Non Standardized 401 K Quotes

The beloved's features too were standardized in certain adjectives of color and shape and likened to natural objects, fruit and flowers especially. As a result, ingenuity in finding fresh ways to follow the pattern was required in addition to actual poetic powers. The challenge was great and it accounts for the quantity of verbal lovemaking in the blue, addressed to the remote or non-existent tribes of Celias and Delias. ~ Jacques Barzun

The survey findings reflect the growing trend toward incentive compensation programs as a way for employers to share the wealth with workers, ... Roughly 80 percent of those surveyed offer bonus programs and 401(k) or profit-sharing plans ... as they compete for the best and brightest workforce. ~ Jerry Jasinowski

God's people are not to accumulate stuff for tomorrow but to share indiscriminately with the scandalous and holy confidence that God will provide for tomorrow. Then we need not stockpile stuff in barns or a 401(k), especially when there is someone in need. ~ Shane Claiborne

Take free money. No matter how in debt you are, if your employer offers a matching contribution on a 401(k) or other retirement vehicle, you must sign up and contribute enough to get the maximum company match each year. Think of it as a bonus. ~ Suze Orman

TRUTH: Worry has little to do with waking up. It has little to do with anything of value. Yes, entire industries have been created in homage to worry: auto insurance, health insurance, life insurance, 401(k)s, retirement accounts. But do you not see what all of this is? It is making yourself sick in order to lay up something for a sick day. It is you, Fear, trying to control what cannot be controlled. And what is it you want to control so desperately? ~ Tom Shadyac

Absolutely pay off credit card debt. If you're not getting a match in your 401(k) and you've got credit card debt, you've got to get yourself out of credit card debt. When you get out of credit card debt, your credit score goes up and interest starts to go down. ~ Suze Orman

Social Security is a social insurance program - it is not designed to be the same thing as a 401(k). ~ Paul Krugman

The average plan administrator charges 1.3% to 1.5% annually (according to the nonpartisan Government Accountability Office). That's $1,300 for every $100,000 just to participate in the 401(k). So when you add this 1.3% for the plan administration to the total mutual fund costs of 3.17%, it ~ Anthony Robbins

I figure if Doc is right about the time I have left,I should wrap up my adolescence in the next few days, get into my early productive stages about the third week of school, go through my midlife crisis during Martin Luther King Jr's birthday, redouble my efforts at productivity and think about my legacy, say, Easter, and start cashing in my 401(k)s a couple weeks before Memorial Day. ~ Chris Crutcher

Finally, I would like to point out that now in the age of English, choosing a language policy is not the exclusive concern of non-English-speaking nations. It is also a concern for English-speaking nations, where, to realize the world's diversity and gain the humility that is proper to any human being, people need to learn a foreign language as a matter of course. Acquiring a foreign language should be a universal requirement of compulsory education. Furthermore, English expressions used in international conferences should be regulated and standardized to some extent. Native English speakers need to know that to foreigners, Latinate vocabulary is easier to understand than what to the native speakers is easy, child-friendly language. At international conferences, telling jokes that none but native speakers can comprehend is inappropriate, even if fun. If native speakers of English – those who enjoy the privilege of having their mother tongue as the universal language – would not wait for others to protest but would take steps to regulate themselves, what respect they would earn from the rest of the world! If that is too much to ask, the rest of the world would appreciate it if they would at least be aware of their privileged position – and more important, be aware that the privilege is unwarranted. In this age of global communication, some language or other was bound to be come a universal language used in every corner of the world English became that language not because it i ~ Minae Mizumura

401(k) industry the largest dark pool of assets where nobody really knows how or whose hands are getting greased. ~ Anthony Robbins

Women who have it all should try having nothing: I have no husband, no children, no real estate, no stocks, no bonds, no investments, no 401(k), no CDs, no IRAs, no emergency fund - I don't even have a savings account. It's not that I have not planned for the future; I have not planned for the present. ~ Elizabeth Wurtzel

Today, at twenty-five, Travis is the manager of two Starbucks where he oversees forty employees and is responsible for revenues exceeding $2 million per year. His salary is $44,000 and he has a 401(k) and no debt. He's never late to work. ~ Charles Duhigg

There's a laundry list of reasons why not to borrow from your 401(k). While the money is on loan, it's not working for you - and if you leave your job, you'll have to pay it back in 60 days or treat it as a taxable withdrawal. ~ Jean Chatzky

