Personal Finance Quotes

Every money message we hold on to contains a fatal flaw; it impressions us in an incomplete world. ~ George Kinder

At the end of the day, taking 50% off a $250 dress still means walking out of the store $125 poorer. ~ Ian Lamont

Don't take on more student loans than your future-self can handle. ~ Carol H. Cox

The starting point for 'discounts' may be the manufacturer's suggested retail price (MSRP), an arbitrarily high price that no one will ever pay. By crossing out the high MSRP, retailers are handing shoppers a psychological victory that will make them feel good about the purchase, even if the discounted price is still expensive. ~ Ian Lamont

A stock (pile) of money doesn't make you any richer than it makes exchange easier ~ Amah Lambert

We've been sold a dream of savings and investing that had no basis in any history or reality. We were participants in a vast experiment, a hope that personal finance and investments would do it all for us. We now know that for all too many people, it did not. ~ Helaine Olen

Pick up any book about personal finance and you're likely to read a 200-page mind-fuck about being cheap. Of course, these books don't overtly say, "Be cheap," but hide behind slippery phrases like "the simple life" or "frugal living." Some ~ MJ DeMarco

If you don't plan to have someone work for you, you will work for someone else. There is no in-between. ~ Ehab Atalla

The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge. ~ Dave Ramsey

The most important factor to growing your financial stability isn't your income. Rather, your success is much more related to how well you keep your eye on the ball. Organize your finances around the principles of financial stability. Aim for that goal, and over time you will find many unexpected ways to actually put money aside. ~ Erik Wecks

A personal budget is a manifestation of your decision to grab your finances by the balls ~ Money Tree Man

Money Compounding is one concept that does not hit you unless your stars are aligned ~ Manoj Arora

Personal finance, like most important aspects of life, is a never-ending quest. The competent investor never stops learning. ~ William J. Bernstein

Web banking lets you monitor your spending, tweak your budget, schedule payments, and more, particularly if you marry your online bank with the personal-finance management tools available online. ~ Jean Chatzky

When you know the impact of little expenses, you will realise that there is nothing little in this world. ~ Manoj Arora

Thanks to relentless media exposure and little-understood financing and sales practices, not to mention the perception of autos as important status indicators, most people replace their cars on a regular basis. ~ Ian Lamont

The first rule of personal finance is that it's not personal and it's not financial. It's about your ability to make ten changes and not get too depressed over it. ~ James Altucher

Budgeting has only one rule: Do not go over budget. ~ Leslie Tayne

A 10% loss in any investment can be recovered, not by 10%, but only by 11% gain.
A 50% loss in any investment can be recovered only by 100% gain.
And a 90% loss in any investment can be recovered only by a whopping 1,000% gain.

Yes, all the above statements are true.
Numbers can confuse the best of financial wizards.
It needs a rare trait of common sense to unravel the mysteries of finance.

For your investments:
- Keep them Simple.
- Avoid Jargons.
- Exhibit Discipline.
- Be Consistent.
- Apply Common Sense ~ Manoj Arora

The most powerful force in the universe is gossip. ~ Dave Barry

Many will want what you have, but few will do what you do. ~ David W. Robbins

Most people can afford healthcare and education in the age group when both these things are not relevant. ~ D. S. Pandit

As soon as we become aware of money, we develop beliefs about it-- beliefs we cling to, sometimes for the rest of our lives, often at the cost of our souls. ~ George Kinder

You don't have to be a miser, just be wiser with your money. ~ Dorethia Conner Kelly

The truly wealthy don't often pursue status. They don't need to. They have already made it. The pursuit of Rolex watches and $100,000 vehicles is for wannabes like you and me. Why pursue status when you've already achieved it? ~ Erik Wecks

I wanted a personal-finance tool for people who didn't want to be accountants: something you could set up in ten minutes and spend less than five minutes a week on. Mint is now that tool. ~ Aaron Patzer

