once you lock into that commitment, you'll be forced to scale back spending to make ends meet. ~ Suze Orman

Learn how to prioritize all your debt. And did you know student loan debt is the most dangerous debt any of us can have? ~ Suze Orman

If you can't afford the upkeep of your home, it makes no sense to do a reverse mortgage. You will just end up having to sell eventually when you realize you can't afford the home, and whether you have any equity left after the sale depends on the size of the reverse loan that must be settled. ~ Suze Orman

A great teacher once taught me that you've got to have faith that everything happens for the best. I have had many setbacks in my career and every setback has led me that much further into my truth. ~ Suze Orman

I want to be clear here: It does not matter what you say in your will or trust; the beneficiary document attached to your IRA accounts and your life insurance policy overrides what you say elsewhere. If you want to change the beneficiary, you must change the beneficiary document. ~ Suze Orman

When you start really respecting yourself, those you love, and your money, the result is that you start having control over your money. What follows from that is control over your life. ~ Suze Orman

If all people became ghosts my social life would be so over
- Suze Simon in the Mediator ~ Meg Cabot

The advantage of online banking is that you can pay bills superfast, and your account is automatically credited or debited for each deposit and payment, making it easier to stay on track. ~ Suze Orman

A wise woman recognizes when her life is out of balance and summons the courage to act to correct it, she knows the meaning of true generosity, happiness is the reward for a life lived in harmony, with a courage and grace. ~ Suze Orman

Like your home's closets, your financial clutter needs an overhaul every now and again, and the payoff will go far beyond the psychic satisfaction of neatening up. ~ Suze Orman

So many financial dreams are thwarted by the failure to act upon good intentions. ~ Suze Orman

You must trust yourself more than you trust others. Pay attention to your inner voice - it will tell you if how and in what you are investing is right for you. ~ Suze Orman

If you make any trades during the year, keep a record of each transaction for at least three years. ~ Suze Orman

No one's ever achieved financial fitness with a January resolution that's abandoned by February. ~ Suze Orman

Absolutely pay off your credit card debt, because a child can always get a loan to go to school, possibly a scholarship, a grant. ~ Suze Orman

My greatest pleasure is still flying private. I spend between $300,000 to $500,000, depending on my year, on flying private. ~ Suze Orman

Jesse, you're not going to lose me. I had the situation totally under control." Sort of. "But I have to say that after so many years of you keeping your feelings for me hidden out of propriety, it's really nice to hear you say all those things. Plus, it's emotionally healthy that you're letting them out this way. Keep unburdening yourself." I wrapped my arms around his neck. "What is it exactly, that you find so irresistible about me? Is it my magnetic personality? Or my emerald green eyes? Or maybe it's just my hot bod?" I felt something against my torso. "Oh, I'm getting the impression that it's my hot bod. ~ Meg Cabot

Not everything is about money. ~ Suze Orman

He was even more overprotective than my stepfather. But in a boyfriend, that kind of thing is actually attractive. ~ Meg Cabot

Thoughtful financial planning can easily take a backseat to daily life. ~ Suze Orman

If you expect your money to take care of you, you must take care of your money. ~ Suze Orman

They don't need our help." "They don't need it. But we can sit here and watch TV shows, or we can go get into trouble. What do you think, Suze? Feel up to raiding a ritual sacrifice featuring twelve pimply teenagers and some filet mignon?" A smile blossomed on Suzy's lips. "This job," she said with a lot more fondness than she had before. "This fucking job." Damn straight. ~ S.M. Reine

You have got to be the masters of your own financial future. ~ Suze Orman

Pay off your mortgage before retirement, and that's one less bill you'll have to worry about when you're on a fixed income. ~ Suze Orman

It pays to be a fee fiend. ~ Suze Orman

The truth will always lead you to a better place and a bigger place. And every single setback, every single one, has led me - not in my time, but in the time that it was meant to happen - to a place that I never in a million years could have imagined that I could go or become. ~ Suze Orman

Oprah deserves the best. I am not the best when it comes to divorce. What do I know about divorce? Nothing at that time. ~ Suze Orman

Messages about money are passed down from generation to generation, worn and chipped like the family dishes. ~ Suze Orman

When you lose something in your life, stop thinking it's a loss for you ... it is a gift you have been given so you can get on the right path to where you are meant to go, not to where you think you should have gone. ~ Suze Orman

I am a big believer that orderliness begets wealth. A pile of bills and statements - whether paid or not - is a sign that someone is clueless about what's coming in and going out. When you consciously open, read, and file away your bills and statements, you are connecting with your money and taking control of your life. ~ Suze Orman

I answered her spiritually. And that is where Oprah [Winfrey]comes from. She comes from a place of the truth within her. And I think that's why we clicked. And I think that's why we still continue to click. ~ Suze Orman

Yes, your kids should go to school. No, you shouldn't bankroll their degree whatever the cost. You've spent your life creating a sound financial plan; don't upend it by suspending your retirement savings or taking out a home equity line of credit to pay for a pricey college. ~ Suze Orman

Success is not how many zeroes your bank account has. It's about making the most of the life you have. ~ Suze Orman

Nothing's greater in life to see somebody who doesn't have start to value who they are and, as soon as they feel valued, they can change this world too. ~ Suze Orman

I have never been a fan of bond funds. Unlike a direct investment in an individual bond that you can hold to maturity and be assured you will get your principal back (assuming no default), a fund has no finite maturity date and most funds are actively traded. ~ Suze Orman

Absolutely invest in retirement. You can always get a loan to get kids through school. I do not know of any loans to get you through retirement. The markets are seriously low from where they were (even though they've gone up 30 percent recently). Now is the time to be dollar cost averaging; the more money you put in, the more shares you buy. Save for your retirement, people. ~ Suze Orman

It wasn't until I stood in my truth and told everybody that I had $250,000 in credit card debt. At that point, everything turned around for me. I had to reveal the truth about what I didn't have, more than pretend about what I did. That was interesting. ~ Suze Orman

If you have a 50 percent match and you get in trouble financially, you can either withdraw money as a loan, or withdraw the 50 percent match. If you take it out, you have to pay taxes on it, but you still come out ahead. ~ Suze Orman

Everybody is waiting for cooler weather
and I am just waiting for you
. (Bob Dylan in a letter) ~ Suze Rotolo