Automate your savings so that you have money taken directly from each paycheck and deposited into a 401(k) or other workplace retirement account. If that's not an option, automatically have money transferred out of checking into savings each time you get paid. ~ Jean Chatzky

My daughter wrote a book. She is a New York Times Bestselling Author. Fabulous. Couldn't be more proud. She also has no health insurance. A 401 K? Dream on! My daughter left her stable corporate job to be a writer without dental benefits or a savings account, a.k.a. my worst nightmare. ~ Kate Siegel

Act Like a Success, Think Like a Success lets you know that it is not good enough to simply exist. Life is more than wading through a lifeless job, earning a gold watch, and cashing in your 401(k). Your life has to be more than just waiting for the right opportunity to come along and find you. Your life has to be more than just marking time watching others achieve success. The words in this book will motivate you to get the most out of your life by using something that you already have - your gift. ~ Steve Harvey

If you are self-motivated, wow, this world is tailored for you. The boundaries are all gone. But if you're not self-motivated, this world will be a challenge because the walls, ceilings and floors that protected people are also disappearing. That is what I mean when I say "it is a 401(k) world." Government will do less for you. Companies will do less for you. Unions can do less for you. There will be fewer limits, but also fewer guarantees. Your specific contribution will define your specific benefits much more. Just showing up will not cut it. ~ Thomas Friedman

Use visual cues to prompt yourself to put away more. A photograph of the beach house where you and your husband can envision spending your retirement will remind you to bump up the contribution to your 401(k); a snapshot of your child in a college sweatshirt can encourage you to put more into a 529 college savings plan. ~ Jean Chatzky

Unlike every other retirement vehicle, such as IRAs and 401(k)s, you receive a tax deduction for making contributions to your HSA but don't have to pay income taxes on withdrawals. ~ Paul Zane Pilzer

Bureaucratic solutions to problems of practice will always fail because effective teaching is not routine, students are not passive, and questions of practice are not simple, predictable, or standardized. Consequently, instructional decisions cannot be formulated on high then packaged and handed down to teachers. ~ Linda Darling-Hammond

This framing accents the importance of building a tidier system, one that incorporates the array of existing child care centers, then pushes to make their classrooms more uniform, with a socialization agenda "aligned" with the curricular content that first or second graders are expected to know. Like the common school movement, uniform indicators of quality, centralized regulation, more highly credientialed teachers are to ensure that instruction
rather than creating engaging activities for children to explore
will be delivered in more uniform ways. And the state signals to parents that this is now the appropriate way to raise one's three- or four-year-old. Modern child rearing is equated with systems building in the eyes of universal pre-kindergarten advocates
and parents hear this discourse through upbeat articles in daily newspapers, public service annoucement, and from school authorities. ~ Bruce Fuller

I've been to Vulcan where I've been vulcanized, Carbon where you get carbonated and Standard where you get standardized. Ernie Isley's invited me to Castor ... and I'm not looking forward to it. ~ Ralph Klein

A village in a country which is taking pains to become altogether standardized and pure, which aspires to succeed Victorian England as the chief mediocrity of the world, is no longer merely provincial, no longer downy and restful in its leaf-shadowed ignorance. It is a force seeking to conquer the earth ... Sure of itself, it bullies other civilizations, as a traveling salesman in a brown derby conquers the wisdom of China and tacks advertisements of cigarettes over arches for centuries dedicated to the sayings of Confucius. ~ Sinclair Lewis

Over recent years, [there's been] a strong tendency to require assessment of children and teachers so that [teachers] have to teach to tests and the test determines what happens to the child, and what happens to the teacher...that's guaranteed to destroy any meaningful educational process: it means the teacher cannot be creative, imaginative, pay attention to individual students' needs, that a student can't pursue things [...] and the teacher's future depends on it as well as the students'...the people who are sitting in the offices, the bureaucrats designing this - they're not evil people, but they're working within a system of ideology and doctrines, which turns what they're doing into something extremely harmful [...] the assessment itself is completely artificial; it's not ranking teachers in accordance with their ability to help develop children who reach their potential, explore their creative interests and so on [...] you're getting some kind of a 'rank,' but it's a 'rank' that's mostly meaningless, and the very ranking itself is harmful. It's turning us into individuals who devote our lives to achieving a rank, not into doing things that are valuable and important.