Death and taxes in life are certain, knowing how to pay only your fair share is third. ~ Yvette D. Best

I view investing as a method of purchasing assets to gain profit in the form of reasonably predictable income (dividends, interest, or rentals) and /or appreciation over the long term. ~ Burton G. Malkiel

You do pay a price for your Financial Freedom, but it is far lesser than what you pay for a Lifetime Slavery. ~ Manoj Arora

A new car can be driven for 10 years or more if it's properly maintained. Heck, drive that sucker into the ground before you replace it! ~ Ian Lamont

Finding Money Maturity means resolving your inner conflicts around money. It really comes down to discovering a sense of ease around money. ~ George Kinder

You should never be satisfied with a little if you are capable of using and enjoying more. ~ Abhishek Kumar

Every time you borrow money, you're robbing your future self. ~ Nathan W. Morris

Experts tout many positive reasons to save money, including being able to afford things like a home, car or holiday, becoming financially independent and being prepared for unforeseen expenses or emergencies. Ultimately, putting money aside for a rainy day will make you feel less stressed, more in control of your finances and all-around happier. Now that's worth saving for! ~ Niki Brantmark

Stop making debt and going broke and calling that "living". That's not living, it's lying. ~ Michelle Walker-Wade

If you look on Amazon - if you do a search for personal finance, there are literally 20,000 books written on personal finance, and there's no real reason for it. I mean, personal finance is pretty simple. ~ Aaron Patzer

We can't all be bakers or chefs. Many of us have modest ambitions. But we can all buy a piece of the pie. ~ Amah Lambert

One suggestion my wife and I have used in our personal finance courses we teach at college is simply writing down all expenditures and seeing where the money goes. That alone will cause heads of households to think twice about x, y or z expenditure, and to consider carefully whether they really need something or not. ~ Mark Skousen

The people who don't know personal finance have TV shows about it. ~ James Altucher

Not money, Not skills, but Time is the biggest lever for massive wealth creation ~ Manoj Arora

If you're saving, you're succeeding ~ Steve Burkholder

Either you create million excuses or you create million rupees. But you cannot create both. ~ Abhishek Kumar

Live your life as a practical example to others ~ Sunday Adelaja

I'm told my father cemented a number of profitable deals in this room." Alan eased down beside her.
Shelby opened her eyes to slits. "I imagine he did.By the time he was through, he could've reduced most normally built men to puddbles." Idly the trailed a fingertip down Alan's thigh. "Do you ever use saunas for vital government intrigue, Senator?"
"I'm inclined to think of other things in small hot rooms." Bending,he brushed his lips over her bare shoudler-the touch of a tongue,the quick pressure of teeth. "Vital,certainly, but more personal."
"Mmm." Shelby tilted her head as he trailed his lips closer to her throat. "How personal?"
"Highly confidential. ~ Nora Roberts

I don't want to do anything that violates my own personal code of ethics and morals. ~ Michael Moore

It used to be that he, John, had too little employment. Now that is about to change. Now he will have as much employment as he can handle, as much and more. He is going to have to abandon some of his personal projects and be a nurse. Alternatively, if he will not be a nurse, he must announce to his father: I cannot face the prospect of ministering to you day and night. I am going to abandon you. Goodbye. One or the other: there is no third way. ~ J.M. Coetzee

Philosophy's greatest task is to enlarge our sense of possibility. ~ Susan Neiman

Before it was usual to acquire goods in the market, not for personal consumption, but simply in order to exchange them again for the goods that were really wanted, each individual commodity was only accredited with that value given by the subjective valuations based on its direct utility. It was not until it became customary to acquire certain goods merely in order to use them as media of exchange that people began to esteem them more highly than before, on account of this possibility of using them in indirect exchange. The individual valued them in the first place because they were useful in the ordinary sense, and then additionally because they could be used as media of exchange. Both sorts of valuation are subject to the law of marginal utility. ~ Ludwig Von Mises

