Jane Bryant Quinn Quotes

You normally don't get a margin call unless your securities, minus the debt, are worth 30% or less of their nominal market value.

Savings will not make you rich. Only canny investments do that. The role of savings is to keep you from becoming poor.

It's a fact: stock investors sometimes lose money on their way to wealth. Get over it.

Where you stand should not depend on where you sit.

Everyone needs a small-town banker. Especially in a big town.

The best real-estate investments with the highest yields are in working-class neighborhoods, because fancy properties are overpriced.

Stock prices aren't real things. They're just froth on a wave. The wave is the only real thing, which investors forget when they're watching the ticket slither by.

Everyone can get a little sloppy with cash and it's smart to notice. But what's squeezing you is the big stuff you ladle onto your credit cards.

For all the huffing and puffing of the doubters, a home of our own is still the rock on which our hopes are built. Price appreciation aside (and most houses will appreciate, eventually), homeownership is a state of mind. It's your piece of the earth. It's where a family's toes grow roots. It's where the flowers are yours, not God's.

Three reasons not to have a [spending] plan: 1. You're rich enough to buy anything you want and still have plenty of money left over. 2. I forget the other two.

Everyone said, 'You can't lose money in real estate, because they're not making any more of it.' Hmmmm. Where did everyone go wrong?

Life insurance can be numbingly complicated. Clients often turn off their brains and surrender their judgment to the very agent or planner who brought on their coma in the first place.

It seems like only yesterday that savers were dorks. They kept piggy banks. They drove last year's cars. They fished in their change purses for nickels while the superstars flashed credit cards. Today, values have changed. The new object of veneration is not money on the hoof but money in the bank - and the dorks all have it.

It's daring and challenging to be young and poor, but never to be old and poor. Whatever resources of good health, character, and fortitude you bring to retirement, remember, also, to bring money.

Hindsight is not a strategy.

The chief function of stock-market forecasters is to make astrologers look respectable.

Financial planners who take commissions have a built-in conflict of interest ... even with disclosure, my choice would be a Fee-Only planner.

Never try to time the bond market. Anyone who claims to know the future of interest rates is certifiable.