It's highly destructive...in, say, elementary education, you're training kids this way [...] I can see it with my own children: when my own kids were in elementary school (at what's called a good school, a good-quality suburban school), by the time they were in third grade, they were dividing up ~ Noam Chomsky

When school districts are measured by how much confidence, worth and hope their graduates have acquired while in school, when the role of education becomes more about nurturing students and a love for learning than standardized test scores, when the term "honor" student stands more for a child's character than than their grades, then schools will again take their role as a place for effective change in America. Until then education will continue to be run by paper chasing, pride driven central office administrators and educational bureaucrats trying to prove their worth to politicians who don't even know our kids. Let our teachers care, let our children thrive. Let our teachers teach. ~ Tom Krause

The one size fits all approach of standardized testing is convenient but lazy. ~ James Dyson

But the Turing test cuts both ways. You can't tell if a machine has gotten smarter or if you've just lowered your own standards of intelligence to such a degree that the machine seems smart. If you can have a conversation with a simulated person presented by an AI program, can you tell how far you've let your sense of personhood degrade in order to make the illusion work for you?

People degrade themselves in order to make machines seem smart all the time. Before the crash, bankers believed in supposedly intelligent algorithms that could calculate credit risks before making bad loans. We ask teachers to teach to standardized tests so a student will look good to an algorithm. We have repeatedly demonstrated our species' bottomless ability to lower our standards to make information technology look good. Every instance of intelligence in a machine is ambiguous.

The same ambiguity that motivated dubious academic AI projects in the past has been repackaged as mass culture today. Did that search engine really know what you want, or are you playing along, lowering your standards to make it seem clever? While it's to be expected that the human perspective will be changed by encounters with profound new technologies, the exercise of treating machine intelligence as real requires people to reduce their mooring to reality. ~ Jaron Lanier

The only inexplicable aspect of the process was that economic theory (which is, after all, what economics students were supposed to know) served almost no function in an investment bank. The bankers used economics as a sort of standardized test of general intelligence. ~ Michael Lewis

Modern capitalism needs men who cooperate smoothly and in large numbers; who want to consume more and more; and whose tastes are standardized and can be easily influenced and anticipated ... what is the outcome? Modern man is alienated from himself, from his fellow man and from nature. ~ Erich Fromm

Twenty or thirty years ago, in the army, we had a lot of obscure adventures, and years later we tell them at parties, and suddenly we realize that those two very difficult years of our lives have become lumped together into a few episodes that have lodged in our memory in a standardized form, and are always told in a standardized way, in the same words. But in fact that lump of memories has nothing whatsoever to do with our experience of those two years in the army and what it has made of us. ~ Vaclav Havel

We want not only life but an intense awareness of being alive. The large tendency of our mechanical and standardized civilization is to blunt that awareness by surrounding us with ideas and forms that require the lowest degree of consciousness. One lives in it less by reflection than by reflex. The effect of the uniform blows with which the environment strikes us is to make us insensitive to any but the most violent stimuli; two-thirds of life ceases to exist for us because the valves of attention require cataclysmic upheavals before they will open. Lacking the capacity to be excited by any but the most gross and violent stimuli, we spend our lives in a frantic race with boredom. ~ Denham Sutcliffe

When researchers explain the methodology of how they performed their research, there is often a portion that describes the preparation of the lab animals. This section explains that standardized such-and-such breed animals (such as Wistar rats) were "put on a Western diet until their cholesterol and inflammation were sufficiently elevated to carry out the research protocol." What this means is that the Western diet is used to produce specific disease conditions in the lab animals, so that the researchers can carry out their research on different drug effects. Isn't it a bit ironic that poor diet is used to produce disease for drug testing, and yet doctors do not really push good diet as a way of preventing or treating illness? ~ Richard Matthews

Standardized sizes made inexpensive, off-the-rack garments economically feasible. They gave shoppers a reliable guide to finding clothes in self-service shops. ~ Virginia Postrel

Manuel was sent to Harvard, where he developed a profound contempt for American culture. 'The Americans,' he would say, 'brush their teeth before kissing and remember a page to answer a question. ~ Warren Eyster

A sense of responsibility in teaching pushes us constantly to think about and promote the best interests of our students. In contrast, the demand for accountability often induces mere compliance. ~ Nel Noddings

In the enterprise, the trend is towards smaller, more powerful standardized systems where Dell is uniquely positioned. ~ Kevin B. Rollins