Moreover, he objected, "I have never done an official act with a view to promote my own personal aggrandizement, and I don't like to begin now. ~ Doris Kearns Goodwin

The only true satisfaction a player receives is the satisfaction that comes from being part of a successful team, regardless of his personal accomplishments. ~ Vince Lombardi

Hen Maistre adopts Bossuet's bold idea that "the heretic is he who has personal
ideas" - in other words, ideas that have no reference to either a social or a religious tradition - he provides
the formula for the most ancient and the most modern of conformities. ~ Albert Camus

The elements of trial and error, similar to earth and sky, and fire and water, delineates the constituent modules of our lives. Living robustly includes more failures than successes. We achieve adeptness to living by exhibiting a willingness to make good faith mistakes and learn from each misadventure. Every effort that fails to achieve our expected result is understandably frustrating. The fact is that without ideas and dreams and devoid of occasional crash landings, a person can never hope to achieve any worthy acts to temper resounding personal disappointment. Meaningful success is ultimately defined when a person dies, when an entire life's work devoted to performing passionate and compassionate enterprises can be judge as a whole unit. ~ Kilroy J. Oldster

As the expert in knowing yourself, you get to decide what you want to explore in your internal landscape. ~ Lyssa DeHart

From apparently the basest metals we have the finest toned bells. ~ Frederick Douglass

For a long time, I would go out of my way to have a personal appearance on the verge of an insane person, because it was closer to how I felt, but I looked so dumb. So, I just stopped. It was like, 'I'm just going to look like a banker.' ~ Kurt Braunohler

The personal question has to be cleared up relatively quickly and it has to be accepted by the SPD that Angela Merkel will be chancellor. ~ Edmund Stoiber

I didn't have a perfect model, but I wanted to try to blend my own personal reflections and experiences with this broader canvas to see how a lot of the narratives we have about economy and foreign policy got stuck. Because we have these categories of liberal, conservative, free marketer, open government - all these stereotypes about our politics and the categories we try to put things in are inadequate to this sort of complex, ambiguous, sometimes contradictory experience we have as ordinary people and that I have as an elected official. ~ Barack Obama

I am, first of all, a Christian and, secondly, a person with very very serious personal opinion, so I'm motivated by many many things and, certainly, not by the need or desire to satisfy other people's ideas of who I am. ~ Ken Hensley

If I could play the ukulele like Zooey Deschanel, I would find my own personal M. Ward, and we would do a side album; but I don't, you know? ~ Anna Kendrick

In the eyes of God, we're all perfect and we all have unlimited capacity to express brilliantly. I say unlimited capacity rather than unlimited potential because potential can be a dangerous concept. We can use it to tyrannize ourselves, to live in the future instead of the present, to set ourselves up for despair. We're constantly measuring ourselves against what we think we could be, rather than what we are. Potential is a concept which can bind us to personal powerlessness Focus on human potential becomes impotent without a focus on human capacity. Capacity is expressed in the present, it is immediate, the key to it lies not in what we have inside of us, but rather in what we are willing to own that we have inside of us. There's no point in waiting until we're perfect at what we do, or enlightened masters, or PhDs in life, before opening ourselves to what we're capable of doing now. Of course we're not as good today as we'll be tomorrow, but how will we ever get tomorrow's promise without making some sort of move today? ~ Marianne Williamson

I think fans going to concerts expect more today in terms of meeting and things. It's cool - I get it because of how the Internet has made things much more personal for fans to follow with Facebook, Twitter and everything - but I also think it's kind of hindering because it takes from the music in a way. ~ Kellin Quinn

He seemed like the type that kept people at arm's length, maybe out of arrogance or maybe from personal choice- either way, I wanted to know him so that those eyes were narrowed and focused solely on me. ~ R.S. Grey

I don't even know if I have kind of a personal, like a take or a mental manual of how I'm raising kids. It's really - I think with everybody, it's just day-to-day and you just try to deal with every situation as they come. ~ Steve Carell

I suddenly remembered that Murray Gell-Mann and I were supposed to give talks at that conference on the present situation of high-energy physics. My talk was set for the plenary session, so I asked the guide, "Sir, where would the talks for the plenary session of the conference be?"

