Home Equity Quotes

A decline in the national housing price level would need to be substantial to trigger a significant rise in foreclosures, because the vast majority of homeowners have built up substantial equity in their homes despite large mortgage-market financed withdrawals of home equity in recent years. ~ Alan Greenspan

Sharecropping is the dirty little secret at the root of America's wealth - along with slavery itself. The immense profits generated by the industrious yet impoverished Black "sharecroppers" and "tenant farmers" financed Europe's and America's Industrial Revolution, including the building of their railroads, factories, mills, and their entire infrastructure. It is truthfully asserted that the major cities of America and the Western world were "built with bricks of cotton." Today the debt traps designed to ensnare the working poor and middle class in a lifelong cycle of debt - the high-cost installment loans that charge usurious interest rates of 100% or more, the "payday" loans that charge 400% interest, the extortionate credit card multi-charges, the subprime mortgages with ballooning interest rates, and the home equity loan swindles - are the bastard children of the sharecropping American South. It ~ Reclamation Project

Yes, your kids should go to school. No, you shouldn't bankroll their degree whatever the cost. You've spent your life creating a sound financial plan; don't upend it by suspending your retirement savings or taking out a home equity line of credit to pay for a pricey college. ~ Suze Orman

Even though some down payments are borrowed, it would take a large, and historically most unusual, fall in home prices to wipe out a significant part of home equity. Many of those who purchased their residence more than a year ago have equity buffers in their homes adequate to withstand any price decline other than a very deep one. ~ Alan Greenspan

The decline in home equity makes it more difficult for struggling homeowners to refinance and reduces the financial incentive of stressed borrowers to remain in their homes. ~ Ben Bernanke

Swift or smooth, broad as the Hudson or narrow enough to scrape your gunwales, every river is a world of its own, unique in pattern and personality. Each mile on a river will take you further from home than a hundred miles on a road. ~ Bob Marshall

I love traveling all over the world; but it's true: there's nothing like home. ~ Dolly Parton

London sank into February gloom and rain spattered the dirty pavements as Daisy Dunbar, fourteen years old, skinny and cold, struggled to get home. ~ Bex Archer

Go home, pick up your video camera, and make a film. ~ James Cameron

In 2008, Barack Obama had all the wind at his back, everything going for him. He was an African-American at a time when the country was eager to do that. The Republicans had, in the view of many of us, pretty much disgraced themselves at home and abroad for eight years. ~ George Will

I'm from a small town so, like, everyone's married with children or about to have children. So it's a little hard when you go home and people are like - and that's why people think I'm gay - because they're like 'Why aren't you married?' And I'm like, 'it doesn't happen for everyone right off the bat.' ~ Kelly Clarkson

Running after balls, diving, taking a home run away, it gives me such a good feeling. I am happy to do it. ~ Carlos Beltran

Abraham helped build their cabin and split rails for a fence, but he soon left home for good. The log cabin near Decatur was, I learned, the one that went on tour after the assassination. It was dismantled by John Hanks, Lincoln's second cousin, and taken to Chicago and then to Boston. The last sighting of it, as least as far as we can ascertain, was at P.T. Barnum's museum in New York. It was apparently lost at sea while being shipped to England. ~ Annie Leibovitz

I'm convinced that parents are the most essential key to unlocking the next generation's curiosity, creativity, and innovation. So much can be said for providing a home full of books, art supplies, open-ended toys, and freedom to wander outdoors. Being stingy with screen time and generous with our attention to a child's natural interests can translate the message to him or her that learning matters better than any standardized test. And for parents like myself, this may require questioning the same method by which they were educated. Not only has our modern method of education continually declined in its success since we ourselves went through the system; it has left us wanting more - more education for ourselves, and definitely more for our kids. ~ Tsh Oxenreider

Were she to decide fully to live here in Black Cove unto death, she believed she would erect towers on the ridge marking the south and north points of the sun's annual swing. It would be a great pleasure year after year to watch with anticipation as the sun drew nigh to the notch and then on a specified day fell into it and then rose out of it and retraced its path. Over time, watching that happen again and again might make the years seem not such an awful linear progress but instead a looping and a return. Keeping track of such a thing would place a person, would be a way of saying, You are here, in this one station, now. It would be an answer to the question, Where am I? ~ Charles Frazier

By Liberty I understand the Power which every Man has over his own Actions, and his Right to enjoy the Fruits of his Labour, Art, and Industry, as far as by it he hurts not the Society, or any Members of it, by taking from any Member, or by hindering him from enjoying what he himself enjoys. The Fruits of a Man's honest Industry are the just Rewards of it, ascertained to him by natural and eternal Equity, as is his Title to use them in the Manner which he thinks fit: And thus, with the above Limitations, every Man is sole Lord and Arbitrer of his own private Actions and Property. ~ Cato The Younger

