Staebler Financial Perham Quotes

Financial prosperity is impossible without constant planning and management of money. ~ Sunday Adelaja

The securitisation of mortgages added a new dimension of systemic risk. Financial engineers claimed they were reducing risks through geographic diversification: in fact they were increasing them by creating an agency problem. The agents were more interested in maximising fee income than in protecting the interests of bondholders. That is the verity that was ignored by regulators and market participants alike. ~ George Soros

Lastly, since the greatest room for each person's growth lies in his areas of greatest strength, you should devise ways to help each person grow his career without necessarily promoting him up the corporate ladder and out of his areas of strength. In this organization 'promotion' will mean finding ways to give prestige, respect, and financial reward to anyone who has achieved word-class performance in any role, no matter where that role is in the hierarchy. By doing so you will overcome the remaining two obstacles to building a strengths-based organization: the 'even though I'm now in the wrong role, it was the only way to grow my career' problem and the 'I'm in a pass-through role that no one respects' problem. ~ Donald O. Clifton

Forecasts vary in horizon, from a few seconds up to a few days in financial markets, compared to from one to several months for macro variables. We have to provide uncertainty intervals around the central forecasts to indicate the extent to which we are unclear about the future. ~ Clive Granger

A society of ONE!
There is nothing wrong with being Human. What is wrong is how so many take for granted the gift of our being human and never learn that we are also to be HUMANE, hence our HUMANITY. We are born Man but it takes years of education, trial and error to be TRULY HUMAN. It takes an ability to see beyond yourself, and to be able to RELINQUISH YOUR EGO And that is something that far too many neglects to consider in their chase for life, liberty and the pursuit of PRODUCTS. Things can never make us happy and the accumulation of wealth only aids in separating us from our common cause to be ONE SOCIETY. ONE RACE. ONE MANKIND. Until we are equal and able to see eye to eye with our most base concerns of housing, Food, education and financial well-being solved, we shall never have a society of ONE! ~ Levon Peter Poe

Financial standing, a social position beyond what she has now, and a husband to dote upon her every wish. What more could she ask for?"
"Maybe youth. Vigor. Teeth."
"Lord Cameron has his own teeth." Margaret narrowed her eyes at the other candidate. "I'm not so certain about Munro. They seemed somewhat clacky at dinner, so I'm suspicious. ~ Karen Hawkins

This is a frame. I think Mason Verger is trying to capture Dr. Lecter himself for purposes of personal revenge. I think he just missed him in Florence. I think Mr. Krendler may be in collusion with Verger and wants the FBI's effort against Dr. Lecter to work for Verger. I think Paul Krendler of the Department of Justice is making money out of this and I think he is willing to destroy me to do it. Mr. Krendler has behaved toward me before in an inappropriate manner and is acting now out of spite as well as financial self-interest. Only this week he called me a 'cornpone country pussy.' I would challenge Mr. Krendler before this body to take a lie detector test with me on these matters. I'm at your convenience. We could do it now. ~ Thomas Harris

In the past six months, our federal government has devised a dozen strategies to save America's financial markets. Each plan has been more costly, more risky, and less aligned with the principles of our country's free market economy than the last. I am disappointed to say that this latest plan puts all the rest of them to shame. ~ Michael Enzi

Financial planning is like navigation. If you know where you are and where you want to go, navigation isn't such a great problem. It's when you don't know the two points that it's difficult. ~ Venita VanCaspel

The global financial crisis - missed by most analysts - shows that most forecasters are poor at pricing in economic/financial risks, let alone geopolitical ones. ~ Nouriel Roubini

In rising financial markets, the world is forever new. The bull or optimist has no eyes for past or present, but only for the future, where streams of revenue play in his imagination. ~ James Buchan

I am here to give the American people some straight talk about higher education. Some have said we might have cut financial aid for college students. The truth is we have expanded access to college for our neediest students through the record growth of the Pell grant program. ~ Ric Keller

I think one of the things that I was struck by was that Joe has the financial wherewithal to go check into some expensive clinic, go into rehab and beat these addictions but he didn't. He sort of designed his own, you know, sort of rehabilitation at home. And anybody could do what he did. When he felt like having a cigarette after he ate, he would get up and walk. At cocktail hour when he used to have a drink and watch the news, he stopped watching the news. He couldn't. He couldn't watch the news and not have a drink and a cigarette. He would walk. ~ Joe Eszterhas

These crises are really a form of domestic default that governments employ in countries where financial repression is a major form of taxation. Under financial repression, banks are vehicles that allow governments to squeeze more indirect tax revenue from citizens by monopolizing the entire savings and payments system, not simply currency. Governments force local residents to save in banks by giving them few, if any, other options. They then stuff debt into the banks via reserve requirements and other devices. This allows the government to finance a part of its debt at a very low interest rate; financial repression thus constitutes a form of taxation. Citizens put money into banks because there are few other safe places for their savings. Governments, in turn, pass regulations and restrictions to force the banks to relend the money to fund public debt. Of course, in cases in which the banks are run by the government, the central government simply directs the banks to make loans to it. ~ Carmen M. Reinhart