"Back in that room that we just came through."

"Oh!" I said in delight. "Then I'm gonna give a speech in that room!"

The guide looked down at my dirty pants and my sloppy shirt. I realized how dumb that remark must have sounded to him, but it was genuine surprise and delight on my part.

We went along a little bit farther, and the guide said, "This is a lounge for the various delegates, where they often hold informal discussions." They were some small, square windows in the doors to the lounge that you could look through, so people looked in. There were a few men sitting there talking.

I looked through the windows and saw Igor Tamm, a physicist from Russia that I know. "Oh!" I said. "I know that guy!" and I started through the door.

The guide screamed, "No, no! Don't go in there!" By this time he was sure he had a maniac on his hands, but he couldn't chase me because he wasn't allowed to go through the door himself! ~ Richard P. Feynman

IF YOU CHOKE YOUR POTENTIAL BEFORE IT HAS AN OPPORTUNITY TO BECOME A POSSIBILITY YOU WILL NEVER REACH YOUR DESTINY ~ Mo Stegall

In 1990, when I had just arrived in New York City as a wet-behind-the-ears 20-something girl from Arizona, I spent a year or more working as the personal secretary and secret ghostwriter to an American-born countess in her apartment on the Upper East Side. ~ Kate Christensen

Relationships are the hallmark of the mature person. ~ Brian Tracy

A strike within the realm of the professional never justifies retribution in the realm of the personal ~ Kelley Armstrong

You can own an elephant or a bank or power thereof but if there's no personal breast bliss all you own is a lot of dead atoms and ideas. ~ Allen Ginsberg

I believe one can live many lives through personal style. Every day is an occasion to reinvent yourself ~ Ralph Lauren

The voice collects and translates your bad physical health, your emotional worries, your personal troubles. ~ Placido Domingo

The kid was cramping Martin's style. Martin's style was drama-free, peace, and quiet. It did not include slamming doors, difficult personal questions, or conversations with teenagers about sex. ~ Marshall Thornton

Don't be afraid of emptiness. Emptiness is divine. Let the divine fill up the space in a way that is truly right for you. Trying to fill it up too soon blocks your gifts. ~ Renae A. Sauter

After swinging the child easily from his shoulders to the ground, Lord St. Vincent opened the carriage door on Pandora's side. The full blaze of midday gilded his perfect features and struck brilliant lights in his bronze-gold hair.


Fact #13 she wanted to write. Lord St. Vincent walks around with his own personal halo.


The man had too much of everything. Looks, wealth, intelligence, breeding, and virile good health.


Fact #14 Some people are living proof of an unjust universe. ~ Lisa Kleypas

From my experience of life I believe my personal motto should be: 'Beware of any man bringing flowers. ~ Muriel Spark

Hair brings one's self-image into focus; it is vanity's proving ground. Hair is terribly personal, a tangle of mysterious prejudices ~ Shana Alexander

Just as a flood-lighted temple is more beautiful in a severe storm or in a heavy fog, so the gospel of Jesus Christ is more glorious in times of inward storm and of personal sorrow and tormenting conflict. ~ Harold B. Lee

There have been times in my life when I felt compelled to write things down as a matter of therapy, but whatever I kept about those days, I shredded. It was too personal. ~ Cal Ripken, Jr.

