Alexa Von Tobel Famous Quotes
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I think of all my time as existing in 15-minute blocks. Most people think in terms of 30-minute chunks, but I've found that when I free up more time, I waste it.
Manage your spending by creating and sticking to a budget.
Tax time is the perfect opportunity to jumpstart your spring-cleaning by tackling your financial to-do list.
As a new entrepreneur, you need a stake in the game, but you can't risk it all.
I don't want to tell you what to buy. I just want to help you think about why you're buying it.
Before you take the leap, before you jump, really make sure it's going to be something you want to get out of bed [to do] everyday, because it is so hard. So you want to make sure that you're really committed.
When everyone zigs, zag. Life is all about trying to get somewhere first.
As an entrepreneur, you have to be OK with failure. If you're not failing, you're likely not pushing yourself hard enough.
There is no denying that auto-bill pay is easier and more convenient than keeping track of and remembering to pay all of your bills each month, so it makes sense to use it for fixed expenses that you have approved and that you're 100% comfortable with.
If you're trying to diet, what do you do? You grab your two friends and say, 'We're going to the gym; let's do this together.' Money shouldn't be any different. If you're trying to make progress, if you're trying to save more, we really need to be able to get support.
If you fail to pay your minimums for any debt on time, your credit score will take a major hit and you run the risk of seeing the interest rate on all of your cards go up. An easy way to remind yourself to pay, is to sign up to receive your statements via e-mail.
I go to bed at 2 A.M. and get up at 7 A.M. - I've never been a sleeper. But I definitely get sick every month-and-a-half.
I always encourage people to pay themselves first, so I really advocate setting up direct deposit for your paycheck and establishing an automatic transfer so that part of each paycheck goes straight into your savings account.
Kids can learn a lot about necessities and wants by recognizing what people live without. A common routine, but one that should not be overlooked, is having a family donation to a charity for those less fortunate. Ask your kids to search for items, toys, or clothes that they no longer use and contribute those items a collection box.
We all have pretty much similar dreams, and at the root of all those dreams is being able to be in control of your money.
Losing your job is terrifying, but being prepared makes it so much easier.
Personally, I am obsessed with my mom, and I would do literally anything for her.
We never intend to lose our jobs, break up with our live-in loves, or face any number of the curveballs life throws our way. But they happen all the same, so have a bailout plan just in case. Sounds corny, but I call this the 'freedom fund' because it gives you the freedom to get out of a jam without climbing into debt.
A good financial plan is a road map that shows us exactly how the choices we make today will affect our future.
Bring your kids along next time you go to the grocery store and ask them to help find the price per unit for the general grocery items. By comparing brands and looking for the best prices, kids will get in the habit of looking for deals and understand the value of the dollar.
Since the beginning of LearnVest, I've never left the office for food.
This isn't like cancer, where we don't know the solution. Financial planning is math. We have the answers, yet it's this huge cause of stress.
When you have a lot of money, there's so many places you can go to manage your money. But when you don't have money, mathematically you actually need a financial plan more. You can't really afford to make mistakes. So why is this such a luxury product?
Know the difference between your necessary and discretionary expenses.
Get up, dress up, and show up.
We're providing planning to a huge audience who's never had access to financial planners before. This was always my plan for LearnVest. It was in my very first pitch deck.
Learning how to face fear really makes you invincible because you stop being scared.
At LearnVest, we're working to make financial planning both accessible and affordable so that everyone has the opportunity to get on track financially.
I'm proud that LearnVest is creating content that helps expectant moms tackle their finances. As much as possible, we hope to lessen the stress during what is said to be such a life-changing time.
What's the point of creating a budget if it's not possible to follow through?
The most common reason new mothers return to work sooner than they'd like to is because they can't afford to go without their salaries any longer.
By teaching twenty-something year olds responsible debt management practices, we can help them create a balanced lifestyle and find peace of mind through increased financial awareness, smart saving and long-term investing.
Investing in renter's insurance is hugely worthwhile. It protects you from a whole load of financial pitfalls around your home. Your home should be the center of your sense of security - not the cause of you losing financial security.
When I was planning LearnVest, everyone told me I had to talk to Ann Kaplan, one of the first female partners at Goldman Sachs. Within five minutes of our meeting, she totally got the idea - and by the time I left, she was a seed investor.
Money shouldn't be worshiped and it shouldn't be ignored.
When you're at work, it's about being present and getting as much done as humanly possible.
My ultimate goal is to create operating systems for myself that allow me to think as little as possible about the silly decisions you can make all day long - like what to eat or where we should meet - so I can focus on making real decisions. Because mental energy is a finite quantity.
Flowers make me irrationally happy.
I do my workouts in the morning, and often I'll take someone from my team. The person I'm meeting with can pick the class, whether it's a spin or barre class, or going for a power walk. It's hard to run and talk - I haven't mastered that yet.
For many, graduation marks the end of formal student life - the end of long spring breaks and of thinking that a 10 A.M. class is far too early.
Clearly, having money doesn't mean you're immune to money stress. Not for nothing did Notorious B.I.G. coin "Mo Money Mo Problems.
Start a business plan for yourself, not for anyone else.
A financial plan is a way to take all of the money advice you come across and figure out how it applies to your specific financial situation.