[Integrity] means a person is the same on the inside as he or she claims to be on the outside. He is the same person alone in a hotel room a thousand miles from home as he is at work or in his community or with his family. A man of integrity can be trusted. ~ Billy Graham

You can't have it both ways. You can't tell me that you're taxed enough already, and that you want constitutional government and then in the next breath say, 'Bring me home some bacon.' The pig has been picked clean. ~ Rand Paul

Maybe the word hasn't been invented yet – that thing beyond diversity. We often define movements by what they're against, but the final goal is greater than the powers it dismantles, deeper than any statistic. It's something like equity – a commitment to harvesting a narrative language so broad it has no face, no name. ~ Daniel Jose Older

You see the pictures in the paper today of John Kerry windsurfing? He's at his home in Nantucket this week, doing his favorite thing, windsurfing. Even his hobby depends on which way the wind blows. ~ Jay Leno

I do not expect to see home again, though that is what I want. ~ Edward Snowden

The misogynist genuinely believes that his rage toward his partner is due to her deficiencies. It is easier for him to attack her than to deal with the real sources of his rage. He feels justified in acting out rage on women. Part of this justification may come from his experiences at home as a child, but a great deal of it comes directly from our culture. ~ Susan Forward

Electric light!" I said. We'd never had electric light at home, just gaslight and candles, and the only taps were in the kitchen and the back scullery. "Well, this is good!" said Ma. "Daisy, when we get to New York I won't want to get off this ship!" By midday I didn't know if she'd even get out of her bunk. It was a nice enough day and not a bit stormy, but the rocking of the ship in the water made her queasy before we even started moving. The boys wanted to go on deck so I had to go with them, and we joined the masses of third-class passengers climbing up to the fresh air. ~ Margi McAllister

When the power of the shift rips the human body apart and transforms it into its new shape, there lives a second, less than a second, a mere shimmer of time when the mind is without a home, no body to call its own. Existence is painless in there, nothing but formlessness beyond understanding. A secret place, it contains nothing but the essence of self, a lost self. In the fire of pain, Colton found a whisper of that place, its ghost, its echo, and from that echo he withdrew a thread of deepest black. ~ Finn Marlowe

Perhaps the deepest reason we are afraid of death is that we do not know who we are. We believe in a personal, unique, and separate identity; but if we dare to examine it, we find that this identity depends entirely on an endless collection of things to prop it up: our name, our "biography", our partners, family, home, job, friends, credit card ... It is on their fragile and transient support that we rely for our security. So when they are all taken away, will we have any idea of who we really are? ~ Sogyal Rinpoche

[W]hen Ben was kissing me, the whole world retreated. I felt things I'd never felt before, in places I never knew were connected.
But I was pretty sure that whatever was buzzing against my thigh was not normal. For one thing, it was ringing.
Ben dragged his mouth away from mine and mumbled a curse that was a little shocking and kind of hot.
"Ignore it," he said.
That was easy for him to say when his cell phone was rounding third base. If anyone got a home run tonight, I didn't want it to be Verizon Wireless. ~ Rosemary Clement-Moore

Sometimes at midnight, in the great silence of the sleep bound town, the doctor turned on his radio before going to bed for the few hours' sleep he allowed himself. And from the ends of the earth, across thousands of miles of land and sea, kindly, well-meaning speakers tried to voice their fellow-feeling, and indeed did so, but at the same time proved the utter incapacity of every man truly to share in the suffering that he cannot see. "Oran! Oran!" In vain the call rang over oceans, in vain Rieux listened hopefully; always the tide of eloquence began to flow, bringing home still more the unbridgeable gulf that lay between Grand and the speaker. "Oran, we're with you!" they called emotionally. But not, the doctor told himself, to love or to die together
and that's the only way ... ~ Albert Camus

You are the One and Only Ivan," he calls.
I nod, then turn toward my family, my life, my home.
"Mighty Silverback," I whisper. ~ Katherine Applegate

Because you're the one. Because I've never felt for anyone what I feel for you. I want a lifetime with you, Abigail. I want a home with you, family with you. I want to make children with you, raise them with you. If you truly don't want any of that with me, I'll give you the best I've got, and hope you change your mind. I just need you to tell me you don't want it. ~ Nora Roberts

Selkie women are the women you don't understand. They are the women who know that they belong to another tribe, in another element. And so they seem as though they don't belong in yours – and they don't. They are the women who live by other rules and values, because their rules and values are different from those of this world. They are the women who sometimes seem to be listening to other voices, or music you can't hear, or the call of distant bells. There is a faraway look in their eyes.

Selkie women are the ones who look as though they came out of faerytales, because they did. The ones who look at the sea longingly, who look at the sky as their home. They do not fear death. They only fear imprisonment.