Over the years, many in the public have become numb to news of financial corruption, partly because too many of these stories involve banker-on-banker crime. ~ Matt Taibbi

There are a number of institutions globally where the Federal Reserve typically leads the U.S. effort to work with financial regulators from other countries, and we try to, to the extent possible, establish international standards for how - the amount of capital a bank should hold, for example, or how much. ~ Ben Bernanke

I wandered past the stacks of drying wood, thinking about how many great skills the world had lost, how many things of value had passed without any of us even noticing. The old men with their chisels and handsaws would have once been the most highly paid members of their community and what had we put in their place? Financial engineers and young currency traders. ~ Terry Hayes

The cult phenomenon is definitely journalistically 'in'. But if we were to apply for a financial aid grant as a cult, I'm afraid we would be turned down for lack of proper qualifications. ~ Frederick Lenz

The reason so many financial advisors are called brokers is because they are often broker than you. ~ Robert Kiyosaki

Some argue that now isn't the time to push the green agenda - that all efforts should be on preventing a serious recession. That is a false choice. It fails to recognise that climate change and our carbon reliance is part of problem - high fuel prices and food shortages due to poor crop yields compound today's financial difficulties. ~ Lucy Powell

I forgot the maid who works in my P.G. and struggles to make money, every day, who is in fear that one day her cruel husband will find her out eventually and beat her and her son to death.
I forgot that auto driver I met on my way to M.G. road metro station, and who wanted to be in the army but gave up study due to the financial crisis.
I forgot that security guard I met at IIT Delhi, and who was forced to leave the study and marry at the age of 15.
I forgot those little kids I generally encounter at Railway stations and trains selling packets of pens @ Rs.25 per packet.
I forgot that 75 years old ricksha wala I met in sector 23 market with only one eye and high power lens
I forgot that washroom cleaning staff at my office who always welcomes me with a broad smile.
I forgot the dead body of that martyred soldier I saw at the Kashmir airport, laden with garlands of marigold and people shouting," jawan amar rahe!"
I forgot the scream of that pig near my office when a thick rope was brutally tied in its nose and it was forcefully taken by some people on a bike.
I almost forgot everything! ~ Sangeeta Mann

Since the 1970s, the battlefields on which the contradictions of democratic capitalism are fought out have become ever more complex, making it exceedingly difficult for anyone outside the political and financial elites to recognize the underlying interests and identify their own. While this may generate apathy on the mass level and thereby make life easier for the elites, there is no relying on it, in a world in which blind compliance with financial investors is propounded as the only rational and responsible behavior. To those who refuse to be talked out of other social rationalities and responsibilities, such a world may appear simply absurd - at which the only rational and responsible conduct to throw as many as wrenches as into the works of haute finance. Where democracy as we know it is effectively suspended, as it already is in countries like Greece, Ireland, and Portugal, street riots and popular insurrection may be the last remaining mode of political expression for those devoid of market power. Should we hope in the name of democracy that we will soon have the opportunity to observe a few more examples? ~ Wolfgang Streeck

Your financial situation is not a question of fate or luck, but a result of thoughts, emotions and actions - that generate money. ~ Tami Yaari

[The web] is going to end up being a tremendous advantage, providing we can work out the financial structure. I think we'll see newspapers survive, being printed at home. Or you'll have a local print shop, so that rather than waiting for the newspapers to arrive by truck, which is 30 percent at least of a newspaper's cost, you'll go in and push a button, and it will take your dollar bills without anyone having to be there. And it will print the newspaper for you while you wait. It will take seven minutes. There's a terrific future for print in my view and it gives me great heart. ~ Harold Evans

There are some who think that the government is limited in how many corruption cases it can bring against Wall Street, because juries can't understand the complexity of the financial schemes involved. But in 'U.S.A. v. Carollo,' that turned out not to be true. ~ Matt Taibbi

In various surveys, nearly three-quarters of grandparents say that being a grandparent is the single most important and satisfying thing in their life. Most say being with their grandkids is more important to them than traveling or having financial security. ~ Lesley Stahl

Engineers do engineering, i.e. they build bridges. So engineering needs engineers. The economy does NOT need economists. Economists do not make economy, but they try it and that is why we have so much problems with some financial models. ~ Steve Keen

I think what they've been doing is largely almost in firefighting mode without a good conceptual framework - either at the micro or the macro level. Micro, you would ask: "What kind of financial or banking system do we want?" Macro, you would say: "What are the underlying problems in the structure of our economy?" ~ Joseph Stiglitz

Financial support is one thing, but I always think what becomes really sacrificial is your time. ~ Cliff Richard

There is a need for financial reform along ethical lines that would produce in its turn an economic reform to benefit everyone. This would nevertheless require a courageous change of attitude on the part of political leaders. ~ Pope Francis

