Refinance Quotes

If your appraisal comes back too low - you don't have at least 10% equity for a conforming loan or 20% for a jumbo loan - you might not be able to refinance at all, at least with a loan that's packaged and sold to Fannie Mae and Freddie Mac. That means you may have to pay a much higher rate. ~ Jean Chatzky

And you told Mr. Marsh at that time that a refinance was impossible, did you not?" "I did." Every teacher of cross-examination points out that you never ask a question that you do not know the answer to, and you never ask the question "why" because that gives the witness the opportunity to answer in a narrative, but Brent wanted the jury to hear the answer to the next question in Bernstein's own words, so he took the calculated risk. "Why was it impossible?" "Because Mr. Marsh was delinquent in his loan payments." "But Mr. Bernstein, didn't you tell Mr. Marsh about six months earlier that, in order to qualify for a loan modification, he had to be delinquent in his loan payments?" "That's for a modification, not a refinance, and that was Tentane's policy ... " "Object ~ Kenneth Eade

Many banks do not advertise they are portfolio lenders and many people working at the bank may not even know what a portfolio lender is. If you are calling up a bank and they say they aren't a portfolio lender, don't give up! Ask to talk to a loan officer and ask specific questions about what type of investor programs they offer. Here are some good questions to ask; Do you loan to investors who already have four mortgages? Do you sell your loans or keep them in-house? Do you allow investors with four or more mortgages to do cash out refinance? What terms and loan programs do you offer investors? ARM, 15, 30 year fixed, balloon? What interest rates are you charging and what are the initial costs for your loans? What ~ Mark Ferguson

I looked at the woman crying over the doll and felt something else. I was sick of people acting against their own interests. Mooing about how to refinance the slaughterhouse. Putting skylights in the killing pen and pretending the bolt in the brain was a pathway to a better field. I paid my bill. Save your fucking pennies for a gun and a history book, I thought. ~ Vanessa Veselka

[Young people] can't do much with [student debt] other than try to figure out how to pay it down. They can't take jobs they want. They can't get the credit they would like to start a business. So we're going to refinance it, we're going move people into income-contingent repayment plans, we're going to have a date certain when their obligations end, and I'm not going to let the government harass kids. ~ Hillary Clinton

Homeowners refinance their loans when interest rates go down. Businesses refinance their loans. ~ Elizabeth Warren

Germany will always do the minimum to preserve the euro. Doing the minimum, though, will perpetuate the situation where the debtor countries in Europe have to pay tremendous premiums to refinance their debt. The result will be a Europe in which Germany is seen as an imperial power that will not be loved and admired by the rest of Europe - but hated and resisted, because it will perceived as an oppressive power. ~ George Soros

Skating, I think I was told once, is the second most expensive sport. My family's had to refinance three times - they really want to do anything that it takes for my dreams to come true. I hope to one day have a family that I can do that for and kind of give back in the same way that my family gave to me. ~ Jeremy Abbott

Tentane Mutual's policy was not to consider any loan modification unless the borrower was delinquent in their payments. I told Mr. Marsh at the time that it may be easier for him to qualify for a loan modification than a refinance, because the qualification criteria was relaxed. But it was his decision." "But you didn't tell Mr. Marsh at that time that falling ~ Kenneth Eade

she says, "Well, I hope you're making good use of youth."
Less, cross-legged on his towel and pink as a boiled shrimp:" I don't know."
She nods, "You should waste it."
"What's that?"
"You should be at the beach, like today. You should get stoned and drunk and have loads of sex." She takes another drag off her cigarette. "I think the saddest thing in the world is a twenty-five-year-old talking about the stock market. Or taxes. Or real estate, goddamn it! That's all you'll talk about when you're forty. Real estate! Any twenty-five-year-old who says the word refinance should be taken out and shot. Talk about love and music and poetry. Things everyone forgets they ever through were important. Waste everyday, that's what I say. ~ Andrew Sean Greer

The decline in home equity makes it more difficult for struggling homeowners to refinance and reduces the financial incentive of stressed borrowers to remain in their homes. ~ Ben Bernanke

Hispanic and African American neighborhoods had been targeted by the subprime lending industry: renters were lured into buying bad mortgages, and homeowners were encouraged to refinance under riskier terms. Then it all came crashing down. Between 2007 and 2010, the average white family experienced an 11 percent reduction in wealth, but the average black family lost 31 percent of its wealth. The average Hispanic family lost 44 percent. ~ Matthew Desmond