Robert T. Kiyosaki Quotes

I'd rather welcome change than cling to the past.

Schools were designed to produce good employees instead of employers

You work for the bank. After taxes, your next largest expense is usually your mortgage and credit card debt.

The world is filled with talented poor people. All too often, they're poor or struggle financially or earn less than they are capable of, not because of what they know, but because of what they do not know. They focus on perfecting their skills at building a better hamburger rather than the skills of selling and delivering the hamburger. Maybe McDonald's does not make the best hamburger, but they are the best at selling and delivering a basic average burger.

You can't teach an old dog new tricks,

The rich does not work for money, but money work for them ... , While the poor work for money.Illiteracy, both in word and numbers, is the foundation of financial struggle ... ,Wealth is a person's ability to survive so many number of days forward ... or if i stopped working today, how could i survive? ... ,Wealth is the measure of cash flow from to asset column compared with the expense column ... ,

If your financial intelligence is low, money will run all over you. It will be smarter than you. If money is smarter than you, you will work for it all your life.
To be the master of money, you need to be smarter than it. Then money will do as it is told. It will obey you. Instead of being a slave to it, you will be the master of it. That is financial intelligence.

Invest first in education. In reality, the only real asset you have is your mind, the most powerful tool we have dominion over.

Choice, not circumstances, determines your success.

Knowledge is power. And with money comes great power that requires the right knowledge to keep it and make it multiply. Without that knowledge, the world pushes you around.

Accounting is possibly the most confusing, boring subject in the world, but if you want to be rich long-term, it could be the most important subject.

There is a difference between helping, comforting, feeding, and empowering people. As I've said many times: Simply giving money (or entitlements) to poor people only serves to keep them poor longer.

So dream big daring dreams, and then underachieve a little bit each day. I recommend setting attainable daily goals that, when achieved, provide positive reinforcement to help you stay on the path to the big goal

I think I have made my message clear. It's what is in your head that determines what is in your hands.

You already know the end result ... laid off, fired, no retirement, no benefits, no security and certainly no comfort.

Finding your path means finding out what you were put here on this earth to do. What is your life's purpose? Why were you given this gift called life? And what is the gift you give back to life?

There are those who make things happen, there are those who watch things happen and there are those who say 'what happened?

You're only poor if you give up.

Whenever you find yourself avoiding something you know you should be doing, then the only thing to ask yourself is, "What's in it for me?" Be a little greedy. It's the best cure for laziness.

The problem was that the government's appetite for money was so great that taxes soon needed to be levied on the middle class, and from there it kept trickling down.

To be truly rich, we need to be able to give as well as to receive.

Some people are terrified of snakes. Some people are terrified about losing money.

No matter what anyone's saying to you from outside, the most important conversation is the one you are gaving with yourself on the inside

The size of your success is measured by the strength of your desire; the size of your dream; and how you handle disappointment along the way

Guilt is worse than greed, for guilt robs the body of its soul.

Don't work for money, work to learn

Remember, the easy road often becomes hard, and the hard road often becomes easy.

Taxes punish those who produce and reward those who don't produce.

It is that same fear, the fear of ostracism that causes people to conform
and not question commonly accepted opinions or popular trends.

Many people will not head down the street until all the lights are green. That is why they don't go anywhere.

Money and success make you arrogant and stupid. Now with some poverty and humility behind you, you can become a student again.

Birds of a feather flock together." If

Sometimes you win and sometimes you learn. But have fun. Most people never win because they're more afraid of losing.

An intelligent adult often feels it is demeaning to pay attention to simplistic definitions.

It is not real estate, gold, stocks, hard work, or money that makes you rich; it is what you know about real estate, gold, stocks, hard work, and money that makes you rich. Ultimately, it is your financial intelligence that makes you rich.

Rich Dad's Financial Statement: Income > Expense Asset > Liability

The sophisticated investor's first question is: "How fast do I get my money back?

find mentors who have already successfully made the crossing before.

I want you to always think of Mrs. Martin. And I want you always to remember that donkey. Never forget that fear and desire can lead you into life's biggest trap if you're not aware of them controlling your thinking. To spend your life living in fear, never exploring your dreams, is cruel. To work hard for money, thinking that it will buy you things that will make you happy is also cruel. To wake up in the middle of the night terrified about paying bills is a horrible way to live. To live a life dictated by the size of a paycheck is not really living a life. Thinking that a job makes you secure is lying to yourself. That's cruel, and that's the trap I want you to avoid. I've seen how money runs people's lives. Don't let that happen to you. Please don't let money run your life.