Money Value of Time" is more valuable than "Time Value of Money", you will know it by time. ~ Hasan M. Makky

Our financial services and insurance cluster is one of Delaware's key economic drivers in the state. ~ Ruth Ann Minner

I don't feel so strongly against remakes, but if I don't like it, I guess I just don't do it. It is what it is. Hollywood is driven by the financial system, so if they think that it has a brand and people are going to go see it because it's a recognizable property, they're going to remake it. ~ James Wan

Imagine if the pension funds and endowments that own much of the equity in our financial services companies demanded that those companies revisit the way mortgages were marketed to those without adequate skills to understand the products they were being sold. Management would have to change the way things were done. ~ Eliot Spitzer

Part of Obamacare eliminated the private sector financial market that engages in giving college student loans. I mean, now the federal government has taken over college student loans, so I sit back and strategically look at this and say this just cannot be happening. ~ Allen West

You want the story to end when it's supposed to and not be squeezed for somebody's financial gain. ~ Lauren Graham

She didn't want to date anyone.
A relationship, if indeed she decided to cultivate one, was three years down the road. Minimum. She would never make the mistake ... [to] depend on someone else for emotional and financial support. First, she would make certain she was solvent, solid, and secure. And then, if and when she chose, she would think about sharing her life. ~ Nora Roberts

We certainly had an upheaval at the start of the Great Depression, and that resulted in a lot of financial reform, but it wasn't done in one stroke, and it wasn't done immediately. The Depression was in 1929 and resulted in the Securities and Exchange Act of '33, '34, '35, '37, '39, and '41. ~ Lloyd Blankfein

Since 2001, people have been scared. There's been some really scary stuff that's been happening - 9/11, Iraq, Afghanistan, Katrina, anthrax letters, D.C. sniper, global warming, global financial meltdown, bird flu, swine flu, SARS. I think people really feel like the system's breaking down. ~ Max Brooks

Since the 1970S, financial innova­tions such as the securitisation of mortgage debt and the spreading of investment risks through the creation of derivative markets, all tacitly (and now, as we see, actually) backed by state power, have permitted a huge flow of excess liquidity into all facets of urbanisa­tion and built environment construction worldwide. ~ David Harvey

If you want to know the real reasons why certain politicians vote the way they do - follow the money. Arch Brexiteer Jacob Rees-Mogg (a.k.a. JackOff Grease-Smug) stands to make billions via his investment firm - Somerset Capital Management - if the UK crashes unceremoniously out of the European Union without a secure future trade deal. Why ? Because proposed EU regulations will give enforcement agencies greater powers to curb the activities adopted by the sort of off-shore tax havens his company employs. Consequently the British electorate get swindled not once, but twice. Firstly because any sort of Brexit - whether hard, soft, or half-baked - will make every man, woman and child in the UK that much poorer than under the status quo currently enjoyed as a fully paid up member of the EU. Secondly because Rees-Mogg's company, if not brought to heel by appropriate EU wide legislation, will deprive Her Majesty's Treasury of millions in taxes, thus leading to more onerous taxes for the rest of us. It begs the question, who else in the obscure but influential European Research Group (ERG) that he chairs and the Institute for Economic Affairs (IEA) that he subscribes to, have similar vested interests in a no-deal Brexit ? It is high time for infinitely greater parliamentary and public scrutiny into the UK Register of Members' Financial Interests in order to put an end to these nefarious dealings and appalling double standards in public life which only serve to further corrode public ~ Alex Morritt

It may be true that encryption makes certain investigations of crime more difficult. It can close down certain investigative techniques or make it harder to get access to certain kinds of electronic evidence. But it also prevents crime by making our computers, our infrastructure, our medical records, our financial records, more robust against criminals. It prevents crime. ~ Matt Blaze

Even in financial markets, the concept of market efficiency does not hold. ~ Paul Ormerod

If you spend five minutes complaining, you have just wasted five minutes. If you continue complaining, it won't be long before they haul you out to a financial desert and there let you choke on the dust of your own regret. ~ Jim Rohn

Many of us like to think of financial economics as a science, but complex events like the financial crisis suggest that this conceit may be more wishful thinking than reality. ~ Andrew Lo

Participant (Productions) is the only production company in town that has a double bottom line: social good plus financial returns. It's too early to tell how our returns are going to look - though all signs are promising - but social good is what we're really after. ~ Jeffrey Skoll

Financial uncertainty turns some people into misers and others into spendthrifts. ~ Rebecca Loncraine

For the first time in its history, Western Civilization is in danger of being destroyed internally by a corrupt, criminal ruling cabal which is centered around the Rockefeller interests, which include elements from the Morgan, Brown, Rothschild, Du Pont, Harriman, Kuhn-Loeb, and other groupings as well. This junta took control of the political, financial, and cultural life of America in the first two decades of the twentieth century. ~ Carroll Quigley