Selkie women are the ones you can't keep. ~ Theodora Goss

My friend Chuck was supposed to help me coach the team. But he told Miss Curdy he had an after-school job. Do you know what his after-school job is? Going home and watching TV. - Steve Boswell ~ R.L. Stine

I haven't even dated her yet. I've only walked her home a few times." "Good thing, too. I've heard about the mean streets of Falling Water, Colorado. Good thing she had you with her." "Tom, ~ J.K. Drew

Mental illness was a family secret. This patient had four children grow up in foster homes, and they never knew her. It was heart-wrenching for her granddaughter to find this out. ~ Sean Moran

A little patience, and we shall see the reign of witches pass over, their spells dissolve, and the people, recovering their true sight, restore their government to its true principles. It is true that in the meantime we are suffering deeply in spirit, and incurring the horrors of a war and long oppressions of enormous public debt ... If the game runs sometime against us at home, we must have patience till luck turns, and then we shall have an opportunity of winning back the principles we have lost, for this is a game where principles are at stake. ~ Thomas Jefferson

I'm just here…this lost soul who finally found his home, begging her to open the door and let him in. ~ A.L. Jackson

Home is about the earth. Whether the earth open up to you. Whether it pull you so close the space between you and it melt and y'all one and it beats like your heart. ~ Jesmyn Ward

To us, dinner is a meal eaten at mid-day. Tea is a secondary meal of a substantial nature taken when we get home between five and six o'clock. Supper is a hot drink and "a bit of summat to eat" at bedtime. ~ Sylvia Lovat Corbridge

Grief takes many forms, including the absence of grief. ~ Alison Bechdel

The experience of being in between-between the time we leave home and arrive at our destination; between the time we leave adolescence and arrive at adulthood; between the time we leave doubt and arrive at faith. It is like the time when a trapeze artist lets go the bars and hangs in midair, ready to catch another support: it is a time of danger, of expectation, of uncertainty, of excitement, or extraordinary aliveness. ~ Paul Tournier

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Don't just hit a home run. Knock it out of the park. ~ A.D. Posey

Arguably, we are the most intellectual creatures that's ever walked on planet Earth. So how come, then, that this so intellectual creature is destroying its only home? ~ Jane Goodall

I'm an author. We don't want to lead. We don't need to follow. We stay home and make stuff up and write it down and send it out into the world, and get inside people's heads. Perhaps we change the world and perhaps we don't. We never know. We just make stuff up. ~ Neil Gaiman

Forty years ago, Richard Branson, who ultimately founded Virgin Air, found himself in a similar situation in an airport in the Caribbean. They had just canceled his flight, the only flight that day. Instead of freaking out about how essential the flight was, how badly his day was ruined, how his entire career was now in jeopardy, the young Branson walked across the airport to the charter desk and inquired about the cost of chartering a flight out of Puerto Rico. Then he borrowed a portable blackboard and wrote, "Seats to Virgin Islands, $39." He went back to his gate, sold enough seats to his fellow passengers to completely cover his costs, and made it home on time. Not to mention planting the seeds for the airline he'd start decades later. Sounds like the kind of person you'd like to hire ~ Seth Godin

He wants to dream like a young man with the wisdom of a old man, he wants his home and securities, he wants to live like a sailor at sea. Beautiful loser..where you gonna fall? When you realize you just can't have it all, you just dont need it all. He is your oldest and your best friend, when you need him he'll be there again, he is always willing to be second best, a perfect lodger; a perfect guest." ~ Beautiful Loser ~ Bob Seger

And my thought looking down at the Earth was Wow. How much God our Father must love us that he gave us this home. He didn't put us on Mars or Venus with nothing but rocks and frozen waste. He gave us paradise and said, "Live here." It's not easy to wrap your head around the origins and purpose of the universe, but that's the best way I can describe the feelings I had. ~ Mike Massimino

I bought a Yamaha-1 and I was doing 180 miles per hour home on the 405 and that's really, really crazy but I did it. ~ Nicolas Cage

I'm a Canadian citizen. But I always want to feel at home in Sri Lanka. I'm a member of both countries. ~ Michael Ondaatje

But when she finally got the wings to fly she realized she had nowhere else to go to ... ~ Sanhita Baruah

When it's not training time, I just do my own thing. I go home and hang out with my family, kick back and [don't] think about the fight too much. I just look at it as another opportunity in my life to move up. ~ Josh Koscheck

There's no place like home. No place safer. No place scarier. ~ Damian Barr

In a really good thrift store you feel like you're in a room with all of these stories, and it's up to you to go and find the stories that you want to bring home with you. And then when you wear the clothes, they help you tell a new story, but they're bringing that old part with them and with you and you're benefiting from that in a way that you can't even really understand. ~ Kate Scelsa

You may sit home and be safe. But danger and adventure is what makes your life meaningful ~ Bangambiki Habyarimana