Money is just an idea.

O know a little about a lot.

Teach, and you shall receive.

Our brains are either our greatest assets or our greatest liabilities.

Having no money should not be an excuse to not learn.

He said it was better to work years at creating an asset rather than to spend your life working hard for money to create someone else's asset.

Professionals have coaches. Amateurs do not

Real estate investing, even on a very small scale, remains a tried and true means of building an individual's cash flow and wealth.

Asking for advice means, "Tell me what to do." Seeking education means, "Tell me what to study so I can learn what I need to do.

Have you ever wondered where the idea of retirement at the age of 65 came from? I'll tell you where: Otto von Bismarck, the president of Prussia, in 1889. Actually, Bismarck's government: At the time, the life expectancy of the average Prussian was about 45. Today, so many are living well into their 80s and 90s that the same promise might well bankrupt the federal government within the next generation.

One way to meet like-minded people is to attend classes or seminars, join clubs, or simply study and learn a new vocabulary. Soon you will meet new friends.

Although we have been successful in our careers, they have not turned out quite as we expected. We both have changed positions several times - for all the right reasons - but there are no pension plans vesting on our behalf. Our retirement funds are growing only through our individual contributions.

Most people fail to realize that in life, it's not how much money you make, it's how much money you keep.

The reason there are more employees than entrepreneurs is simply because our schools train young people to become employees.

In times of great economic change, there are always great transfer of wealth. Even if you do not have much money, it is important to incest in your education... for when the changes come, you will be better prepared for them. Don't be caught unaware and afraid. As I said, no one can predict what will happen, yet it is best to be prepared for whatever happens. And that means getting educated now.

Cynics criticize, and winners analyze

Today, wealth is in information.

Life is a cruel teacher. It punishes you first, and then gives you the lesson.

Getting back to the difference between a saver and an investorpi there is one word hat separates them and that word is leveragene definition of leverage is the ability to do more with less.

The ability to sell - to communicate to another human being, be it a customer, employee, boss, spouse, or child - is the base skill of personal success.

In an educated society with a well-run government, prices should actually come down.

One dad recommended, "Study hard so you can find a good company to work for." The other recommended, "Study hard so you can find a good company to buy.

Rich dad
thought it best to go broke before 30.
"You still have time to recover".

You cannot teach a poor person to be rich until they change their context. Teaching a person with poor or middle class person's context is a waste of time ... and it does annoy them.

Often in the real world, it's not the smart that get ahead, but the bold.

People do two things. Some just let life push them around. Others get angry and push back.

Balanced people go nowhere. They stay in one spot.

What I know makes me money. What I don't know loses me money. Every time I have been arrogant, I have lost money. Because when I'm arrogant, I truly believe that what I don't know is not important.

Garret Sutton's books on corporations provide wonderful insight into the power of personal corporations.

Taxes," said rich dad. "You're taxed when you earn. You're taxed when you spend. You're taxed when you save. You're taxed when you die." "Why do people let the government do that to them?" "The rich don't," said rich dad with a smile. "The poor and the middle class do.

To obtain financial freedom, one must be either a business owner, an investor, or both, generating passive income, particularly on a monthly basis.

People's lives are forever controlled by two emotions: fear and greed.

Don't work for the money let the money work for you.

you want something, you first need to give,

Whenever you feel short or need of something, give what you want first, and it will come back in buckets. That is true for money, a smile, love or friendship. I know it is often the last thing a person may do, but it has always worked for me. I trust that the principle of prosperity is true, and I give what I want. I want money, so I give money, and it comes back in multiples. I want sales, so I help someone else sell something, so sales come to me. I want contacts, and I help someone else get contacts. Like magic, contacts come to me. I heard a saying years ago that went: god does not need to receive, but humans need to give. My rich dad would often say: poor people are more greedy than rich people. He would explain that if a person is rich, that person is providing something that other people wanted...whenever I think people aren't smiling at me, I simply began smiling and saying hello. Like magic, the next thing I know: I'm surrounded by smiling people. It is true that you world is only a mirror of you. So that's why I say, teach and you shall receive.