In many ways the effect of the crash on embezzlement was more significant than on suicide. To the economist embezzlement is the most interesting of crimes. Alone among the various forms of larceny it has a time parameter. Weeks, months, or years may elapse between the commission of the crime and its discovery. (This is a period, incidentally, when the embezzler has his gain and the man who has been embezzled, oddly enough, feels no loss. There is a net increase in psychic wealth.) At any given time there exists an inventory of undiscovered embezzlement in - or more precisely not in - the country's businesses and banks. This inventory - it should perhaps be called the bezzle - amounts at any moment to many millions of dollars. It also varies in size with the business cycle. In good times people are relaxed, trusting, and money is plentiful. But even though money is plentiful, there are always many people who need more. Under these circumstances the rate of embezzlement grows, the rate of discovery falls off, and the bezzle increases rapidly. In depression all this is reversed. Money is watched with a narrow, suspicious eye. The man who handles it is assumed to be dishonest until he proves himself otherwise. Audits are penetrating and meticulous. Commercial morality is enormously improved. The bezzle shrinks.

…

Just as the boom accelerated the rate of growth, so the crash enormously advanced the rate of discovery. Within a few days, something close ~ John Kenneth Galbraith

If faith is lacking, it is because there is too much selfishness, too much concern for personal gain. For faith to be true, it has to be generous and loving. Love and faith go together, they complete each other. ~ Mother Teresa

I think a beautiful dress on the wrong woman could mean nothing. It has to be the right woman and the right clothes. That's why you need that personal touch. I mean, that's why I went into this business to begin with. ~ Jason Wu

In our tribunal, we look only at personal criminal responsibility in a very tightly defined, narrow way and we demand proof beyond a resonable doubt about the involvement of the individual. We do no have a mandate to establish the moral responsibility of those who saw things happen and did nothing, including people who might have had the capacity to stop the process and did nothing. But we have to be careful in thinking that just because we focus on individual criminal guilt we therefore absolve the community. The old distinctions are too simplistic when we move up the chain of command and witness the merging of the collectivity into the personae of these charismatic political and military leaders.'
-Louise Arbour, Chief Prosecutor for International Criminal Tribunal for the Former Yugoslavia ~ Erna Paris

I am politically pro-choice, but personally pro-life. I have my faith but refuse to force it on the world at large - especially this world, so brutal and unjust. I cannot make these wrenching personal life and death decisions for others - nor do I believe they should be made by a church run by childless men. ~ Julianna Baggott

We interact with one another as individuals responding to a complex haze of factors: professional responsibilities, personal likes and dislikes, ambition, jealousy, self-interest, and, in at least some instances, genuine altruism. Living in the here and now, we are awash with sensations of the present, memories of the past, and expectations and fears for the future. Our actions are not determined by any one cause; they are the fulfillment of who we are at that particular moment. After that moment passes, we continue to evolve, to change, and our memories of that moment inevitably change with us as we live with the consequences of our past actions, consequences we were unaware of at the time. ~ Nathaniel Philbrick

The intensity of our desire to share the gospel is a great indicator of the extent of our personal conversion. ~ Dallin H. Oaks

Growing up in a place that has winter, you learn to avoid self-pity. Winter is not a personal experience, everybody else is just as cold as you, so you shouldn't complain about it too much. You learn this as a kid, coming home crying from the cold, and Mother looks down and says, 'It's only a little frostbite. You're okay.' And thus you learn to be okay. What's done is done. Get over it. Drink your coffee. It's not the best you'll ever get but it's good enough. ~ Garrison Keillor

If we do not push ourselves enough, we do not grow, but if we push ourselves too much, we regress. What is enough will change, depending on where we are and what we are doing. In that sense, the present moment is always some kind of beginning. ~ Sakyong Mipham

I still have those childish moments when I wish with all my heart that I could wake up and find it's all been a dream. I really have thought that. I have felt-stronger than grief, stronger than anger, stronger than despair-the profound desire to return to the netherworld of the safer past. There are still flashes of unexpected sadness, the pauses that last longer than they used to. The desire for retribution, the fear of retribution. Like a death in the family, like a personal tragedy, an event like this lays bare the complexity of our worlds, internal and external. ~ David Levithan

If you read, you will transform your life. ~ Lailah Gifty Akita

A voice is such a deep, personal reflection of character. ~ Daniel Day-Lewis