It's not what we say out loud that determines our lives. It's what we whisper to ourselves that has the most power.

The "hot money" flowed into Europe and today once rich and powerful nations like Ireland, Greece, Italy, and Spain are financial basket cases that may not recover.

The person becomes attached to the vehicle and then fails to see all the other investment vehicles and procedures available.

You not only change what you do, but in a very real way, you also change who you are. Or at least, how you think.

Each dollar in my asset column was a great employee, working hard to make more employees and buy the boss a new Porsche.

More money will often not solve the problem. In fact, it may compound the problem. Money often makes obvious our tragic human flaws, putting a spotlight on what we don't know. That is why, all too often, a person who comes into a sudden windfall of cash - let's say an inheritance, a pay raise, or lottery winnings - soon returns to the same financial mess, if not worse, than the mess they were in before.

Just know that it's fear that keeps most people working at a job. The fear of not paying their bills. The fear of being fired. The fear of not having enough money. the fear of starting over.
That's the price of studying to learn a profession or trade, and then working for money. Most people become a slave to money ... and then get angry at their boss.

The business behind the business is the real game. It's the business behind the business that makes money regardless of who wins the game or which way the market goes - up or down. It's the business that sells the tickets to the game. It does not buy the tickets.

I think of money only as a medium of exchange. In reality, money by itself has very little value. So as soon as I have money, I want to exchange it for something of real value. The irony is that many people who cling desperately to money spend that money on things of very little value - and that is why they are poor.

Learning how to tell a powerful story is learning how to show up as the winner you are.

If you are a true investor, it does not matter if the markets are going up or coming down. A true investor does well in any market condition.

People are trainable. They can be trained to be either employees or entrepreneurs.

learned that knowledge is power. If you want to control people's lives, limit their knowledge. That is why, throughout history, despots have burned books and exiled (and even killed) those with knowledge who threatened their power. Before the Civil War in America, it was against the law in many states to teach slaves to read and write. Knowledge is the most powerful force on earth. That is why the control of knowledge is essential to the control of power. The formula is: Information x Education = Knowledge Knowledge is power - and lack of knowledge is weakness.

If a child attempts to cooperate at test time, it is called 'cheating.' In the real world of business, business owners cooperate at test time, and in the world of business, every day is test time.

It is not the love of money that is evil - it is the lack of money that causes evil. It is working at a job we hate that is evil. Working hard yet not earning enough to provide for our families is evil. For some, being deeply in debt is evil. Fighting with people you love over money is evil. Being greedy is evil. Committing criminal or immoral acts to get money is evil. Money by itself is not evil. Money is just money.

If you realize that you're the problem, then you can change yourself, learn something and grow wiser. Don't blame other people for your problems.

Winners are not afraid of losing. But losers are. Failure is part of the process of success. People who avoid failure also avoid success.

The real skill is to manage and reward the people who are smarter than you in some technical area. That is why companies have a board of directors.

Always remember that your future is determined by what you do today, not tomorrow.

CASHFLOW clubs are not for those who want to get rich quick. CASHFLOW clubs are there to support the long-term mental, emotional, spiritual, physical, and financial changes a person needs to go through. We all change and evolve at different rates of speed so you are encouraged to go at your own speed.

Learn to use your emotions to think, not think with your emotions.

the person with the ability, knowledge, or creativity to solve problems will see more opportunities than ever.

Why in the world would someone say, 'I can't afford it' or 'I can't do it' to something they want? Why would someone deny themselves the things they want? It makes no logical sense.

One of the reasons the rich get richer, the poor get poorer, and the middle class struggles in debt is because the subject of money is taught at home, not in school. Most of us learn about money from our parents. So what can a poor parent tell their child about money? They simply say "Stay in school and study hard." The child may graduate with excellent grades but with a poor person's financial programming and mind-set. It was learned while the child was young.

In today's fast-changing world, it's not so much what you know anymore that counts, because often what you know is old. It is how fast you learn. That skill is priceless.

I recommend to young people to seek work for what they will learn, more than what they will earn. Look down the road at what skills they want to acquire before choosing a specific profession and before getting trapped in the Rat Race.